USDA Loan Vs. FHA loan for Bonsall, CA [ best of 2023]

In 2024, USDA loan limit in Bonsall, county of San Diego, CA is $703,800 while FHA limit is $977,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Bonsall, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(605) 799-6640 https://www.bluestonefcu.org/ 1312 miles Lender's profile and map Reviews Bluestone Federal Credit Union - East Branch PO Box 90240, Sioux Falls, SD, 57109 Bluestone Federal Credit Union a not-for-profit, full service financial cooperative serving 43 counties across Iowa, Minnesota, Nebraska and South Dakota by providing convenient online banking tools and consumer-centric lending and saving solutions.Credit Union a not-for-profit, full service financial cooperative serving 43 counties.
(605) 334-2471 https://www.levo.org/ 1312 miles Lender's profile and map Reviews Levo Credit Union 1741 S Cleveland Avenue, Sioux Falls, SD, 57103 Levo Credit Union provides the full range of consumer and business financial services. We are a member-owned financial cooperative with local decision-making for all business credit and deposit needs. A full-service locally owned financial institution providing financial services in Minnehaha, Lincoln, Turner and McCook County, South Dakota.
(877) 353-1049 https://pacificnationalfunding.com/ 1312 miles Lender's profile and map Reviews Pacific National Funding 101 S Reid St, Sioux Falls, SD, 57103 At Pacific National, we are a family oriented company that strives to help our customers recover from previous financial mistakes, and give them the support & assistance to get back on their feet again. We firmly believe that your past does not need to dictate your future, and wherever possible we aim to find a solution to your financial problems.
(605) 336-1047 http://www.servicefirstfcu.org 1312 miles Lender's profile and map Reviews Service First Federal Credit Union 3901 E 10th St, Sioux Falls, SD, 57103 Service First’s history began like most credit unions: with our members. Back in the early stages of America’s financial system, banks were only accessible to the upper class. People began joining forces to create their own financial institutions. Credit unions were started by people, for people.
(346) 200-1232 https://quicklending.com/ 1312 miles Lender's profile and map Reviews Quick Lending, LLC 7715 Park Pl Blvd,, Houston, TX, 77087 Are you thinking of taking bridge loans and looking for Hard Money Lenders? If yes, look no further than Quick Lending. They are the best Private Money Lenders that offer 30-year terms on qualifying properties with a tenant in place. Contact us today for more information - https://quicklending.com/
(346) 200-1232 https://quicklending.com/ 1312 miles Lender's profile and map Reviews Quick Lending, LLC 7715 Park Pl Blvd, Houston, TX, 77087 We pride ourselves on the ability to make a fast decision and execute seamlessly. Through our relationships with preferred vendors, we are also able to extend guidance and support for our borrowers.As a client-focused, boutique private lender, we’re flexible enough to cater to most needs and nimble enough to execute quickly.
(281) 747-5353 https://www.pbclending.com/ 1312 miles Lender's profile and map Reviews Peabody Capital Lending LLC 2743 Smith Ranch Road, Suite 303, Pearland, TX, 77584 Peabody Capital Lending are a buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(713) 492-4544 https://www.truthlendingservicesllc.com/ 1312 miles Lender's profile and map Reviews Truth Lending Services LLC 3404 Beacon Bend Court, Pearland, TX, 77584 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(817) 306-3100 http://www.unityone.org/ 1312 miles Lender's profile and map Reviews Unity One Credit Union - Kansas City 4150 Kansas Ave, Kansas City, KS, 66106 It all started with a bold move to address a major need. In 1927, the Credit Union that eventually became Unity One Credit Union was created by a small group of railway clerks with the Great Northern Railroad located in Minnesota. They recognized the need to provide an alternative to ""for-profit"" financial institutions.
(913) 831-2004 http://www.argentinefed.com 1312 miles Lender's profile and map Reviews Argentine Federal Savings 3004 Strong Avenue, Kansas City, KS, 66106 Argentine Federal Savings, Member FDIC, is a true community savings and loan that exists solely to serve our neighbors in the greater Kansas City area. Since 1906, we have been an integral part of the community providing financial services to generations of families and fellow businesses.
(833) 325-2684 https://farmersbankkc.mymortgage-online.com/ 1312 miles Lender's profile and map Reviews Farmers Bank of Kansas City 14231 Metcalf Ave, Overland Park, KS, 66223 We provide deposits and lending services to a broad range of consumer, retail, manufacturing, agricultural, energy, real estate and commercial customers. Our community banks provide hometown service, resources and support for the eight communities we serve in central Kansas and Overland Park, Kansas.