In 2025, USDA loan limit in Solvang, county of Santa Barbara, CA is $626,500 while FHA limit is $805,000 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Solvang, county of Santa Barbara, CA
Loan Type
Loan Limit
Down payment
USDA
$626,500
0%
FHA
$805,000
3.5%
Conventional Conforming
$805,000
3%
USDA and FHA loan options in Solvang, CA
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
2240 Encinitas Blvd., Suite D, #109, Encinitas, CA, 92024
Jim Lackey Associates provides access to private capital in the form of either loans or private equity for businesses and individuals. Founded in March 2004, the company has arranged financing of over $100 million, including purchase loans, refinance loans, construction loans, private equity, and a variety of other transactions.
515 Encinitas Blvd Suite 203, Encinitas, CA, 92024
Charger Funding was founded in 2008. Those of you who have worked with us know that we are experienced and hard working advocates for your files. Charger Funding has been doing private money lending in California for over a decade and we know how to get the job done.We’re the ones to call when you have a deal that absolutely must close.
2611 So. Coast Hwy 101, Suite 205, Cardiff By The Sea, CA, 92007
Bayshore Home Loans Inc Since day one, our vision for our mortgage business has been based on building solid relationships with our clients. Today, our story is no different. Although the physical aspect of the mortgage process has been changed and improved by technology, over the past 30+ years the mission has remained the same.
"Granite West Funding as a locally-based Oakhurst mortgage company, we work with customers in and around Oakhurst as well as throughout the state of California.
Our goal is to get you quickly and affordably into your dream home, and to make the entire lending experience speedy, friendly and easy."
1132 San Marino Drive, Suite 100, San Marcos, CA, 92078
KRC Realty Services is comprised of a team of local real estate professionals committed to selling some of the most desired homes in San Diego County. KRC Realty Services is a team of local real estate experts ready to reveal the secrets of how we can help you. Our team of local experts is ready to guide you through the home-buying process.
As the son of a Real Estate Agent, Jason has been around the real estate nearly all his life. Jason began his career in the mortgage industry during college and has over seventeen years of experience in the real estate industry. He began originating loans in 2001 and in 2011 moved to San Diego to further develop his career.
663 S Rancho Santa Fe Rd, Unit 220, San Marcos, CA, 92078
At PACFI, we’re committed to simplifying the mortgage process for our clients. We’re a mortgage brokerage with the top lenders in the nation and licensed in Idaho and California. We are passionate about expediting the loan process and saving our clients time and money. PACFI is a mortgage company lending in the residential industry.
Platinum Mortgage Executives the mortgage and real estate industry since 1997, David Braun understands what it takes to get tough deals done. David has worked on countless transactions in his 22 years of experience. He is licensed to serve clients in California and Colorado. and also lifetime loan available.
