USDA Vs. FHA your options comparison in Cathedral-City, Riverside County, CA
For the year 2026, the USDA loan cap in Cathedral-City, located in Riverside county, CA, is $381,800, whereas the FHA cap for a single-family home reaches $477,250.
To assess the best available USDA versus FHA rates, utilize the Lendersa® USDA loan calculator. This tool assists in evaluating the required income, credit score, reserves, and necessary documentation for eligibility. Equipped with this advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, aiding you in determining the best program for your financial situation, particularly if you are residing in Alabama.
2026 Loan Limits & Down Payment Needs in Cathedral-City, County of Riverside, CA
Loan Type
Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$477,250
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Cathedral-City, CA
The primary goal of Lendersa® is to swiftly secure you the most advantageous USDA or FHA loan with minimal hassle. Begin by selecting one of three initial pathways that align you with the right lenders and suitable USDA loan programs.
A USDA home loan, secured by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, and it targets rural territories only. Contrary to FHA loans that necessitate a minimum of 3.5% down payment, the USDA mortgage completely foregoes any down payment.
Citi's mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. Our core activities are safeguarding assets, lending money, making payments and accessing the capital markets on behalf of our clients.
Abacus Federal Savings Bank was founded in December, 1984 by a group of business leaders from the Chinese community in New York City. The founders' purpose in starting Abacus Bank was to provide financial services to immigrants and local residents of lower Manhattan. As the Chinese immigrant population grew, Abacus Bank has retained.
Portico Mortgage Inc. offers a multitude of services and tailored advice to assist you in your business endeavors. We provide residential and investment programs. We offer fast, easy approval and customer-tailored loan products at the competitive rate. We assist new and existing customers with professional and thoughtful person services.
Capital Chat revolutionizes real estate financing through its Ultimate Lending Advantage program, offering seamless closings in just 7 days without onsite appraisals on qualified properties. Our tailored financing solutions are crafted, ensuring experienced investors benefit from just a 5% down payment, with 100% rehab funding. Connect with Capital
Municipal Credit Union has been serving the financial needs of our members since 1916. The credit union was chartered in response to the concern of New York City Mayor, John Purroy Mitchel, who wanted city employees to have a way to save at reasonable rates and a low cost borrowing alternative to loan sharks.
"With our financing programs, business owners have maximum limits determined based on their cashflow and they have access to more funds even before their existing positions are fully paid off. We provide same-day renewals and early pay off discounts for reduced interest. We Provide Fast Business Funding to
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Jumbo Loan Experts, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Fort Funding Corp. is committed to helping home and investment property owners find the perfect mortgage at the lowest rates.With five offices throughout NY & NJ & an established network of hundreds of banks and lenders from all over the country, Fort Funding Corp. is one of the most trusted Mortgage Companies in the tri-state area today.
444 West 19th Street -, Suite 304, New York, NY, 10011
NestApple is an innovative licensed brokerage firm and marketing company based in New York. NestApple is designed to save on broker fees and disintermediate the New York residential real estate market. NestApple helps New Yorkers outsmart the residential real estate market by saving on broker fees.
Progressive Mortgage Services Inc is Your local Mortgage Broker with close to 2 decades of experience. Making purchases and refinances our business! We have a large network of Lenders that can accomadate various scenarios. From FHA to Conventional Loans along with Reverse Mortgages and Commercial Loans as well.
InstaLend is a tech-enabled lender for real estate loans providing fast, affordable and convenient capital to residential real estate developers.
As a non-bank real estate lender, we provide 12-24 month short-term loans on single-family and small multifamily properties for acquisition and rehab.
We also provide 30 year long term loans on stabil
United Orient Bank is the first indigenous community bank in New York Chinatown.
The mission of this bank is to provide its shareholders with a safe and profitable return on their investment, over the long term. This will be accomplished by identifying and serving all legitimate financial needs of the community
