USDA VS FHA in Del-Mar, San Diego County, CA

In 2024, USDA loan limit in Del-Mar, county of San Diego, CA is $615,000 while FHA limit is $753,250 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Del-Mar, county of San Diego, CA

Loan Type Loan Limit Down payment
USDA $615,000 0%
FHA $753,250 3.5%
Conventional Conforming $753,250 3%

USDA and FHA loan options in Del-Mar, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Global Key Capital
  • 600 West 6th Street, 4th Floor, Fort Worth, TX, 76102
  • Global Key Capital is dedicated to helping all our clients find the best rates & guiding you throughout the entirety of your financing journey.We help each client reap the rewards of finding the perfect lending solution.Global Key Capital offers a vast network of options paired with local experience & educated guides to match with the best loan.
  • VA Loans with Ed
  • 1600 W 7th St, Suite 401, Fort Worth, TX, 76102
  • VA Loans With Ed was created by a veteran for veterans. This is the premier source for veterans to learn everything they need to know about the VA loan, and get the most out of the benefit they earned. Ed Andrews's initial goal is to find out what brought you to the website and what your VA home loan goals are.
  • AMUSA COMMERCIAL CAPITAL
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  • JH Moore Inc
  • 777 Main Street, Suite 654, Fort Worth, TX, 76102
  • JH Moore Inc, where we specialize in residential mortgages. At JH Moore Inc, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
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  • Put our speed, responsive service, and simple hard money loan products to work for you. Our loan officers can help you in your next fix-and-flip, rental property, ground-up construction, and refinance with close rates as quick as 5 days! If you have a viable exit strategy that is short-term—within 12 months of the funding of the loan—Park Pla
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  • 12512 Alcanza Drive, Austin, TX, 78739
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  • Fort Worth Financial L.L.C
  • 2625 8th Avenue, Fort Worth, TX, 76110
  • Fort Worth Financial is a full service mortgage lender specializing purchase and refinance lending in Fort Worth, Denton, Dallas, Weatherford, and Burleson, Texas. We understand that a home is one of the biggest investments that many people will make in their lifetime and we work hard to provide our clients .
  • Forty Acres Lending, LLC
  • 13809 Research Boulevard, Suite 500, Austin, TX, 78750
  • Forty Acres Lending. We are a full-service mortgage company based in Austin, Texas. We specialize residential lending and offer a full array of products to serve all including First Time Home Buyers, FHA, Veterans, Jumbo, Conventional Mortgages, Rental Properties, No Incone Verification Loans, Fix-n-Flip and New Construction.
  • Texas Mortgage Consultants, PLLC
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  • Russell Stout is the Broker for Texas Mortgage Consultants, PLLC. Since 2002 he has been originating Texas mortgages for the greater Austin area and beyond. During his career, Russell has worked as a Branch Manager, Sales Manager, VP of Operations, and owned his own mortgage company.