For 2026, the USDA loan limit in Felton, within Santa Cruz county, CA, is $626,500, while the FHA limit for a single-family home is $805,000.
Utilize the Lendersa® USDA loan calculator to effectively compare today’s premier USDA and FHA rates. Determine the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA, helping you choose the best program available in for your financial situation.
Loan Limits and Downpayment Requirements 2026 in Felton, Santa Cruz, CA
Loan Type
Loan Limit
Down Payment
USDA
$626,500
0%
FHA
$805,000
3.5%
Conventional Conforming
$805,000
3%
USDA and FHA Loan Options in Felton, CA
The aim of Lendersa® is to provide you with a suitable USDA or FHA loan quickly and without hassle. Choose one of three initial paths to find matching lenders and USDA loan offerings.
The USDA home loan, offered by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively for rural areas. Unlike FHA loans that need a 3.5% minimum down payment, USDA loans require no down payment.
I'm here to solve that for you. When you're ready, the next step in getting a low rate mortgage made easy is to contact me so we can review your unique situation & make sure that you get a low rate mortgage without the stress & hassle that's normally associated with it. Feel free to call me direct or if you prefer you can email me. Paul Kwon
1000 NE Jensen Beach Blvd, Jensen Beach, FL, 34957
Since its original charter in 1926, Seacoast Bank has succeeded through a clear vision, planned strategic growth, and talented, professional employees. The operating subsidiary of Seacoast Banking Corporation of Florida and is one of the largest publicly traded commercial banks headquartered in Florida.
DREAMLINE MORTGAGE brokers and experts in locating the best mortgage for your individual circumstances. We have extensive experience in the Jumbo, Super Jumbo, conforming mortgage, and particularly specialized in niche products. We can help you secure a residential mortgage loan, even if you have bad credit history or challenging circumstances.
837 First Colonial Rd, Suite C, Virginia Beach, VA, 23451
We have built a strong reputation as an outstanding mortgage lender, the needs of real estate professionals, builders and individual homebuyers throughout the state.
We're a full service mortgage lender with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending.
600 22nd Street, Suite 302, Virginia Beach, VA, 23451
Towne Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. Towne Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available.
600 22nd Street, Suite 204, Virginia Beach, VA, 23451
Advance Financial Group is your local mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. TowneBank Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available.
Navigating the sea of financing to help grow your business. Capital Atlantic Solutions is a diversified financial brokerage and direct lender that can provide capital for almost any situation. Whether you are looking for working capital or money to secure the development of a 300 unit Multifamily we are able to help. We look forward to working wi
600 22nd Street, Suite 201, Virginia Beach, VA, 23451
NewTowne Mortgage is hometown mortgage company, we uphold the principles and philosophies that have been established by our hometown traditions. NewTowne Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing.
Tioga-Franklin is the little bank with the big difference. We have been around since 1873, so we know a few things about quality banking. At Tioga-Franklin, you get all the benefits of a large banking institution in addition to the personalized, familiar environment of a small, community bank. As a Tioga-Franklin customer.
Our mission is to serve our customers with honesty, integrity, and competence. Our goal has always been to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
