USDA Vs. FHA your options comparison in Morongo-Valley, San Bernardino County, CA
For the year 2026, within Morongo-Valley, located in San Bernardino county, CA, the USDA loan limit is noted to be $381,800, whereas the FHA limit is $477,250 for a single-family residence.
Utilize the Lendersa® USDA loan calculator to scrutinize today's leading USDA versus FHA rates, determining the income, credit standing, reserves, and documentation required for eligibility. Our advanced mortgage calculator presents a side-by-side comparison of USDA, FHA, Conforming, and VA offerings, assisting you in deciding which option in is optimal for your unique financial circumstances.
2026 Loan Limits and Down Payment Requirements in Morongo-Valley, San Bernardino, CA
Type of Loan
Maximum Loan Amount
Down Payment
USDA
$381,800
0%
FHA
$477,250
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Morongo-Valley, CA
At Lendersa®, our mission is to efficiently and effortlessly secure the best possible USDA or FHA loan for you. Select from three initial paths that lead to matching lenders with USDA loan offerings.
The USDA home loan, guaranteed by the Department of Agriculture and also known as the USDA rural development loan or mortgage, is specifically for rural locales. In contrast to FHA loans requiring a minimum down payment of 3.5%, USDA loans are offered with no down payment needed.
At Canopy Credit Union we know you have financial dreams. Your dream may be to purchase your first home, pay for college, get out of debt, or buy a new car. Whatever it is we can help you reach it. You deserve to work with experts who believe in your dream, give you the best advice possible , and never sell you something you don’t need.
We're a financial cooperative providing financing & related services to farmers, ranchers, agribusinesses, commercial fishermen, timber producers, rural homeowners and crop insurance customers in Montana, ID, Oregon, Washington and Alaska. Northwest FCS is a member of the nationwide Farm Credit System that supports agriculture & rural communities.
We are a full service Mortgage Bank with loan products for Purchase and Refinance of Residential Real Estate. We offer in-house origination, processing, and underwriting to our clients to ensure their expectations are exceeded. Our main markets include Eastern and Central Washington as well as North Idaho down to Lewiston, ID.
We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you
16201 E INDIANA AVE STE 2600, SPOKANE VALLEY, WA, 99216
Universal Funding is a financial services company that provides personalized capital funding programs (invoice factoring, accounts receivable financing) to meet your cash flow needs. With over 65 years of combined experience our team has the expert knowledge to help your business grow and succeed.
The Private Money Store Inc. is a leading provider of private money real estate loans in the Pacific Northwest for business or commercial purposes secured by non-owner occupied investment property, Spec Construction and Vacant Land With over 35 years of private lending consulting and real estate investment experience
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Wheatland Bank, a locally owned community Bank with a regional footprint, is nationally recognized as one of the strongest Banks in the nation. With decades of experience in providing customized Banking services to businesses throughout eastern and central Washington, Wheatland Bank stands ready to help make your vision a reality.
