USDA Vs. FHA your options comparison in Earlimart, Tulare County, CA
In 2026, the USDA loan limit for Earlimart in Tulare, CA, is $342,100, while the FHA limit for a single-family home is $472,030.
To find the best rates today, use the Lendersa® USDA loan calculator to compare USDA vs. FHA options and see what income, credit, reserves, and documentation are needed for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program for your financial needs in .
Loan limits and down payment requirements for 2026 in Earlimart, Tulare, CA
Loan Type
Loan Limit
Down Payment
USDA
$342,100
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Earlimart, CA
The aim of Lendersa® is to quickly provide you with the most suitable USDA or FHA loan without difficulty. Choose one of three starting options that will lead you to lenders matching your USDA loan needs.
The USDA home loan, backed by the Department of Agriculture, is also called the USDA rural development loan or USDA mortgage, and is available exclusively in rural areas. Unlike FHA loans, which need a minimum 3.5% down payment, the USDA loan does not require any down payment.
Landmark Professional Mortgage Company is a locally-owned boutique mortgage bank. Collectively, we have been serving the residential mortgage needs of Oregon and Washington for over 31 years and are committed to being your trusted source for home financing education and guidance. Our focus is on your experience.
Mortgage First is committed to providing our clients with the best of both worlds–excellent customer service and competitive rates. Our seasoned mortgage professionals will work with you one on one to ensure that you get the right home financing solution tailored specifically to meet your needs.
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In 2001, a group of local business owners realized that the unique needs of companies on the Oregon Coast—the fisheries, logging outfits, motels, restaurants, and shops that have always been the backbone of our communities—just weren’t being served well by the big banks. So they decided to build a bank dedicated to supporting the people
When we first chartered in 1964 as Oregon Employees Federal Credit Union, our mission was to serve the state employees of Salem. We’ve grown from $40, 000 in founding member assets to nearly $116 million today. We now serve close to 9, 000 members. Our Mission is to Standing tall to deliver value and innovative financial solutions to our community.
At Willamette Valley Bank, we do things differently. Unlike the big out-of town money center banks, we have built our reputation on our commitment to the families and businesses of the Willamette Valley. We listen to what our customers want and we work to provide it- locally and personally.
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Mighty Mortgage home loans is an independent locally owned mortgage broker located in Salem, Oregon. Our goal is to provide you with superior, concierge level customer service at an exceptional value. We do this by specializing exclusively in Oregon home loans to qualified borrowers. If you need a residential home loan in Oregon.
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We're a full service mortgage company with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms and costs-to meet your unique needs.
as loan professionals is to evaluate your individual credit & income picture to determine what loan programs you qualify for that will provide you with the lowest interest rates, the terms you desire & the least amount of costs to maximize your dollars.At Resident Lending Group we believe that EVERY client should be treated with respect.
