USDA Loan Vs. FHA loan pro & con Boulder-Creek, Santa Cruz County, CA

In 2026, the USDA loan limit in Boulder-Creek, county of Santa Cruz, CA is $657,900, while the FHA limit for a single-family home is $822,375.

Utilize the Lendersa® USDA loan calculator to compare the leading USDA and FHA rates available today. Determine the needed income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator offers side-by-side views of USDA, FHA, Conforming, and VA options, helping you choose the program in that best fits your financial needs.

USDA and FHA Loan Options in Boulder-Creek, CA

Lendersa® aims to efficiently connect you with the best USDA or FHA loan without hassle. Choose one of three entry points that lead to matching lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

A USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans, which require a 3.5% minimum down payment, USDA loans require no down payment at all.

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(712) 224-4425 Lender's profile and map Reviews Liberty National Bank IA 4425 Singing Hills Blvd., Sioux City, IA, 51106 In 2003, Liberty National Bank was created by a group of local investors who had a vision for a “true community bank." Your answer for all banking needs, including mortgages, financing, free checking, online banking, bill pay, personal savings & checking accounts, home & commercial loans, wealth management and trusts.
(402) 715-4689 Lender's profile and map Reviews Premier Bank 16802 Burke Street, Omaha, NE, 68118 Premier Bank Just because a bank has a lengthy history, doesn’t mean there’s a great story to tell. Premier Bank is founded by a desire to do more of what businesses and consumers expect their financial partner to do. That means investing more in our relationships, providing financial products and services
(402) 505-8500 Lender's profile and map Reviews United Republic Bank 111 North 181st Street, Omaha, NE, 68118 United Republic Bank, we're different. We set our standards high by abiding by our core beliefs: Excellence, Honesty and Integrity, Making a Difference, Building Relationships and Client Satisfaction.We’re an organization that is professional, trustworthy, accurate, and responsive. United Republic Bank provides financial services that help our clie
(402) 333-9100 Lender's profile and map Reviews Core Bank 17807 Burke St, Omaha, NE, 68118 Core Bank is a full-service community bank focused on meeting clients' banking needs with personal, business, real estate, SBA lending and private client services. Headquartered in Omaha, Nebraska, we have six Midwest locations in the Omaha and Kansas City metros, with our KC location specializing in SBA lending.
(402) 491-0100 Lender's profile and map Reviews Jan Nicola, Realtor, Nebraska Realty 17117 Burt Street, Omaha, NE, 68118 Nebraska Realty is a name we believe proudly reflects the professional, hard working and service-oriented values of our employees. Values that our history of success has been built upon. Values our customers associate with being “Nebraskan”. As Nebraska Realty, we now have the opportunity to expand our brokerage services throughout Nebraska,
(402) 651-7928 Lender's profile and map Reviews Pillar Financial Mortgage 15821 West Dodge Rd, Suite 161, Omaha, NE, 68118 Our "Client First" approach provides you with informed options when making decisions about the mortgage process. Find out why so many customers choose Pillar Financial Mortgage.Purchasing a home is one of your most important financial decisions. Let us help you get the facts before you buy and help pick the loan that's best for you.
(830) 997-7575 Lender's profile and map Reviews Security State Bank & Trust 201 West Main Street, Fredericksburg, TX, 78624 Security State Bank & Trust was born in the heart of Fredericksburg, Texas. In 1941, a group of local businessmen saw a need for a new bank to better serve the community’s needs. We officially opened for business in the former Buckhorn Saloon building at 201 West Main Street where we still reside.
(325) 247-5741 Lender's profile and map Reviews Arrowhead Bank 108 West Sandstone Street, Llano, TX, 78643 Arrowhead Bank originally opened its doors for business as the Moore State Bank. In 1963, A.W. Moursund, a life-long Hill Country resident, attorney and judge purchased controlling interest in the Llano bank. At the time, the bank had deposits totaling nearly $4, 000, 000 and approximately $660, 000 in capital, surplus, and undivided profits.
(325) 247-5701 Lender's profile and map Reviews Llano National Bank 1001 Ford Street, Llano, TX, 78643 Llano National Bank is a locally owned community bank with its main office located in Llano, Texas at 1001 Ford Street. We have two full-service branch bank offices: the Buchanan Dam branch, located at the intersection of State Highway 29 and RR 1431, Buchanan Dam, Texas and the Hill Country National Bank branch, located at 1210 S. Water Street.
(817) 573-2655 Lender's profile and map Reviews First National Bank of Granbury 101 E Bridge St, Granbury, TX, 76048 First National Bank was chartered in 1887 by Texas Pioneers Dan Cogdell, John Traylor, E.A. Hannaford, Jess Baker and James H. Doyle. While the early years of the Bank’s existence were economically prosperous for the area, the Great Depression and droughts of the 1930’s would soon have a negative impact on the community.
(402) 894-5005 Lender's profile and map Reviews Omaha Firefighters Credit Union 4630 S 143rd Street, Omaha, NE, 68137 Omaha Firefighters Credit Union was established in 1946 to serve our members' financial needs. As a Credit Union, we operate as a not-for-profit financial cooperative that encourages thrift & provides credit at fair and reasonable rates. We are owned and operated by our members. Each member owns an equal share regardless of their account balance.