USDA Loan Vs. FHA loan for Durham, CA 2026

In 2026, the USDA loan limit for Durham, situated in Butte county, CA, is established at $403,600. In comparison, the FHA limit for a single-family dwelling is $472,030.

Leverage the Lendersa® USDA loan calculator to compare the leading rates of USDA vs FHA loans today. Evaluate the necessary income, credit score, reserves, and documentation needed for qualification. Our enhanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in identifying the best program for your specific financial needs in .

USDA and FHA Loan Opportunities in Durham, CA

Lendersa® aims to provide you with the most suitable USDA or FHA loans swiftly and without complications. Choose from three starting points designed to match you with lenders and USDA programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan, is only available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not require any down payment.

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(800) 329-8620 Lender's profile and map Reviews Availa Bank 126 W 6th St, Carroll, IA, 51401 Since 1870, Availa Bank has been providing Iowans with high quality financial products and services to fit their needs. With such a rich history, you can be sure we have the service and expertise you’re looking for in a financial institution. We have something for all your needs, whether you want to take out a loan.
(712) 792-4346 Lender's profile and map Reviews Commercial Savings Bank 325 W Highway 30, Carroll, IA, 51401 Commercial Savings Bank is a locally-owned community bank that has been serving the financial needs of Carroll County residents for over 100 years. The bank was founded in 1917 with capital of $25, 000 and three employees. The local ownership and management continue to be the foundation of the bank's strength and define its unique character.
(918) 245-1301 Lender's profile and map Reviews Green Country FCU 202 East Morrow Road, Sand Springs, OK, 74063 Green Country FCU Established in 1969 is a full-service credit union headquartered in Sand Springs. Green Country offers checking and savings accounts, credit cards, auto loans, mortgages, business accounts, and much more. Open to everyone in Creek, Okmulgee, Osage, Pawnee, Rogers, Tulsa and Wagoner Counties in Oklahoma
(800) 897-6991 Lender's profile and map Reviews Truity Credit Union 501 S. Johnstone, Bartlesville, OK, 74005 Truity Credit Union was founded in 1939 by the Jane Phillips Sorority in Bartlesville, OK. Mildred Hunt was the first treasurer and she conducted credit union business at her desk in the pipeline department at Phillips Petroleum Company during her lunch break and after hours. At that time a single quarter opened a savings account
(320) 235-5900 Lender's profile and map Reviews Lake Region Bank 1690 1st St. S., Willmar, MN, 56201 Bankers. Neighbors. Minnesotans. Lake Region Bank has been your neighbor since 1915. We live and work in your community, and you’ll see us at many of your neighborhood events. Our success has always been tied to the success of local families and businesses. From personal banking and insurance to business banking and wealth management services,
(320) 231-3777 Lender's profile and map Reviews Midwest Mortgage 629 1st Street S, Willmar, MN, 56201 Midwest Mortgage has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals and individual homebuyers throughout Minnesota. We’re a full-service mortgage broker offering expertise in every area of mortgage lending.
(325) 347-5911 Lender's profile and map Reviews Mason Bank 111 Westmoreland Street, Mason, TX, 76856 Established in 1904, we at Mason Bank are working on our Second Century of Service! Our friendly and experienced staff will be happy to serve all your financial needs. Please stop by often and watch our internet presence grow. We offer a variety of time frames. A $2,500.00 minimum amount is required for certificates.
(320) 859-2101 Lender's profile and map Reviews The First National Bank of Osakis 211-213 Central Ave, Osakis, MN, 56360 Since 1903, First National Bank of Osakis has served as the lead financial organization in the Osakis Area community, providing customized guidance, resources, and products (checking, savings, money markets, certificates of deposits, individual retirement accounts, health savings accounts, residential mortgage loans, commercial Mortgage loan.
(254) 445-4400 Lender's profile and map Reviews First National Bank of Dublin 825 N. Patrick, Dublin, TX, 76446 The First National Bank is an independent locally owned bank located in Dublin, Texas. The bank was chartered on May 7, 1985. On January 1, 1997 First National Bank merged with First State Bank of Deleon, Texas. The newly created bank retained the First National Bank's name & opened its main office in Dublin & branches in DeLeon and Gustine, Texas.
(620) 331-2265 Lender's profile and map Reviews FIRSTOAK BANK 113 N. Penn Ave, Independence, KS, 67301 FirstOak Bank’s mission is to continue to develop and sustain a sound, profitable institution that will generate reasonable returns for its stockholders, be a chosen place of employment, and serve the financial needs of its customer base and the communities it serves. we will exceed your expectations as a friendly.
(620) 331-9888 Lender's profile and map Reviews Gemini Funding Corp 322 N Pennsylvania Ave, Independence, KS, 67301 Welcome to Gemini Funding Corp., We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. We know that each customer has specific home loan needs, so we strive to meet those specific needs with a wide array of loan products, investment tools, mortgages
(580) 332-0181 Lender's profile and map Reviews Arbuckle Federal Credit Union 317 S Broadway Avenue, Ada, OK, 74820 In 1966, Ada Federal Employees Credit Union (AFECU) was established for Federal employees and their relatives in Pontotoc and Coal Counties. Savings and loans were all that were available through the credit union for many years. AFECU purchased the building it currently operates from in January 2011.