USDA Loan Vs. FHA loan pro & con Solana-Beach, San Diego County, CA

For 2026, the USDA loan limit in Solana-Beach, San Diego county, CA is $615,000, and the FHA cap is $753,250 for single-family homes.

Check out the Lendersa® USDA loan calculator for comparing the best USDA and FHA rates available today, and learn about the income, credit, reserves, and documents required for qualification. Our comprehensive mortgage calculator lets you evaluate USDA, FHA, Conforming, and VA programs side by side to determine the best fit for your financial needs in .

Explore USDA and FHA Loans in Solana-Beach, CA

Lendersa® aims to quickly secure hassle-free USDA or FHA loans for you. Choose from three paths to connect with matching lenders and USDA loan programs.

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Understanding USDA Loans in CA

The USDA home loan is guaranteed by the U.S. Department of Agriculture and applicable solely in rural areas. Unlike FHA mortgages, which require at least a 3.5% down payment, USDA loans demand no down payment at all.

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(801) 225-0256 Lender's profile and map Reviews Alpine Credit Union 1510 N State St, Orem, UT, 84057 Alpine Credit Union customize a home loan to fit your specific needs. We can provide you with several financing options. These options all provide you with a competitive rate, low closing costs, and fast approval/funding. Benefits of using Alpine Credit Union’s Mortgage Department.
(801) 916-3233 Lender's profile and map Reviews Empire Mortgage and Investment, L.C 927 W. Center St, Orem, UT, 84057 Empire Mortgage and Investment, L.C have been serving Utah home and investment property owners since 1998 and have a wealth of experience to counsel you through the lending process. As a broker, we contract with different wholesale lenders to help you obtain the best mortgage terms possible.
(801) 226-7456 Lender's profile and map Reviews FIRST COLONY MORTGAGE CORPORATION 508 W 800 N, Orem, UT, 84057 First Colony Mortgage Corporation is a full service mortgage banking company serving Utah, Colorado, Idaho, Arizona, Oregon, and Wyoming. First Colony was founded in 1984 by John M. Aldrich and Scott Shelley. Most mortgages are processed, underwritten and closed in house. Since inception First Colony has funded over 50,000 mortgages.
(970) 882-7600 Lender's profile and map Reviews Dolores State Bank 101 S. 6th St., Dolores, CO, 81323 The Dolores State Bank is proud to be the largest independent bank in Montezuma County, Colorado. All decisions are made locally by people who look beyond the numbers to best serve the community. Our officers and employees realize you, our customers, are ultimately responsible for the growth and success of the bank.
(801) 599-9060 Lender's profile and map Reviews Preferred Mortgage Inc 1145 South 800 East, Suite 101, Orem, UT, 84097 Lana Lesser is the owner / broker of Preferred Mortgage. She has been doing loans with Preferred Mortgage for 23 years, with an office located in Orem. Lana really prides herself on being able to establish a personal relationship during the loan process. She really enjoys the return clients, referrals and friendships this creates
(801) 223-7060 Lender's profile and map Reviews Evergreen Mortgage, LLC 560 South State Street, Suite H-1, Orem, UT, 84097 Evergreen Mortgage, LLC is likely the largest purchase most of us will ever make. Consequently, a mortgage will likely be our greatest financial obligation, so it's important to understand the associated options, process, and ramifications. Not only do we offer some the lowest rates and costs in the industry.
(801) 373-7377 Lender's profile and map Reviews Strategic Lending, LLC 920 E 800 N, Suite 203, Orem, UT, 84097 Strategic Lending has served the lending needs of Utah residents since 2004. As a mortgage brokerage, Strategic Lending offers many advantages over other brokerages. Not only do we do comprehensive Pre-Qualifications for all interested parties, even before a loan is originated, we are also nationally recognized experts in investment lending
(801) 750-3838 Lender's profile and map Reviews Gravity Capital, LLC 531 E 770 N, Orem, UT, 84097 Gravity Capital LLC is a direct lender that provides lending solutions to help establish marketplace scenarios to connect accredited investors to entrepreneurs who need quick, quality funding sources for solid business real estate ventures. Whether you need funding to finish a real estate property project, or you need money to update your company’s
(801) 375-1000 Lender's profile and map Reviews Central Bank 475 E. Main St, Lehi, UT, 84043 We've been serving Utah County for 129 years! We offer all modern banking conveniences with a personal, friendly touch. We're lending and ready to help you with all of your banking needs. We were voted ""Best Bank"" in Utah Valley again this year. Let us show you why our customers are proud to say, ""Central Bank, that's my bank!
(855) 853-6346 Lender's profile and map Reviews Lendio Erie 4100 Chapel Ridge Road, Lehi, UT, 84043 Lendio is a free marketplace for small business loans where lenders fight for your business. Lendio has partnered with over 75 lenders to offer small business owners access to working capital to start or grow their business. Contact Lendio today to find the right business loan to fit your business needs.
(801) 358-9139 Lender's profile and map Reviews Vonk Lending LLC 3401 North Thanksgiving Way, Suite 185, Lehi, UT, 84043 At Vonk Lending, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.