USDA Loan Vs. FHA loan for Bonsall, CA [San Diego County Rates 2023]

In 2025, USDA loan limit in Bonsall, county of San Diego, CA is $703,800 while FHA limit is $977,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Bonsall, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(805) 538-2226 1023 miles Lender's profile and map Reviews DML Capital 2018 156th Ave NE Building F, Suite 100, Bellevue, WA, 98007 DML Capital Mortgage is an independent mortgage lender headquartered in the Seattle Area, WA. We are a retail direct lender well positioned to serve the diverse needs of today’s borrowers. We offer a vast array of loan products to provide our borrowers the best options available.
425 434 9205 1023 miles Lender's profile and map Reviews Intrust Funding 14508 NE 20th Street, Suite #200, Bellevue, WA, 98007 Intrust Funding provides short-term financial solutions for novice and veteran real estate investors and non-conventional borrowers in Western Washington. Through our simple, efficient and transparent loan process, we help our clients present all-cash offers in as little as 48 hours to secure the best property deals within 72 hours.
(425) 451-8889 1024 miles Lender's profile and map Reviews Reliance Mortgage Inc. 1008 140th Ave NE, Suite 101, Bellevue, WA, 98005 Reliance Mortgage has been simplifying residential, commercial and construction loans since 1992. The company remains one of the strongest truly local institutions in the Pacific Northwest. Today, we are a premier leading Asian Mortgage broker in Washington. We are currently licensed to do loans in Washington, Oregon, California & Nevada.
(206) 229-0000 1024 miles Lender's profile and map Reviews Seattle's Best Mortgage Inc 11911 NE 1st St, Suite B306, Bellevue, WA, 98005 We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you
(425) 429-6625 1024 miles Lender's profile and map Reviews Washington Mortgage Solutions LLC 1 Lake Bellevue Drive, Suite 205, Bellevue, WA, 98005 Washington Mortgage Solutions LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
(425) 460-2480 1024 miles Lender's profile and map Reviews Homelink Mortgage, Inc. 365 118th Avenue Southeast, Suite 200, Bellevue, WA, 98005 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with competitive interest rates and superior service. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(206) 489-5670 1024 miles Lender's profile and map Reviews NW Sunrise Mortgage LLC 11900 NE 1st St, Suite 300, Bellevue, WA, 98005 We aim to offer the best professional housing loan service to meet our clients' financial needs in the Greater Seattle Area. NW SUNRISE MORTGAGE LLC was incorporated on Feb 26 2020 as a PROFIT Limited Liability Company Type registered at 11900 NE 1ST ST STE 300, BELLEVUE, WA. The agent name of this company is XU CHEN.
4253060089 1024 miles Lender's profile and map Reviews Lenders Wholesale 929 108th Ave NE Ste. 1030, Bellevue, WA, 98004 How Private Lending Can Get Your Loan Pipeline Growing Again! The best part is we are far more than just lenders. We are strategic partners who will show you and teach you exactly how to tap into the fastest growing, most profitable lending segment in real estate today…and over the next 3-5 years or more.
(425) 283-5151 1024 miles Lender's profile and map Reviews Puget Sound Cooperative Credit Union 11201 SE 8th Street, Suite 208, Bellevue, WA, 98004 Originally chartered in 1934 as Puget Sound Power & Light Employees Credit Union; today’s Puget Sound Cooperative Credit Union (PSCCU) is not only a not-for-profit, member-owned financial cooperative, but we have grown to become a proactive contributor to environmental sustainability, financial security for others, and job creation.
(888) 711-5036 1024 miles Lender's profile and map Reviews Military VA Loan 200 112th Ave NE, Suite 310, Bellevue, WA, 98004 MilitaryVALoan.com is an independently owned, non-government site, operated by Full Beaker, Inc. NMLS #1019791. We make the VA home loan process easy. Call 888-977-5113 to get started.government site, operated by Full Beaker, Inc. NMLS #1019791. We make the VA home loan process easy.
(425) 453-5010 1024 miles Lender's profile and map Reviews Fortis Mortgage Advisors 1601 114th Avenue SE, Suite 106A, Bellevue, WA, 98004 The mortgage process has garnered the reputation of being painful, expensive, and time-consuming. We believe it doesn’t have to be. When we started Fortis Mortgage Advisors our goal was to take a complex process and make it easy. At our core, we believe that homeownership, with the right mortgage, is the best.