USDA Vs. FHA your options comparison in Delano, Kern County, CA
In the year 2025, the USDA loan limit set for Delano in Kern county, CA is $345,100, whereas the FHA limit for a single-family home is $472,030.
To compare the top USDA and FHA rates of today, use the Lendersa® USDA loan calculator, which helps determine the income, credit score, reserves, and documents necessary for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, facilitating the decision of which program best suits your financial needs, especially if you’re in Alabama.
2025 Loan Limits & Downpayment Requirements in Delano, Kern County, CA
Loan Type
Loan Limit
Down Payment
USDA
$345,100
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Delano, CA
The objective of Lendersa® is to help you secure the best possible USDA or FHA loan quickly and with minimal effort. Choose one of three starting points that connect you with suitable lenders and USDA loan programs.
The USDA home loan, backed by the Department of Agriculture, is often called the USDA rural development loan or USDA mortgage, applicable only in rural areas. In contrast to FHA loans, which require at least a 3.5% down payment, the USDA loan requires no down payment.
Since 1906, our bank has been serving Jefferson County, Illinois. From 1906 to 2008, we operated as First National Bank which was originally chartered in Woodlawn, IL. We are proud to have been the only national bank to survive the Depression in Jefferson County, and we’re proud of our history of service to Jefferson County.
First Choice Mortgage, LLC in Louisiana has access to all of the mortgage programs available on the market to fit your personal situation. We offer 100% financing, CAFA down payment assistance, 203K renovation loans, USDA Rural Development, FHA, VA, Conventional Fannie and Freddie and Jumbo products on purchase
1405 West Lane Road, Suite A, Machesney Park, IL, 61115
LinXus Credit Union (formerly Rockford Postal Employees Credit Union) is a not-for-profit financial organization owned by more than 2500 members. The credit union was organized to help provide personal financial services, such as savings and loans. Today, LinXus Credit Union strives to continue great member service by offering higher dividends
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AMS Mortgage, a Mississippi Licensed Mortgage Company, is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple.
Foti Financial Services was started in 1955 in Donaldsonville, Louisiana, by Dr. Dominc Foti. Dr. Foti wanted to help individuals who could not get financial help at banks and always prided himself on being there for the people in the community. Over 50 years later, Foti Financial Services is still there for the community.
At MembersAlliance, our purpose is to enrich the lives of those we serve through financial service. Your financial freedom is closer than you may think. Aiming to maximize your experience regardless of whether you’re engaging with our team in branch, online, or in the community, we want you to save more
Generations Credit Union We're a solid, community based, full service credit union where you're more than just an account number. You're an owner. We'll provide you with a high quality, full line of financial services at the lowest cost and highest rate of return, delivered in a personal, friendly atmosphere. Every transaction is backed by a smile
