USDA Vs. FHA your options comparison in Cathedral-City, Riverside County, CA
For the year 2025, the USDA loan cap in Cathedral-City, located in Riverside county, CA, is $381,800, whereas the FHA cap for a single-family home reaches $477,250.
To assess the best available USDA versus FHA rates, utilize the Lendersa® USDA loan calculator. This tool assists in evaluating the required income, credit score, reserves, and necessary documentation for eligibility. Equipped with this advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, aiding you in determining the best program for your financial situation, particularly if you are residing in Alabama.
2025 Loan Limits & Down Payment Needs in Cathedral-City, County of Riverside, CA
Loan Type
Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$477,250
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Cathedral-City, CA
The primary goal of Lendersa® is to swiftly secure you the most advantageous USDA or FHA loan with minimal hassle. Begin by selecting one of three initial pathways that align you with the right lenders and suitable USDA loan programs.
A USDA home loan, secured by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, and it targets rural territories only. Contrary to FHA loans that necessitate a minimum of 3.5% down payment, the USDA mortgage completely foregoes any down payment.
Rochester Area State Employees Federal Credit Union
2300 Buffalo Road, Building 400B, Rochester, NY, 14624
Rochester Area State Employees Federal Credit Union has been open since 1935. The credit union has assets totaling $18.05 Million. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves federal, state, and local government employees.
In 1964, seven teachers in the Gates Chili school district started the credit union, originally named Gates Chili School District Federal Credit Union. The Gates Chili Federal Credit Union is a full-service, financial cooperative that offers a broad range of financial products and services to our members.
First Carolina People’s Credit Union was formed in 1950 and chartered in 1952 under the name of Goldsboro Postal Credit Union to provide postal employees and their families with high quality services, to promote the wise use of their financial resources and complement their diverse lifestyles. Membership is a family affair.
We’ve always been about community. First State Bank has a long history of serving, reaching out, and connecting in the Florida Keys. We started out in 1955, with a single Key West branch and a handful of employees. As the Keys community grew, so did the Bank, steadily adding more services and branches.
You become an owner of the credit union with your membership. Because of the cooperative effort of all members, your credit union offers several advantages over other costly financial institutions. Your membership is effective as long as you maintain a $5 minimum Share Account balance.
The Monroe County Teachers Federal Credit Union is a not-for-profit, cooperative financial institution serving its members since 1950 with a wide range of services to meet all their financial needs. As a member, you actually are a owner of the credit union. Once you join the credit union, you are always a member.
In 1940, a group of naval station employees received a federal charter and founded NAVSTA Federal Employees Credit Union. Our founders believed if they pooled their money together, they could provide more affordable financial services for everyone. They had a vision, and over 80 years later their vision has become Keys Federal Credit Union!
302 Southard Street, Suite 212, Key West, FL, 33040
Keys Financial Mortgage is a mortgage brokering institution that prides itself in providing high quality home loan services to the public.
It is our mission to provide high quality mortgage programs at the most competitive rates. Our goal is to provide our clients with the resources of the nation’s best lenders,
"We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending"
Marine Bank & Trust As a true community bank, we are committed to the success of the community, its residents and its businesses. All Marine Bank employees live in the local area and Marine Bank directors are actively involved in being a resource to help our communities grow and prosper.
The First Area Federal Credit Union is a unique financial institution. We are member owned and not-for-profit. Unlike banks that are strictly profit-driven, we return excess earnings to our members by providing better personal service, lower interest rates for loans, higher yields on savings accounts, new products and services.
MCS Bank is a state-chartered, MUTUAL savings bank operating five community branches in Mifflin, Huntingdon and Snyder Counties and a Operations Center with full-service Branch in Milroy.
Originally formed in 1923 as the Mifflin County Building and Loan Association, MCS Bank has grown throughout the years by focusing
