In 2026, the USDA loan limit in Solvang, county of Santa Barbara, CA, is $626,500, while the FHA limit for a single-family home is set at $805,000.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates, and to determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, helping you choose the best option for your financial needs in .
2026 Loan Limits and Down Payment Requirements in Solvang, Santa Barbara County, CA
Loan Type
Loan Limit
Down Payment
USDA
$626,500
0%
FHA
$805,000
3.5%
Conventional Conforming
$805,000
3%
Exploring USDA and FHA Loan Options in Solvang, CA
The aim of Lendersa® is to promptly deliver the best USDA or FHA loan without hassle. Choose one of three starting routes that align you with matching lenders and USDA loan offerings.
A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is guaranteed by the government Department of Agriculture and is exclusively available in rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans need no down payment.
29400 Kohoutek Way, Suite 140, Union City, CA, 94587
We have a common goal: Making you a homeowner. Let's make it happen. Ensuring you exceptional service at every step of your home buying process. Search listings from the convenience of your home.Be the 1st to get new listings that match your criteria. Luz Delgado have been helping families in Northern California buy & sell homes for over 20 years.
29300 Kohoutek Way, Suite 110, Union City, CA, 94587
We treat each customer like family. We understand that each client's needs are unique and will work with you to obtain the best loan possible. By providing excellent service and by representing a wide range of A-rated lenders, we can fund your goals with great low rates and help you to achieve your home ownership and investment dreams.
Home buying, selling or Refinancing can be challenging; we are here to lighten the load off your shoulders. Our first priority is always the interests of our clients providing capability, adaptability, and scalability. Since 2010, we have been serving loyal clients in California - get in touch to start enjoying our services today.
3982 Horner Street, Suite C, Union City, CA, 94587
MRL Group is the premiere real estate & loan company in the East Bay Area, with expertise and access to all Northern California metro markets. Whether you're in the Sacramento, San Francisco, or San Jose area, we can provide you with the best service and local knowledge to buy or sell your property.
Provident Credit Union is and has been a local financial Institution serving the Bay Area and beyond for over 65 years. We offer our members a wide array of financial products and services with an unmatched level of customer service and convenience. Our members enjoy 21 branches located throughout the Bay Area.
Our goal is to make available the most affordable loan programs to aid you in reaching your objectives. Regardless of your circumstances, our representatives will assist you throughout the process. Whether it is a Hard Money Loan, Purchase Loan, Refinance, Commercial Loan, Residential Loan
5960 Stoneridge Drive, Suite 101, Pleasanton, CA, 94588
Rohit Mohan is a Certified Mortgage Planning Specialist and is recognized as an expert in the Mortgage Industry. He was voted in top 4% Mortgage Loan Officers in Bay Areas by Diablo Magazine October 2012. Rohit brings his tech background to Mortgage Finance industry in a way to solve problems quicker and deliver the best service in the industry.
5994 W. Las Positas Blvd, Suite 109, Pleasanton, CA, 94588
CU HomeLand is a mortgage lender that originates mortgage loans for consumers, and partners with Credit Unions and Small Banks to provide them with the necessary mortgage services to help their members and clients obtain home mortgages and CU HomeLand is also a division of American Pacific Mortgage.
4900 Hopyard Road, Suite 100, Pleasanton, CA, 94588
Landmark Lending has been serving California mortgage loan clients since 2001. Located in the beautiful city of Pleasanton, Landmark Lending provides a variety of loans for the mortgage industry. We are a mortgage brokerage company that specializes in providing solutions for home owners and future home owners through wise planning & sound advice.
