USDA Loan Vs. FHA loan for Felton, CA [ best of 2023]

In 2024, USDA loan limit in Felton, county of Santa Cruz, CA is $626,500 while FHA limit is $805,000 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Felton, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(888) 929-2265 https://www.afbank.com/ 1494 miles Lender's profile and map Reviews Armed Forces Bank 1111 Main Street, Suite 1600, Kansas City, MO, 64105 Armed Forces Bank is a family-owned business dedicated to supporting the financial well-being of the individuals and businesses within our communities. We provide a wide variety of affordable, competitively priced, and easily accessible credit and retail banking services through an extensive network of branche.
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(903) 498-8541 http://www.fnbkemp.com/ 1495 miles Lender's profile and map Reviews First National Bank of Kemp 100 South State Highway 274, Kemp, TX, 75143 First National Bank of Kemp first opened its doors in August, 1901, after a group of local farmers, ranchers and businessmen decided to provide much-needed financial services to the community. Through wars, depression, recessions, and plenty of good times, First National Bank of Kemp has been right here, serving and growing with the community.
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(785) 356-2195 https://www.bisonstatebank.com/ 1495 miles Lender's profile and map Reviews Bison State Bank 9201 Ward Parkway, Suite 210, Kansas City, MO, 64114 Bison State Bank blends the traditional personalized experience of your local neighborhood bank with an innovative approach, the latest technology, and the expertise of top notch banking professionals. Since 1901, our bank has been dedicated to providing an exceptional experience for our customers.