In 2026, the USDA loan limit for Palm-Springs, in Riverside county, CA, reaches up to $381,800, whereas the FHA limit for a single-family home is set at $477,250.
To review and compare today's most competitive USDA versus FHA rates, you can use the Lendersa® USDA loan calculator. It will assist you in determining the required income, credit scores, reserves, and documentation needed for eligibility. Our sophisticated mortgage calculator facilitates side-by-side evaluations of USDA, FHA, Conforming, and VA loans, aiding you in selecting the best program for your financial situation in .
2026 Loan Limits and Downpayment Requirements in Palm-Springs, Riverside, CA
Loan Type
Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$477,250
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Palm-Springs, CA
The primary aim of Lendersa® is to facilitate a swift and straightforward acquisition of the best USDA or FHA loan. Start by choosing one of three pathways to find matching lenders and USDA loan programs suited to your needs.
A USDA home loan, sometimes referred to as a USDA rural development loan or USDA mortgage, is a government-backed program managed by the Department of Agriculture. Geared specifically for rural areas, this loan option presents a significant advantage of requiring no down payment, unlike FHA loans which mandate a minimum 3.5% down payment, offering an accessible path to homeownership for qualified applicants.
333 Earle Ovington Boulevard, Suite 900, Uniondale, NY, 11553
Arbor is not just another commercial and multifamily lender, but your financial partner that personally works with you to customize the right loan solution. Arbor Realty Trust, Inc. has helped multifamily and commercial real estate clients achieve their financial goals by focusing on growing long-term relationships and conducting business.
Infinity Commercial Lending is positioned to put businesses of all sizes in touch with the financial solutions they need to manage their next expansion, smooth out cash flow issues, or gain the capital they need to start operations smoothly. With both traditional business loans and new, innovative solutions.
As a non-profit, member-owned credit union, you can bet your bottom dollar that we have lower rates on loans & higher earnings on deposits.Plus, there’s so much more we have to offer, like benefits beyond your everyday banking needs. Afterall, we’re here to serve you! We offer helpful advice by hosting free seminars & events to educate & enlighten.
Lynx Mortgage Bank LLC was founded by a small group of mortgage and financial professionals on Long Island, NY with one goal in mind: to offer our customers a straightforward “no surprises” approach to the home buying process.Today, we are one of New York’s premier mortgage companies with a sizable client base who won’t hesitate to recommend us.
New York Community Bank serves customers through branches encompassing eight divisions: Queens County Savings Bank, Roslyn Savings Bank, Richmond County Savings Bank, Roosevelt Savings Bank, and Atlantic Bank in New York; Garden State Community Bank in New Jersey; Ohio Savings Bank in Ohio; and AmTrust Bank in Florida and Arizona.
Meadowbrook Mortgage Bankers is an established Mortgage Banker with over 50 years of management experience. Meadowbrook is an FHA, Fannie Mae, Freddie Mac, and VA Direct Endorsed Lender. We are licensed throughout the East Coast and growing; to fulfill our vision of becoming a nation-wide lender.
900 Merchants Concourse Suite #112, Westbury, NY, 11590
Mid-Island Mortgage Corp. our borrowers never settle for just any home, any rate, or typical service. They expect the best and they get the best! This customer-centric culture stems from our 55 year heritage. We believe that our value proposition goes well beyond "the lowest rate" and, since we are highly competitive with our rates
ACRES fills the considerable capital gap for operators by focusing on commercial real estate investments that are overlooked by traditional lenders. We specialize in short-term debt investments from $10 million to $80 million nationwide, providing a variety of capital solutions to our clients with properties in primary and secondary markets nationw
We are a full service residential and commercial Mortgage Broker with more than 14 years in the business. Since our inception in 2000 Sunrise Mortgage Company, Inc. has set itself apart from the competition by adjusting to today’s market. We offer a wide array of mortgage products for New Home Purchases
Stamford Healthcare Credit Union, Inc., where we have been "People Helping People" since 1978. As part of SHCCU, you can choose from a variety of services and enjoy quick, friendly service. We serve employees of the Stamford Health System and members of their immediate family. SHCCU is a legal cooperative, and you are one of the owners.
Siena Lending Group LLC is an independent specialty finance company offering asset based loans between $2 and $30 million to middle market businesses across the United States. Our clients typically cannot access traditional financing from banking institutions.
Siena also offers a turn-key servicing platform for community
1266 E. Main Street Suite 700R, Stamford, CT, 06902
A.J.T.M Financial Group, Inc. we have been Funding Commercial and Residential Loans since 2006.We are a Direct Nationwide Lender from $75,000 - $5,000,000. Loans over our Max Loan Amount can still be Funded with our Portfolio of Participating Funding Partners.Between A.J.T.M. Financial Group, Inc.
