In 2026, the USDA loan limit for Palm-Springs, in Riverside county, CA, reaches up to $381,800, whereas the FHA limit for a single-family home is set at $477,250.
To review and compare today's most competitive USDA versus FHA rates, you can use the Lendersa® USDA loan calculator. It will assist you in determining the required income, credit scores, reserves, and documentation needed for eligibility. Our sophisticated mortgage calculator facilitates side-by-side evaluations of USDA, FHA, Conforming, and VA loans, aiding you in selecting the best program for your financial situation in
Explore loan offers from over 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $381,800 | 0% |
| FHA | $477,250 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The primary aim of Lendersa® is to facilitate a swift and straightforward acquisition of the best USDA or FHA loan. Start by choosing one of three pathways to find matching lenders and USDA loan programs suited to your needs.
A USDA home loan, sometimes referred to as a USDA rural development loan or USDA mortgage, is a government-backed program managed by the Department of Agriculture. Geared specifically for rural areas, this loan option presents a significant advantage of requiring no down payment, unlike FHA loans which mandate a minimum 3.5% down payment, offering an accessible path to homeownership for qualified applicants.
Enter your location to find out if it qualifies for USDA rural housing loan?
|
|
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
