USDA Vs. FHA your options comparison in Morongo-Valley, San Bernardino County, CA
For the year 2025, within Morongo-Valley, located in San Bernardino county, CA, the USDA loan limit is noted to be $381,800, whereas the FHA limit is $477,250 for a single-family residence.
Utilize the Lendersa® USDA loan calculator to scrutinize today's leading USDA versus FHA rates, determining the income, credit standing, reserves, and documentation required for eligibility. Our advanced mortgage calculator presents a side-by-side comparison of USDA, FHA, Conforming, and VA offerings, assisting you in deciding which option in is optimal for your unique financial circumstances.
2025 Loan Limits and Down Payment Requirements in Morongo-Valley, San Bernardino, CA
Type of Loan
Maximum Loan Amount
Down Payment
USDA
$381,800
0%
FHA
$477,250
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Morongo-Valley, CA
At Lendersa®, our mission is to efficiently and effortlessly secure the best possible USDA or FHA loan for you. Select from three initial paths that lead to matching lenders with USDA loan offerings.
The USDA home loan, guaranteed by the Department of Agriculture and also known as the USDA rural development loan or mortgage, is specifically for rural locales. In contrast to FHA loans requiring a minimum down payment of 3.5%, USDA loans are offered with no down payment needed.
Craig Cornelius Principal at Uplands Mortgage. Uplands Mortgage will come to you at your home or office - including evenings & weekends. Craig has over thirty years of experience in consultative sales, always acting with integrity and a commitment to deliver on his promises. Uplands Mortgage has Operate from 2 Location, Connecticut and Florida.
17595 S Tamiami Trail, Suite 215, Fort Myers, FL, 33908
Peoples Mortgage opened its doors in Arizona in 1998 with the mission of offering competitive real estate financing with unmatched service. This straightforward approach has given Peoples a solid reputation in the industry and Peoples Mortgage is dedicated to serving its customers Loan Officers have access to a variety of investors.
Anderson Brothers Bank is a full service community Bank offering a complete range of competitive loan services and deposit products. Founded in 1933, this family-owned Bank blends the elements of traditional personal service, local market awareness, and advanced technology to meet the financial needs of its customers.
Hamlin Bank and Trust Company is a state chartered commercial bank and offers a variety of financial and trust services. Established in 1863, Hamlin Bank and Trust Company was the first bank to service the communities of McKean County in Northwestern Pennsylvania. Hamlin Bank and Trust Company is located in Bradford, PA, United States.
1936 Arlington Boulevard, Charlottesville, VA, 22903
Member Options serves homeowners throughout Central Virginia as the mortgage division of UVA Community Credit Union.Our credit union roots mean that we approach mortgage process differently from other lenders.At Member Options, we work with your best interest in mind.We carefully consider your goals & recommend solutions that work to your advantage
Founded in 1997, Edison National Bank, and its Bank of the Islands offices, is the oldest locally owned and managed independent community bank in Lee County. Dedicated to providing genuine personal services and on-site decision making, we have an undeniable interest in the future growth and well-being of the community we serve.
Florida Mortgage Funding Group is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that e
5237 Summerlin Commons Blvd, Suite 337, Fort Myers, FL, 33907
We specialize in Conventional, FHA, VA, and Jumbo loan products. Whether you’re looking to purchase or refinance, we have the expertise needed to get you the right loan for you and your family. We offer many loan programs that banks do not offer, and we can get you to the closing table faster too!
