USDA Vs. FHA your options comparison in Delano, Kern County, CA
In the year 2025, the USDA loan limit set for Delano in Kern county, CA is $345,100, whereas the FHA limit for a single-family home is $472,030.
To compare the top USDA and FHA rates of today, use the Lendersa® USDA loan calculator, which helps determine the income, credit score, reserves, and documents necessary for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, facilitating the decision of which program best suits your financial needs, especially if you’re in Alabama.
2025 Loan Limits & Downpayment Requirements in Delano, Kern County, CA
Loan Type
Loan Limit
Down Payment
USDA
$345,100
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Delano, CA
The objective of Lendersa® is to help you secure the best possible USDA or FHA loan quickly and with minimal effort. Choose one of three starting points that connect you with suitable lenders and USDA loan programs.
The USDA home loan, backed by the Department of Agriculture, is often called the USDA rural development loan or USDA mortgage, applicable only in rural areas. In contrast to FHA loans, which require at least a 3.5% down payment, the USDA loan requires no down payment.
Our Bank will evolve into a more diversified financial entity based on our "customer focus" and abilities to enhance traditional banking services. We will be responsive to customer issues and our services will be product based opportunities that the marketplace demands. Community 1st Bank Las Vegas originally opened on December 17, 1949.
Mountain West Federal Credit Union received its federal charter in 1952 and has been doing business as a non-profit, member-owned financial institution since. We are located in “Butte America”, Montana, and also Libby Montana. We have recently been granted a Rural Community Charter
Raymond Federal Bank is a full-service bank. The bank accepts deposits, makes loans and provides other services for the public. Raymond Federal Bank was founded to provide a stable base for financial growth, specifically for the people, businesses and families of Pacific County. We have 3 locations to serve you, Raymond, South Bend and Long Beach.
making your dreams of tomorrow a reality today. Originating Conventional VA FHA USDA
Jumbo Stated No Doc and NiV DSCR No ratio. our website is top notch and and you view and check the status of your rate with a custom quote with live pricing from our investment banks 24 hours a day
At White River Credit Union, we help one another. "People helping people" is our motto. We’ve been in your neck of the woods for 60 years, and have a stake in seeing this community and its people prosper. Our credit union began serving the folks on the plateau who harvested our timber. We knew their families, their trials and their dreams.
Mint Mortgage is committed to find the best loan program for your needs. Our company is different than most because we operate as brokers to look across available wholesale lenders that offer financing in Colorado. We have very little overhead, so the lowest rate is passed directly to you.
The Loan Zone Mortgage, LLC. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
2942 Evergreen Parkway, Suite 425 C, Evergreen, CO, 80439
Our mission is to offer the best mortgage rates and minimal closing costs while providing outstanding service! We understand that purchasing or refinancing your home is one of the most important decisions you will make in your lifetime. As such, we believe it is our responsibility to guide you through the mortgage process as a trusted advisor.
