In 2026, the USDA loan limit in Bonsall, county of San Diego, CA is $703,800, while a single-family home FHA limit is $977,500.
Use the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates. Determine necessary income, credit, reserves, and document requirements using our advanced mortgage calculator that compares USDA, FHA, Conforming, and VA loans side by side. This helps you select the best program in Alabama for your financial situation.
Compare loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $703,800 | 0% |
| FHA | $977,500 | 3.5% |
| Conventional Conforming | $977,500 | 3% |
Lendersa® aims to swiftly find you the most favorable USDA or FHA loan with minimal hassle. Choose from three options that match you with lenders offering USDA programs.
Backed by the government, the USDA home loan, also called the USDA rural development loan or USDA mortgage, serves rural areas only. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans need none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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