USDA Vs. FHA your options comparison in Oceanside, San Diego County, CA
In the year 2025, the maximum USDA loan amount in Oceanside, situated in the county of San Diego, CA, is $703,800. On the other hand, the limit for an FHA loan for a single-family dwelling is set at $977,500.
You can utilize the Lendersa® USDA loan calculator to evaluate and compare today's most advantageous USDA versus FHA rates. It also helps establish the income requirements, credit score, reserves, and necessary documentation for qualification. With our advanced mortgage calculator, you can assess USDA, FHA, Conforming, and VA loans side-by-side, thus determining which scheme in suits your financial needs the best.
2025 Loan Limits and Down Payment Requirements in Oceanside, County of San Diego, CA
Loan Category
Top Loan Value
Required Down Payment
USDA
$703,800
0%
FHA
$977,500
3.5%
Conventional Conforming
$977,500
3%
Exploring USDA and FHA Loan Alternatives in Oceanside, CA
Lendersa® is dedicated to finding you the most suitable USDA or FHA loan quickly and with minimal difficulty. Choose one of the three starting options below to connect with lenders and explore USDA lending programs that match your requirements.
The USDA home loan is backed by the government’s Department of Agriculture—commonly known as the USDA rural development loan or USDA mortgage. It is mainly available in rural localities. Unlike FHA loans that require at least a 3.5% down payment, USDA loans do not demand any initial payment.
2195 Hyacinth Street Northeast, Suite 191, Salem, OR, 97301
Mighty Mortgage home loans is an independent locally owned mortgage broker located in Salem, Oregon. Our goal is to provide you with superior, concierge level customer service at an exceptional value. We do this by specializing exclusively in Oregon home loans to qualified borrowers. If you need a residential home loan in Oregon.
Our focus on lifelong learning is a result of our proud history as an educators’ credit union, dating back to our start in 1935. While the tools we use to provide lifelong learning have changed throughout our over 75 years in business, the spirit of our commitment has not. You're different. So are we. “Different” is what changes the world.
We're a full service mortgage company with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms and costs-to meet your unique needs.
as loan professionals is to evaluate your individual credit & income picture to determine what loan programs you qualify for that will provide you with the lowest interest rates, the terms you desire & the least amount of costs to maximize your dollars.At Resident Lending Group we believe that EVERY client should be treated with respect.
The charter of the Pecos County State Bank was dated March 22, 1928. The bank opened for business on July 3, 1928, in the old First State Bank building located on the corner of First and Main in Fort Stockton, Texas. Opening Capital was $25,000.00 with a surplus of $6,250.00. The first officers were J.M. Montgomery,
Brownfield Federal Credit Union is a member-owned and controlled financial services organization. Our mission is to meet members’ financial needs through quality service at the best value while maintaining financial stability. Building lifelong relationships one member at a time. Brownfield Federal Credit Union Chartered in 1960.
In 2001, a group of local business owners realized that the unique needs of companies on the Oregon Coast—the fisheries, logging outfits, motels, restaurants, and shops that have always been the backbone of our communities—just weren’t being served well by the big banks. So they decided to build a bank dedicated to supporting the people
The First National Bank Of Hugo is a branch office of The First National Bank Of Hugo. They provide the following services: Full Service Office Location and are located at 321 4th Street in Hugo Colorado.
Mobile and traditional directions to this location can be found below along with ratings
First Federal Bank was founded in 1946 with $10,000 in capital as a mutual savings association known as Littlefield Federal Savings and Loan. In 1998, the association converted to a state mutual bank and became First Federal Bank Littlefield, Texas. The vision of First Federal Bank is to customize financial support for every customer.
First Basin, we strive to provide our members with the latest in technology and ease of access to their accounts. Make a loan payment online, pay your water bill, transfer funds into your savings account, check your balance with your mobile device, and much more... All at your fingertips and for your convenience.
We are a full service mortgage broker started in 2004 that follows the Golden Rule and offers five star service and the best rates in the business. We offer conventional, subprime, construction, renovation, jumbo, FHA, VA and USDA loans as well as private mortgages. We look forward to the opportunity to provide you with five star service.
