USDA Vs. FHA Pro and Con comparison in Indio, Riverside County, CA
For 2025, the USDA loan maximum in Indio, situated in Riverside county, CA, is $460,000, whereas the FHA sets its ceiling at $644,000 for single-family residences.
Utilize the Lendersa® USDA loan calculator to examine the leading USDA versus FHA rates today and ascertain income, credit, reserve conditions, and documentation required for qualification. Our advanced mortgage calculator enables a comparison of USDA, FHA, Conforming, and VA options side by side, aiding your decision on the most suitable program for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Indio, Riverside, CA
Type of Loan
Loan Limit
Minimum Down Payment
USDA
$460,000
0%
FHA
$644,000
3.5%
Conventional Conforming
$726,200
3%
Loan Choices: USDA and FHA in Indio, CA
At Lendersa®, our mission is to efficiently secure the ideal USDA or FHA loan for you. Choose from three diverse starting points leading to matching lenders and appropriate USDA loan programs.
The USDA home loan is a government-guaranteed loan by the Department of Agriculture, also called the USDA rural development loan or USDA mortgage, accessible only in rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage does not necessitate any down payment.
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