USDA and FHA Pro and Con in Del-Mar, San Diego County, CA
In 2025, the USDA loan cap for Del-Mar in the county of San Diego, CA is set at $615,000, whereas for an FHA loan in the same area, it's $753,250 for a single-family residence.
Utilize Lendersa®’s USDA loan calculator to compare current USDA and FHA rates, determining the necessary income, credit, reserves, and documentation for eligibility. Our sophisticated mortgage calculator allows a side-by-side comparison of USDA, FHA, Conforming, and VA options, aiding you in selecting the best one in for your specific financial needs.
2025 Loan Limits and Down Payment Requirements in Del-Mar, County of San Diego, CA
Loan Type
Loan Limit
Down Payment
USDA
$615,000
0%
FHA
$753,250
3.5%
Conventional Conforming
$753,250
3%
USDA and FHA Lending Options in Del-Mar, CA
Lendersa® aims to secure the best USDA or FHA loan deal for you smoothly and swiftly. You can choose among three entry points for lender matching and USDA loan programs.
A USDA home loan, a government-backed financial product by the Department of Agriculture, also recognized as a USDA rural development loan or USDA mortgage, is exclusively available for rural areas. Unlike FHA loans that mandate a minimum of 3.5% down payment, no down payment is required for USDA mortgage loans.
1299 Fourth Street, Ste 505B, San Rafael, CA, 94901
Solve It Mortgage with Tammy Blanchard offers expert mortgage solutions tailored to your needs. Whether you're a first-time homebuyer, refinancing, or need creative financing, Tammy provides personalized guidance and competitive loan options. With years of experience and a problem-solving approach, she makes home financing simple and stress-free. L
First Federal Savings & Loan of San Rafael is dedicated to providing exemplary financial services and a deep commitment to our community. Since 1963, our team of experts have been focused on offering personal checking accounts, savings, business accounts, business checking, mortgages, and online
55 Larkspur Landing, Suite 1, San Rafael, CA, 94901
Cal Marin Group (CMG) is a family-owned, independent residential and investment-focused real estate brokerage firm based in Marin County, California. We take pride in our ability to stay “under the radar.” That means we are selective in choosing our clients and targeted in our efforts.
Equitable Mortgage Group was founded on the vision and promise to provide you with a fast, comfortable, and competitively-priced mortgage experience. Our simple business philosophy is to put your best interest first. We do what we say we are going to do, when we say we are going to do it, and we put everything in writing up-front.
Atalanta Financial has been committed to serving the financial needs of homeowners and homebuyers across California by providing a full menu of mortgage products, unparalleled customer service and expertise. Whether you are buying your first house, consolidating your debt, or refinancing your current home.
1101 Fifth Avenue, Suite 220, San Rafael, CA, 94901
"SINCE 1992, ALL CALIFORNIA MORTGAGE HAS PROVIDED QUALITY SERVICE IN EVERY AREA OF MORTGAGE LENDING.
From purchase to refinance to construction and commercial lending, we have access to a full range of mortgage sources. Our lending specialists are dedicated to finding you a loan-with great rates, terms and costs to meet your unique needs."
1108 Fifth Avenue, Suite 202, San Rafael, CA, 94901
Capital Alliance and its affiliates are mortgage bankers and real estate asset managers headquartered in San Rafael, California. We enable borrowers or their brokers access to an array of residential loan products with special expertise in providing non-QM, bridge, renovation and short/long term financing for all of these property types.
Searchlight Lending (CA MLO# 906159/FL CFL#MBR2000) is a boutique full service real estate brokerage that specializes in solving the “Out of the Box” financing solutions that many people have come to need during this difficult and changing lending time.In addition to a full suite of lenders
1101 Fifth Avenue, Suite 220, San Rafael, CA, 94901
ACM is to make loans that solve problems for our borrowers, not create them. We make sure that our borrowers have an exit strategy, and we are careful to see it executed. Our investors know that our loans are carefully vetted, secured by real estate at a low-loan-to-value, and that the borrowers have a realistic plan for repayment
