USDA and FHA Pro and Con in Palm-Springs, Riverside County, CA
In 2026, the USDA loan limit for Palm-Springs, in Riverside county, CA, reaches up to $381,800, whereas the FHA limit for a single-family home is set at $477,250.
To review and compare today's most competitive USDA versus FHA rates, you can use the Lendersa® USDA loan calculator. It will assist you in determining the required income, credit scores, reserves, and documentation needed for eligibility. Our sophisticated mortgage calculator facilitates side-by-side evaluations of USDA, FHA, Conforming, and VA loans, aiding you in selecting the best program for your financial situation in .
2026 Loan Limits and Downpayment Requirements in Palm-Springs, Riverside, CA
Loan Type
Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$477,250
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Palm-Springs, CA
The primary aim of Lendersa® is to facilitate a swift and straightforward acquisition of the best USDA or FHA loan. Start by choosing one of three pathways to find matching lenders and USDA loan programs suited to your needs.
A USDA home loan, sometimes referred to as a USDA rural development loan or USDA mortgage, is a government-backed program managed by the Department of Agriculture. Geared specifically for rural areas, this loan option presents a significant advantage of requiring no down payment, unlike FHA loans which mandate a minimum 3.5% down payment, offering an accessible path to homeownership for qualified applicants.
2583 N. Palm Canyon Dr, Suite 200, Palm Springs, CA, 92262
Lends in California
KPL Select Property Management, Inc., is a full service property management company with over 20 years of experience managing residential, commercial and vacation properties throughout Southern California. We specialize in the rental and management of Single Family Homes and Multi Unit Residential properties in the greater Los Angeles Area
1111 East Tahquitz Canyon Way, Suite 121, Palm Springs, CA, 92262
Lends in California
Desert Empire Mortgage Clients purchasing and refinancing their real estate and or business, including commercial property and personal residences, second homes, and investment properties. We specialize in SBA, FHA, VA, USDA, Conventional and other types of commercial and residential home loans.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
121 South Palm Canyon Drive, Suite 207, Palm Springs, CA, 92262
Lends in California
Kaiser Financial Services, Inc in Palm Springs, CA received a Paycheck Protection Loan of $2, 083 through Bank of America, National Association, which was approved in May, 2020. Kaiser Financial Services, Inc is a corporation located at 121 S Palm Canyon Dr Ste 207 in Palm Springs, California.
1111 East Tahquitz Canyon Way, Suite 121, Palm Springs, CA, 92262
Lends in California
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
475 E. Tahquitz Canyon Way, Palm Springs, CA, 92262
Lends in California
"Contempo Lending, Inc. We are a locally owned and operated Mortgage Broker located in beautiful Palm Springs, CA. When you choose Contempo Lending as your mortgage broker you are promised outstanding service and you can have the confidence that you are getting the best rate possible."
One Million Dollar Plus finances luxury and ultra-luxury residential mortgages. Our expert team works with a diverse pool of top-tier national and international clients, creating wealth at the market’s lowest rates with the least hassle. We first identify the best possible terms and then supervise the entire lending process on our clients behalf.
With over 15 years of experience in the accounting, property management and real estate industries, George has extensive knowledge in multi-family, residential and commercial real estate transactions and asset management. With his unique background, he is able to tailor his services to help each client achieve their goals.
US Lender is a offer home loan solutions to clients who are looking to either buy or refinance a home. We arrange a variety of mortgages for our clients that suit their particular needs, preferences and requirements. So whether you are just looking for a more competitive interest rate.
73131 Country Club Drive, Suite C3 & C4, Palm Desert, CA, 92260
Lends in California
Our goal of giving you the best service possible is exemplified by our customer service team. As our reputation attests, we strive for excellence in every way and promise to serve you with the utmost care and integrity. As such, we are always here to address any concerns you may have. Your concerns are our concerns!
