In 2025, the USDA loan limit in Solvang, county of Santa Barbara, CA, is $626,500, while the FHA limit for a single-family home is set at $805,000.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates, and to determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, helping you choose the best option for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Solvang, Santa Barbara County, CA
Loan Type
Loan Limit
Down Payment
USDA
$626,500
0%
FHA
$805,000
3.5%
Conventional Conforming
$805,000
3%
Exploring USDA and FHA Loan Options in Solvang, CA
The aim of Lendersa® is to promptly deliver the best USDA or FHA loan without hassle. Choose one of three starting routes that align you with matching lenders and USDA loan offerings.
A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is guaranteed by the government Department of Agriculture and is exclusively available in rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans need no down payment.
It has been Broker/Owner Corey Kohnke’ s dreams to open a Private Real Estate Investment Company. That dream is now here. Meet BN Loans Inc. – a private lender for real estate investors. We offer great customer service that allows our borrowers’ to focus on acquisitions and current projects.
2901 W Coast Hwy, Suite 200, Newport Beach, CA, 92663
Rippon Capital offers a unique, boutique mortgage experience with a customized approach for established professionals on the Southern California Coast. We strategically position our clients to meet their home financing objectives through dedicated expertise, pricing, and products.
2901 W. Pacific Coast Highway, Suite 200, Newport Beach, CA, 92663
RFM is a full-service mortgage broker in Newport Beach and Orange County where you can get the best rates for a home loan to buy a home or refinance. As a mortgage broker, RFM can shop for the best mortgage rates that suit your needs. We shop at over 20 different lenders, as all may have different guidelines.
2901 West Coast Highway, Suite 200, Newport Beach, CA, 92663
Funding Concepts Group we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
Homestead SPC is the first California Social Purpose Corporation to provide all-inclusive mortgage, realty and legal services to Home Buyers and Homeowners. Founded by Real Estate Attorney and Broker Joseph Arthur Roberts, Homestead SPC is the product of lessons learned from the Great Mortgage Crisis.
With over 15 years of experience in all facets of Mortgage Lending, Melissa has knowledge in conventional, non-conventional, government, non-prime, and hard money loans. She understands that every loan is unique and keeps an optimistic mindset.
Melissa has an extensive background in helping first time homebuyers
2730 S Harbor Boulevard, Suite L, Santa Ana, CA, 92663
We take pride in providing you with excellent service and appreciate the opportunity to assist you with your mortgage needs and also We provide the lowest rates for our Veterans, if you are in process with another and your appraisal is done you owe it to yourself to compare pricing.
We close loans in as little as 30 days.
3101 W. Pacific Coast Hwy, Suite 150A, Newport Beach, CA, 92663
Our all-encompassing approach to lending allows us to immerse ourselves in a multitude of lending situations. This experience and dedication empowers our staff to fulfill our fiduciary duty while adhering to our strict standards of character, respect, and integrity.
With CdM Lending and Priority Financial Network as your lender.
2901 West Coast Highway, Suite 200, Newport Beach, CA, 92663
Legacy Finance and Realty is a full service CA Mortgage and Real Estate Broker. We are proud to provide our clients with a plethora of home loan products as well as real estate sales and purchasing services. Whether you are looking for a loan to purchase or refinance a home, Legacy Finance and Realty will provide all viable options.
