FHA Vs. USDA loan program for Desert-Hot-Springs, Riverside County, California

In 2025, the USDA loan ceiling for Desert-Hot-Springs in Riverside County, CA is set at $381,800, while the FHA limit for a single-family house is $477,250.

Use the Lendersa® USDA loan calculator to evaluate current USDA versus FHA top rates and ascertain the necessary income, credit score, reserves, and documents for qualification. Through our sophisticated mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side-by-side to determine which program is most advantageous for your specific financial situation in .

USDA and FHA Loan Possibilities in Desert-Hot-Springs, CA

Lendersa® strives to offer you the optimal USDA or FHA loan expeditiously and with ease. Choose from three starting methods to connect with matching lenders and USDA loan options.

Lendersa USDA loan request and matching results

Defining USDA Loans in CA

A USDA home loan, backed by the government's Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is available strictly in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, no down payment is needed for a USDA mortgage.

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713 348 9222 Lender's profile and map Reviews REI Lending Network, LLC. 3918 ABBEYWOOD DR, Pearland, TX, 77584 Maximize and create the endless possibilities of real estate investing with our trusted network of private money lenders and flexible commercial bridge loans. Nationwide reach, tailored solutions, and rapid access to unlimited capital to fund your next deal – We're your reliable partner in achieving financial success through real estate.
(281) 747-5353 Lender's profile and map Reviews Peabody Capital Lending LLC 2743 Smith Ranch Road, Suite 303, Pearland, TX, 77584 Peabody Capital Lending are a buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(713) 492-4544 Lender's profile and map Reviews Truth Lending Services LLC 3404 Beacon Bend Court, Pearland, TX, 77584 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(281) 668-9622 Lender's profile and map Reviews Firehouse Mortgage 7702 FM 1960 East, Suite 202, Humble, TX, 77346 Firehouse Mortgage became a reality for Rachel and Aaron in 2018. They wanted to give their clients a better option for their home mortgage. After gaining valuable knowledge in the mortgage industry, they decided to start their own company. The Clarks treat every client like they are family and ensure they are happy with their home purchase.
(281) 812-7756 Lender's profile and map Reviews 1st Community Mortgage Group LLC 18525 West Lake Houston Parkway, Suite 105, Humble, TX, 77346 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(816) 826-1050 Lender's profile and map Reviews Motto Mortgage Heritage 1900 Northwest South Outer Road, Suite 209, Blue Springs, MO, 64015 Whether you are buying, selling, refinancing, or remodeling, we have an extensive list of over 70 Lenders to fit your long and short-term needs. You will enjoy a comprehensive loan analysis and access to the lowest rates and fees on the market. KC Mortgage Duo guarantees the highest level of customer service, on-time closings,
(713) 673-3333 Lender's profile and map Reviews Reed Credit Union 10200 East Freeway, Suite 125, Houston, TX, 77029 Reed Credit Union has been open since 1935. The credit union has assets totaling $17.23 Million and provides banking services to more than 1, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings, loans and other financial services to members
(713) 670-2424 Lender's profile and map Reviews Port of Houston Credit Union 111 East Loop North, Houston, TX, 77029 At Port of Houston Credit Union. Founded in 1956, Port of Houston Credit Union is dedicated to serving the needs of members their families. Who owns the credit union? You do! When you open your share account, you become a member and shareholder. Membership in a credit union is restricted to select groups and their families.
(936) 628-3312 Lender's profile and map Reviews Peoples State Bank 5850 Highway 59 South, Shepherd, TX, 77371 Peoples State Bank is a community bank that has been serving the Lake Livingston Area since 1921. In January 1986 the bank was purchased by AmTex Bancshares, Inc, a bank holding company located in Orange, Texas. Peoples State Bank’s main location is headquartered in Shepherd, with branch location in Coldspring and Livingston.
(816) 358-5000 Lender's profile and map Reviews Blue Ridge Bank and Trust Co. 4200 Little Blue Parkway, Independence, MO, 64057 Blue Ridge Bank is a locally owned, community bank, established in 1958. With eight locations serving the communities of Independence, Raytown, Kansas City, Lee's Summit, and Blue Springs. Blue Ridge Bank has services to meet every need. Services include: Personal checking including high-interest checking, savings and money market accounts.
(605) 542-2681 Lender's profile and map Reviews BankStar Financial 124 Elk Street, Elkton, SD, 57026 BankStar Financial has been sharing bright moments for quite some time with Brookings, Elkton, and Volga as one of the first community banks to take root in the county. While we're ready to help individuals and businesses achieve their largest goals, it's the everyday moments we share with our customers, employees
(712) 243-3195 Lender's profile and map Reviews First Whitney Bank and Trust 223 Chestnut Street, Atlantic, IA, 50022 The First Whitney Bank, founded in 1907, has a history of growth and progress with Atlantic and the surrounding community’s for over 100 years. In 1968, the Bank’s name was officially changed to First Whitney Bank & Trust, and moved to their present location at 3rd and Chestnut Streets.