USDA Loan Vs. FHA loan for Santa-Ynez, CA [ best of 2023]

In 2024, USDA loan limit in Santa-Ynez, county of Santa Barbara, CA is $528,000 while FHA limit is $660,100 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Santa-Ynez, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(281) 470-1813 https://www.ila1351fcu.com/ 1502 miles Lender's profile and map Reviews ILA 1351 FCU 10920 Spencer Highway, La Porte, TX, 77571 ILA 1351 FCU is dedicated to serving members of the International Long Shoremen's Association 1351 in La Porte, Texas. We've served the Houston area since 1966. With current CEO Jan Stewart & Office Manager Ann Phelps and help and hard work of all past and current board members
(713) 209-1310 https://www.usifcu.com/ 1502 miles Lender's profile and map Reviews USI Federal Credit Union 1515 Miller Cut Off Road, La Porte, TX, 77571 USI Federal Credit Union was organized in 1959 as a non-profit financial cooperative. The purpose of the Credit Union’s was to serve the employees of USI and their families and today we continue the tradition. Credit Union members are the actual owners of the credit union. When you deposit money into your account,
(507) 794-3551 https://www.americanafinancial.com/ 1502 miles Lender's profile and map Reviews Americana Community Bank 300 Main Street West, Sleepy Eye, MN, 56085 At Americana Community Bank! You’ll find that we are the bank that provides excellent, friendly, down-to-earth service while actively participating in and supporting the communities we serve. Though our name has changed over the past 100 years, our knowledge, dedication and excellent service have been constant.
(877) 794-6712 https://www.southpointfinancial.com/ 1502 miles Lender's profile and map Reviews SouthPoint Financial Credit Union 920 Main Street East, Sleepy Eye, MN, 56085 SouthPoint Financial Credit Union is open to all people who live, work, worship, attend school in, have business and other legal entities located within the areas of Blue Earth, Brown, Carver, Faribault, Freeborn, Kandiyohi, Le Sueur, Lyon, Martin, McLeod, Meeker, Murray, Nicollet, Redwood, Renville, Rice, Scott, Sibley, Steele, Waseca, and Wright.
(866) 794-3911 https://www.firstsecuritybanks.com/ 1502 miles Lender's profile and map Reviews First Security Bank 100 East Main Street, Sleepy Eye, MN, 56085 At First Security Bank, we believe it’s not only our job, but also our responsibility, to know every facet of finance. This allows us to see the larger picture and understand how each aspect affects the other. Using this broader view, we can provide sound financial advice, support and services to you – our customer and most valued asset.
(800) 565-1722 https://reverse.mortgage/lenders/texas 1502 miles Lender's profile and map Reviews All Reverse Mortgage® 17300 El Camino Real, Suite 110, Houston, TX, 77058 All Reverse Mortgage, Inc. is proud to be Texas's #1 rated reverse mortgage lender by the BBB with a Perfect 5.0 stars and A+ review. All Reverse Mortgage® lends in 16 states nationwide, and throughout all of the Lone Star state. All Reverse began in November 2007 and as the name implies,
(888) 713-2526 http://www.mymortgageace.com/ 1502 miles Lender's profile and map Reviews My Mortgage Ace 1322 Space Park Drive, Suite C105-B, Houston, TX, 77058 We are a small team of mortgage professionals, dedicated to finding our clients the best fitting mortgage options available in the market. We are experts in the specialty mortgage space and strive to do the research and find the best financing available for your specific scenario.
(832) 746-5801 https://www.southerncoastmortgage.com/ 1502 miles Lender's profile and map Reviews Southern Coast Mortgage LLC 1918 Port Royal Drive, Houston, TX, 77058 Our mission here at Southern Coast Mortgage, LLC, is to serve our customers with Honesty, Integrity and Competence while helping them to secure mortgage financing to purchase or refinance their home. We provide the lowest interest rates and closing costs possible. We have over 45 years of home lending experience.
(281) 218-7760 https://legendhomelending.com/# 1502 miles Lender's profile and map Reviews Legend Home Lending 17047 El Camino Real, Suite 150, Houston, TX, 77058 Legend Lending is able to leverage the company’s volume of business throughout its various channels to secure competitive pricing and vendor relationships ensuring a better value and higher quality experience for our clients and We offer fast, reliable home financing solutions for most types of residential real estate.
(507) 375-3376 https://www.fnbstjames.com/ 1502 miles Lender's profile and map Reviews The First National Bank at St. James 202 1st Avenue South st., Saint James, MN, 56081 First National Bank has been serving St. James and surrounding communities for over 100 years! The bank was established in 1918 with a strong commitment to delivering quality financial services to the area. First National Bank is locally owned and operated which means local decision making on loan requests.
(218) 826-6112 https://www.farmersstbank.com/ 1503 miles Lender's profile and map Reviews Farmers State Bank of Underwood 110 Main St, Underwood, MN, 56586 Farmers State Bank is a locally owned, independent, community bank. We have four locations to better serve our customers. Our main office is located in Underwood, MN, and three branches are located in Dalton, Rothsay, and Fergus Falls, MN. Our officers, directors, and staff all live and work in our local communities.
(800) 445-5745 https://www.anstaffbank.com/ 1503 miles Lender's profile and map Reviews Anstaff Bank 100 First National Avenue, Green Forest, AR, 72638 The banking history of Green Forest begins in the year 1901. In that year the Bank of Green Forest was established with W. L. Sneed serving as president of the institution. Growing rapidly the Bank of Green Forest increased its capital to $20, 000.00 from the initial $12, 000.00.