USDA and FHA Pro and Con in Del-Mar, San Diego County, CA
In 2025, the USDA loan cap for Del-Mar in the county of San Diego, CA is set at $615,000, whereas for an FHA loan in the same area, it's $753,250 for a single-family residence.
Utilize Lendersa®’s USDA loan calculator to compare current USDA and FHA rates, determining the necessary income, credit, reserves, and documentation for eligibility. Our sophisticated mortgage calculator allows a side-by-side comparison of USDA, FHA, Conforming, and VA options, aiding you in selecting the best one in for your specific financial needs.
2025 Loan Limits and Down Payment Requirements in Del-Mar, County of San Diego, CA
Loan Type
Loan Limit
Down Payment
USDA
$615,000
0%
FHA
$753,250
3.5%
Conventional Conforming
$753,250
3%
USDA and FHA Lending Options in Del-Mar, CA
Lendersa® aims to secure the best USDA or FHA loan deal for you smoothly and swiftly. You can choose among three entry points for lender matching and USDA loan programs.
A USDA home loan, a government-backed financial product by the Department of Agriculture, also recognized as a USDA rural development loan or USDA mortgage, is exclusively available for rural areas. Unlike FHA loans that mandate a minimum of 3.5% down payment, no down payment is required for USDA mortgage loans.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Hopewell Chemical Federal Credit Union has been open since 1965. The credit union has assets totaling $49.69 Million and provides banking services to more than 3, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups
3400 W Commercial Blvd, Fort Lauderdale, FL, 33309
For over 50 years, we have been serving members who are employees of the State of Florida, retirees of the Florida Department of Transportation; employees of firms who have a current contract with the Florida Department of Transportation; those who live or work in Martin, St Lucie, Indian River, De Soto, Glades, Okeechobee, or Charlotte County.
2350 West Commercial Blvd, Fort Lauderdale, FL, 33309
At Broward HealthCare Federal Credit Union, we care about you and your financial well-being. We are dedicated to providing you world class member service and the financial advantage to achieve your goals. We provides you with all the features and benefits of being a member of Broward HealthCare Federal Credit Union.
Since 2004 Universal Home Lending Corp has built tremendous pride in ourselves, ensuring that all of our clients walk into every transaction with eyes wide open. We take the necessary time to walk you through the process, guiding to make sure you're aware of the choices afforded to you.
6750 North Andrews Ave.,, Fort Lauderdale, FL, 33309
KBG TAX service your financial well being is our business. Our goal is to repair your past and prepare you to invest in to your future. We take in clients information analyze the data prepare and process the paperwork and based upon information provided we present the highest refund possible
8305 Richmond Hwy, Suite 12A, Alexandria, VA, 22309
First Meridian Mortgage Corporation is a trusted mortgage broker licensed to do business in Virginia, Maryland and District of Columbia. First Meridian’s purpose is to offer the most competitive mortgage interest rates and expert advice and guidance. First Meridian Mortgage Corporation is a Veteran Owned business.
Crescent Mortgage is a full-service residential mortgage firm licensed in Virginia and Maryland. Our primary objective is to provide potential homeowners with the best possible avenue to obtain home financing.We are approved representatives of a wide variety of both local and national lending institutions.
1005 North Glebe Road, Suite 100, Arlington, VA, 22201
Continental Mortgage has been exceeding our clients’ expectations for all mortgage and financial needs, helping our clients many times over. In fact, much of our business comes directly from repeat clients and their referrals.we focus on building client relationships with an emphasis on customer service rather than racing through the loan process.
