USDA Vs. FHA Pro and Con comparison in Terra-Bella, Tulare County, CA

In 2025, the USDA loan limit in Terra-Bella, Tulare, CA is set at $285,000, whereas the FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to compare today's premier USDA vs. FHA rates and determine the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the best program for your financial needs in .

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2025 Loan Limits and Down Payment Requirements in Terra-Bella, Tulare, CA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Terra-Bella, CA

The goal of Lendersa® is to connect you with the best USDA or FHA loans quickly and without hassle. Choose from three starting strategies to match with suitable lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in CA

A USDA home loan, guaranteed by the government's Department of Agriculture, is also called a USDA rural development loan or USDA mortgage. It is available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, a USDA loan requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 2401 E Pershing Blvd, Cheyenne, WY, 82001
  • In April 2016, Warren Federal Credit Union and Community Financial Credit Union merged to become Blue Federal Credit Union. Blue Federal Credit Union represents our shared history in the region and more than 100 years of service to those who serve the public good in Colorado and Wyoming, including members of the Air Force
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