USDA and FHA Pro and Con in Indio, Riverside County, CA
For 2026, the USDA loan maximum in Indio, situated in Riverside county, CA, is $460,000, whereas the FHA sets its ceiling at $644,000 for single-family residences.
Utilize the Lendersa® USDA loan calculator to examine the leading USDA versus FHA rates today and ascertain income, credit, reserve conditions, and documentation required for qualification. Our advanced mortgage calculator enables a comparison of USDA, FHA, Conforming, and VA options side by side, aiding your decision on the most suitable program for your financial needs in .
2026 Loan Limits and Down Payment Requirements in Indio, Riverside, CA
Type of Loan
Loan Limit
Minimum Down Payment
USDA
$460,000
0%
FHA
$644,000
3.5%
Conventional Conforming
$726,200
3%
Loan Choices: USDA and FHA in Indio, CA
At Lendersa®, our mission is to efficiently secure the ideal USDA or FHA loan for you. Choose from three diverse starting points leading to matching lenders and appropriate USDA loan programs.
The USDA home loan is a government-guaranteed loan by the Department of Agriculture, also called the USDA rural development loan or USDA mortgage, accessible only in rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage does not necessitate any down payment.
First Bank of Boaz is Marshall County’s oldest independent community bank. Owned & operated by seventy local stockholders, First Bank is able to make decisions locally & that means a customer is still treated as an individual, not as a number. With $278 million in assets & 17% in capital, the bank is large enough to handle all your banking needs.
Southern Home Mortgage Corp is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
In 1903 a group of far-sighted businessmen, led by J. Fall Roberson, Sr., joined forces to form a bank to serve the future businesses and citizens of Pell City and St. Clair County. One hundred and sixteen years and four generations of independent banking experience later, UnionState continues to grow and serve a broad community with twelve banking
Notre Dame Federal Credit Union was born on a sunny afternoon in May 1941, during the course of a conversation at a small tavern off of Notre Dame Avenue. From our humble beginnings operating out of the night watchman's office in the Main Building on the campus of the University of Notre Dame,
Bright Star Mortgage, our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you & your company from the many loan options that are available today.
Hometown FCU was started in August of 1936 by 33 Square D Company Employees contributing a total of $25. We moved from the Square D property in January 1989 and began serving Miami County in 1991. Our name changed from Square D Federal Credit Union to Hometown Federal Credit Union to better reflect our membership base.
Santa Rosa County Federal Credit Union is committed to getting you the financial services you need when you need them. We have an array of online services which ensure that you are in control of your personal finances at all times. To become a member of Santa Rosa County Federal Credit Union, you must first be eligible for membership.
209 N Mulberry St, Suite 100, Elizabethtown, KY, 42701
United Residential Mortgage is a residential mortgage company located in Elizabethtown, KY, allowing us to serve our regional market in the state of Kentucky with a centralized location. We offer virtually every mortgage product and option available in the marketplace today including but not limited to VA, USDA/Rural Housing,
300 W. Dixie Ave, Suite 5, Elizabethtown, KY, 42701
Avid Mortgage Advisors is the market leader in Hardin County and surrounding areas for personalized mortgage solutions, fast customized quotes, market leading rates and closing costs, and service with integrity. We are proud to serve the Heartland of Kentucky!Specializing in VA, USDA, FHA, Conventional, & Farm Loans.
