USDA Loan Vs. FHA loan for Boulder-Creek, CA 2026

In 2026, the USDA loan limit in Boulder-Creek, county of Santa Cruz, CA is $657,900, while the FHA limit for a single-family home is $822,375.

Utilize the Lendersa® USDA loan calculator to compare the leading USDA and FHA rates available today. Determine the needed income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator offers side-by-side views of USDA, FHA, Conforming, and VA options, helping you choose the program in that best fits your financial needs.

USDA and FHA Loan Options in Boulder-Creek, CA

Lendersa® aims to efficiently connect you with the best USDA or FHA loan without hassle. Choose one of three entry points that lead to matching lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

A USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans, which require a 3.5% minimum down payment, USDA loans require no down payment at all.

Get top 10
USDA LENDERS
customized to yout needes

305-275-9109 Lender's profile and map Reviews Granada Mortgage LLC 9783 SW 72nd Streeet, Miami, FL, 33183 Granada Mortgage is a subsidiary of Capital International Financial, Inc. With over thirty 35 years of experience in providing loans, service, and expertise to home-buyers, Capital International Financial upholds an enduring presence in the lending community. By strategically meeting the ups and downs of the real estate and financial markets
(201) 833-0123 Lender's profile and map Reviews Approved Funding 41 Grand Avenue, River Edge, NJ, 07661 Approved Funding is a multi-state Direct Mortgage Lender. With over three decades of perseverance, billions in mortgage financing, and thousands of satisfied clients, we have become one of the area’s fastest growing privately held mortgage banks, by distinguishing ourselves through professionalism, honesty and integrity.
3054324923 Lender's profile and map Reviews Life Capital Lending Group, Inc. 2020 SW 36th Terracce, Ft. Lauderdale, FL, 33312 Life Capital Lending Group, Inc. is a premier lending powerhouse. Committed to meeting every investor's needs, they specialize in portfolio loans that cater to diverse requirements, including conventional, DSCR, and profit-based solutions. With expert financial insight and personalized service, Life Capital Lending Group ensures each client's growt
(866) 847-3001 Lender's profile and map Reviews Society Mortgage 330 Himmarshee Street, Suite 111, Fort Lauderdale, FL, 33312 We are internet-based mortgage company with offices in Ohio, Florida and Maine. While our team is spread out across the country, we have developed a system that allows us to offer a personalized home-buying experience to any person in any location. Society Mortgage is committed to building
(305) 746-2783 Lender's profile and map Reviews Christina Kovacs - The Home Agency 2527 Bimini Ln, Fort Lauderdale, FL, 33312 Christina has helped buyers and sellers from the around the world with their South Florida real estate transactions and personally invests in properties throughout Florida & New England. In 2018, Christina became a license real estate broker in Connecticut and expanded The Home Agency.
(954) 964-2220 Lender's profile and map Reviews Mortgage Masters Inc 2699 Stirling Road, Suite C101, Fort Lauderdale, FL, 33312 Mortgage Masters Inc, a "frustration-free zone" where we get you started toward qualifying and applying for a mortgage loan. Our mortgage professionals can get you approved in record time! That's because we take advantage of the very latest and best automated tools to speed you hassle-free toward your new home, new mortgage or home equity cash!
888-834-5005 Lender's profile and map Reviews Mutual Mortgage Lending Corp 2650 W. State Rd 84 Suite 101, Fort Lauderdale, FL, 33312 Mutual Mortgage a Florida-based mortgage firm.Since the beginning, our company has dedicated our resources to serving the needs of both residential and commercial clients. Our goal is simple, we want our clients to pay less and get more. In order to achieve this goal, we seek to find our clientele the most suitable loan at the lowest possible rate.
(201) 968-0202 Lender's profile and map Reviews 1st Bergen Federal Credit Union 392 Main Street, Hackensack, NJ, 07601 1st Bergen’s field of membership is open to persons who live, work, worship, volunteer, attend school or conduct business in Bergen County, Paterson, or Jersey City, NJ. Immediate family of current members are also eligible to join 1st Bergen. Our mission is to empower and strengthen individuals who may not otherwise have access to banking.
(201) 424-0426 Lender's profile and map Reviews Donald Anfuso 290 Vincent Ave, 3rd Floor, Hackensack, NJ, 07601 Don Anfuso, a licensed mortgage expert with 20 years of experience in New Jersey. I specialize in providing fast and accurate pre-approval letters for serious buyers, without putting a ding on your credit. Call today and get honest answers without any obligation and don mortgage company as a high school student about 25 years ago.
845-494-6937 Lender's profile and map Reviews Federal National Funding Capital Group LLC 411 Hackensack Avenue Suite 200, Hackensack, NJ, 07601 Unlock New Opportunities with FNF Capital Group Experience in Financial Solutions Federal National Funding Capital Group LLC (FNF Capital Group) is your ultimate financial ally, we empower business owners and real estate investors with funding solutions including term loans, lines of credit, equipment financing, fix & flip loans, rent
(201) 465-4100 Lender's profile and map Reviews PRIME RESOURCE CAPITAL 90 Main St, Suite 309, Hackensack, NJ, 07601 Prime Resource Capital, we take a “can do” attitude. We help find solutions. Our clients rely on our expertise to match our products to the specific need of the client. Our advisors are experienced professionals who understand that capital is a key ingredient to growth in any industry.