USDA Loan Vs. FHA loan for Durham, CA [Butte County ]

In 2025, the USDA loan limit for Durham, situated in Butte county, CA, is established at $403,600. In comparison, the FHA limit for a single-family dwelling is $472,030.

Leverage the Lendersa® USDA loan calculator to compare the leading rates of USDA vs FHA loans today. Evaluate the necessary income, credit score, reserves, and documentation needed for qualification. Our enhanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in identifying the best program for your specific financial needs in .

USDA and FHA Loan Opportunities in Durham, CA

Lendersa® aims to provide you with the most suitable USDA or FHA loans swiftly and without complications. Choose from three starting points designed to match you with lenders and USDA programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan, is only available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not require any down payment.

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(800) 455-5547 Lender's profile and map Reviews Centralbanc Mortgage 2800 156th Ave SE, Bellevue, WA, 98007 Heritage Bank was founded in 1927 with the belief that when banks and neighbors work together, great communities grow stronger. Heritage has remained true to this vision—and close to our roots—offering financial solutions that put our customers and local businesses first. Perhaps that's why our company has grown from a single location
(253) 534-7747 Lender's profile and map Reviews Procura Mortgage Company 3181 156th Ave SE, Suite B, Bellevue, WA, 98007 Procura Mortgage Company strives to exceed the expectations of borrowers by always following our core values of service and convenience. We are committed to helping you achieve the goal of homeownership by providing clear and concise communication.values of service and convenience.
(425) 823-7971 Lender's profile and map Reviews Evergreen Northwest Lending Company 15015 Main Street, Suite 205A, Bellevue, WA, 98007 We offer low mortgage rates available along with a convenient online loan application process supported by an experienced team. Evergreen Northwest Lending Co is passionate about solutions before the need arises! Our entire team is devoted to our commitment of providing only exceptional service, from our sales team, to our operations professionals.
(866) 203-0050 Lender's profile and map Reviews Avenue One Capital Inc 2018 156th Ave NE, Suite 100, Bldg F, Bellevue, WA, 98007 Avenue One Capital Inc, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity and also We’re a mortgage firm specializing in providing custom tailored mortgage solutions to our clients via our mortgage planning process and Licensed in TX, TN, CA, WA, OR, ID, CO, FL, OK
(805) 538-2226 Lender's profile and map Reviews DML Capital 2018 156th Ave NE Building F, Suite 100, Bellevue, WA, 98007 DML Capital Mortgage is an independent mortgage lender headquartered in the Seattle Area, WA. We are a retail direct lender well positioned to serve the diverse needs of today’s borrowers. We offer a vast array of loan products to provide our borrowers the best options available.
425 434 9205 Lender's profile and map Reviews Intrust Funding 14508 NE 20th Street, Suite #200, Bellevue, WA, 98007 Intrust Funding provides short-term financial solutions for novice and veteran real estate investors and non-conventional borrowers in Western Washington. Through our simple, efficient and transparent loan process, we help our clients present all-cash offers in as little as 48 hours to secure the best property deals within 72 hours.
4253060089 Lender's profile and map Reviews Lenders Wholesale 929 108th Ave NE Ste. 1030, Bellevue, WA, 98004 How Private Lending Can Get Your Loan Pipeline Growing Again! The best part is we are far more than just lenders. We are strategic partners who will show you and teach you exactly how to tap into the fastest growing, most profitable lending segment in real estate today…and over the next 3-5 years or more.
(425) 283-5151 Lender's profile and map Reviews Puget Sound Cooperative Credit Union 11201 SE 8th Street, Suite 208, Bellevue, WA, 98004 Originally chartered in 1934 as Puget Sound Power & Light Employees Credit Union; today’s Puget Sound Cooperative Credit Union (PSCCU) is not only a not-for-profit, member-owned financial cooperative, but we have grown to become a proactive contributor to environmental sustainability, financial security for others, and job creation.
(888) 711-5036 Lender's profile and map Reviews Military VA Loan 200 112th Ave NE, Suite 310, Bellevue, WA, 98004 MilitaryVALoan.com is an independently owned, non-government site, operated by Full Beaker, Inc. NMLS #1019791. We make the VA home loan process easy. Call 888-977-5113 to get started.government site, operated by Full Beaker, Inc. NMLS #1019791. We make the VA home loan process easy.
(425) 453-5010 Lender's profile and map Reviews Fortis Mortgage Advisors 1601 114th Avenue SE, Suite 106A, Bellevue, WA, 98004 The mortgage process has garnered the reputation of being painful, expensive, and time-consuming. We believe it doesn’t have to be. When we started Fortis Mortgage Advisors our goal was to take a complex process and make it easy. At our core, we believe that homeownership, with the right mortgage, is the best.
(425) 202-5979 Lender's profile and map Reviews Creek And Ocean Mortgage 845 106 Ave NE, Suite 101, Bellevue, WA, 98004 Creek and Ocean mortgage To overcome this challenge, we work closely with a large number of reputable lenders. We diligently monitor the market to see which lender offers competitive rates and fees; who is running specials; and who currently excels in terms of turn time and customer services.
(425) 999-4172 Lender's profile and map Reviews Bismark Lending 10500 NE 8th St, Suite 700, Bellevue, WA, 98004 For the past 30 years Bismark has been lending money to provide private financing for the construction of single-family homes. We began with a mortgage lending license from Washington State, working from an office in Lynnwood, Washington. We financed our business with a line of credit made available by a local retired businessman.