USDA VS FHA in Earlimart, Tulare County, CA

In 2025, the USDA loan limit for Earlimart in Tulare, CA, is $342,100, while the FHA limit for a single-family home is $472,030.

To find the best rates today, use the Lendersa® USDA loan calculator to compare USDA vs. FHA options and see what income, credit, reserves, and documentation are needed for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program for your financial needs in .

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Loan limits and down payment requirements for 2025 in Earlimart, Tulare, CA

Loan Type Loan Limit Down Payment
USDA $342,100 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Earlimart, CA

The aim of Lendersa® is to quickly provide you with the most suitable USDA or FHA loan without difficulty. Choose one of three starting options that will lead you to lenders matching your USDA loan needs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

The USDA home loan, backed by the Department of Agriculture, is also called the USDA rural development loan or USDA mortgage, and is available exclusively in rural areas. Unlike FHA loans, which need a minimum 3.5% down payment, the USDA loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Greater Bay Mortgage Co
  • 1980 Mountain Blvd., Suite 209, Oakland, CA, 94611
  • Greater Bay Capital and Greater Bay Mortgage team up to provide full service mortgage banking products and services.Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
  • Stefan Financial
  • 371 Village Square, Orinda, CA, 94563
  • Stefan Financial is an established commercial real estate finance firm. We have over 20 years’ experience in placing debt for our clients. And while we have developed strong relationships with various capital sources, we have not become complacent about looking for new participants. On the contrary, commercial real estate finance.
  • Loan Republic Financial, Inc.
  • 371 Village Square, Orinda, CA, 94563
  • "Loan Republic Financial is an internet-direct provider of low-rate loan products to help families deliver on the American dream. Founded in 2003, Loan Republic Financial uses the internet as its 'Universal Branch' to distribute low-rate loan solutions direct to the market using our proprietary automated loan platform."
  • First Capital Trust Deeds
  • 128 Camino Pablo, Orinda, CA, 94563
  • First Capital Trust Deeds is an excellent option for you if you want results with a hard money loan in California,We have 30+ years of combined experience in all types of lending and we’re experts who can provide lending options for self-employed or non-traditional financing for luxury real estate and private commercial properties.
  • MortgagePlus
  • 3100 Ridge Pass Drive, Cameron Park, CA, 95682
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Vision Mortgage, Inc.
  • 3161 Cameron Park Drive, Suite 108, Shingle Springs, CA, 95682
  • Vision Mortgage was established in 1998 with customer service at the forefront of its mission plan. The company’s major growth pattern spans over the last 5 years. The foundation of this growth has been the continued focus on customer service coupled with the best interest rates in the industry.
  • Marquis Mortgage
  • 3420 Coach Lane, Suite 12, Shingle Springs, CA, 95682
  • We are a full-service mortgage company based in Cameron Park, CA. We specialize in Conventional loans, FHA loans, and VA loans. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
  • Chevron Federal Credit Union
  • 2300 Clayton Road, Suite 700, Concord, CA, 94520
  • Chevron Federal Credit Union, established in 1935, is a financially sound and growing organization providing home, auto, and personal loans, checking and savings accounts, top-tier rates, and personalized service to over 130,000 members around the world. We are proud to be a company built by members for members. Headquartered in Oakland, California
  • CU Lending
  • 4071 Port Chicago Hwy, Suite 125, Concord, CA, 94520
  • CU Lending has the ability to fund high loan volumes and enjoys full approval as an FHA Endorsed Lender, a VA automatic lender, Freddie Mac Seller/Servicer, Fannie Mae, CALSTRS and California Employees Mortgage (CEM) preferred lender. This gives the Credit Union the ability to offer its membership the most competitive and beneficial loan products.
  • City 1st Realty and Financial Services
  • 2300 Stanwell Drive, Suite A, Concord, CA, 94520
  • City 1st Realty and Financial has been in the real estate services business in the Baton Rouge and Bay Area real estate markets for many successful years and will be here for many more. This longevity and confidence comes from our real estate services to a great many buyers and sellers.