FHA Vs. USDA loan program for Solana-Beach, San Diego County, California

In 2024, USDA loan limit in Solana-Beach, county of San Diego, CA is $615,000 while FHA limit is $753,250 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Solana-Beach, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(503) 689-1557 http://roxyloans.com/ 882 miles Lender's profile and map Reviews Cascade Lending, LLC 945 Columbia St NE, Suite 7, Salem, OR, 97301 Cascade Lending LLC, is dedicated to providing excellent customer service. We have knowledgeable and professional Loan Officers and Commercial Consultants that will always put your best interest first. We help provide you the knowledge and tools you need to make the best mortgage decision possible. Cascade Lending LLC is committed to excellence.
(503) 949-1893 https://mightymortgage.com/ 882 miles Lender's profile and map Reviews Mighty Mortgage Home Loans 2195 Hyacinth Street Northeast, Suite 191, Salem, OR, 97301 Mighty Mortgage home loans is an independent locally owned mortgage broker located in Salem, Oregon. Our goal is to provide you with superior, concierge level customer service at an exceptional value. We do this by specializing exclusively in Oregon home loans to qualified borrowers. If you need a residential home loan in Oregon.
(503) 588-0181 http://www.mapscu.com 882 miles Lender's profile and map Reviews Maps Credit Union 451 Division St NE, Salem, OR, 97301 Our focus on lifelong learning is a result of our proud history as an educators’ credit union, dating back to our start in 1935. While the tools we use to provide lifelong learning have changed throughout our over 75 years in business, the spirit of our commitment has not. You're different. So are we. “Different” is what changes the world.
(503) 316-8000 http://www.rockriverinc.com 882 miles Lender's profile and map Reviews Rock River Financial, Inc 388 State St NE, Suite 500, Salem, OR, 97301 We're a full service mortgage company with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms and costs-to meet your unique needs.
(503) 589-1999 http://www.residentlendinggroup.com 882 miles Lender's profile and map Reviews Resident Lending Group 1230 Liberty St. NE, Salem, OR, 97301 as loan professionals is to evaluate your individual credit & income picture to determine what loan programs you qualify for that will provide you with the lowest interest rates, the terms you desire & the least amount of costs to maximize your dollars.At Resident Lending Group we believe that EVERY client should be treated with respect.
(806) 373-0736 https://www.santafefcu.com/ 883 miles Lender's profile and map Reviews Santa Fe Federal Credit Union 7600 Hillside Road, Amarillo, TX, 79119 Santa Fe Federal Credit Union is a full-service credit union that is designed to meet all of your financial needs. Our roots are serving the BNSF railroad, but we have now made it possible for YOU to be a member too. From (really) free checking accounts to high interest rates on savings accounts and low interest on loans.
(806) 477-1470 http://www.spiritmortgage.net/ 883 miles Lender's profile and map Reviews Spirit Mortgage 4501 First United Bank Parkway, Amarillo, TX, 79119 Roots run deep in West Texas for First United Bank. In fact, all our roots are right here. Since beginning in 1907 as The First State Bank of Dimmitt to First United Bank today, our business model has always been focused on West Texas communities, the people who live and work here and their distinct financial needs.
(806) 290-1920 https://pamelamadoremortgage.wordpress.com/ 883 miles Lender's profile and map Reviews Pamela Madore Mortgage 3955 South Soncy, Amarillo, TX, 79119 Pamela Madore has had more than 30 years experience in the Real Estate and Mortgage Industry. Pamela Madore is a Keller Williams Global Property Specialist and is able to market your property throughout the world. She has lived in Maine, Florida and now Texas and has experience is the sales of recreational property, multi-family properties.
(432) 688-7300 https://www.mtcu.org/ 884 miles Lender's profile and map Reviews MTCU 1505 N Midland Drive, Midland, TX, 79703 At MTCU, our mission statement guides every action we take and decision we make. We believe in the power of defining our purpose. We've always been dedicated to our members, whether they live in Midland, Texas, or other communities, and our mission statement serves as a daily reminder that they are our priority.
(806) 771-7717 https://lonestarwtx.com/ 884 miles Lender's profile and map Reviews Lone Star State Bank of West Texas 6220 Milwaukee Avenue, Lubbock, TX, 79424 Lone Star State Bank of West Texas is a full-service bank with locations in Lubbock, Odessa, Brownfield, Big Spring, & Midland. Providing comprehensive depository and lending products, our services are delivered with a “high touch” personalized approach. Lone Star is committed to providing superior responsiveness and value to our customers through.
(806) 798-5554 https://alliancecutx.com/ 884 miles Lender's profile and map Reviews ALLIANCE Credit Union 6219 TX 327 Spur, Lubbock, TX, 79424 ALLIANCE Credit Union is a not-for-profit financial institution that serves anyone who lives, works, or worships in the counties of Lubbock, Hockley, Lamb, Hale, Floyd, Crosby, Garza, Lynn, and Terry. The mission of ALLIANCE Credit Union is to make a difference financially, and the vision is to be the best financial solution.