In 2025, the USDA loan limit for Palm-Springs, in Riverside county, CA, reaches up to $381,800, whereas the FHA limit for a single-family home is set at $477,250.
To review and compare today's most competitive USDA versus FHA rates, you can use the Lendersa® USDA loan calculator. It will assist you in determining the required income, credit scores, reserves, and documentation needed for eligibility. Our sophisticated mortgage calculator facilitates side-by-side evaluations of USDA, FHA, Conforming, and VA loans, aiding you in selecting the best program for your financial situation in
Explore loan offers from over 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $381,800 | 0% |
| FHA | $477,250 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The primary aim of Lendersa® is to facilitate a swift and straightforward acquisition of the best USDA or FHA loan. Start by choosing one of three pathways to find matching lenders and USDA loan programs suited to your needs.
A USDA home loan, sometimes referred to as a USDA rural development loan or USDA mortgage, is a government-backed program managed by the Department of Agriculture. Geared specifically for rural areas, this loan option presents a significant advantage of requiring no down payment, unlike FHA loans which mandate a minimum 3.5% down payment, offering an accessible path to homeownership for qualified applicants.
Enter your location to find out if it qualifies for USDA rural housing loan?
|
|
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
