USDA Loan Vs. FHA loan pro & con Durham, Butte County, CA

In 2025, USDA loan limit in Durham, county of Butte, CA is $403,600 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Durham, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(251) 316-3240 Lender's profile and map Reviews New Horizons Credit Union 6320 Airport Boulevard, Mobile, AL, 36608 New Horizons Credit Union, formerly Scott Southern Division Employees Credit Union and Scott Credit Union, is a not-for-profit, member-owned financial cooperative that has been providing financial services to our members 1950. We are governed by a member-elected, volunteer Board of Directors.
(334) 598-4411 Lender's profile and map Reviews All In Credit Union 6631 Airport Blvd, Mobile, AL, 36608 At All In Credit Union, we pride ourselves on providing exceptional member service. For your security, please DO NOT provide account details or other personal information on our Facebook page or in a private Facebook message. If you need help with your account or have a concern, we want to help.
(419) 278-0015 Lender's profile and map Reviews The Corn City State Bank 201 W Main St, Deshler, OH, 43516 Corn City State Bank (Bank) is located in Henry County, Ohio, United States. Address of Corn City State Bank is 201 W Main St, Deshler, OH 43516, USA. Corn City State Bank has quite many listed places around it and we are covering at least 49 places around it on Helpmecovid.com..
205-791-5626 Lender's profile and map Reviews Simple Funding LLC 201 20th St S, Irondale, AL, Birmingham, AL, 35210 Empower your dreams with flexible financing solutions from Simple Funding LLC. We are a trusted lender dedicated to helping individuals and businesses achieve their financial goals. Whether you're investing in property, expanding your operations, or consolidating debt, we offer a variety of loan options to fit your needs.
(205) 956-0678 Lender's profile and map Reviews Railroad Federal Credit Union 1808 2nd Ave South, Irondale, AL, 35210 Our credit union was federally chartered in 1956 to serve persons sharing a common bond. In our case, the common group being employees of the Southern Railway System in Alabama, now known as Norfolk Southern Railroad. For many years, the credit union's office was located in the diesel shop at Norris Yard.
(205) 957-6019 Lender's profile and map Reviews Lotus Lending Group, LLC 1522 Montclair Road, Irondale, AL, 35210 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(937) 898-7800 Lender's profile and map Reviews Abbey Credit Union 800 Falls Creek Drive, Vandalia, OH, 45377 Abbey Credit Union invites you & your family to join us in establishing a unified, financially sound society. Since 1937, our members have experienced the meaning of belonging to a financial institution that cares about its community.Credit Union invites you & your family to join us in establishing a unified, financially sound society. Since 1937
(513) 247-7859 Lender's profile and map Reviews C4 Residential LLC 6355 East Kemper Road, Suite 240, Cincinnati, OH, 45241 C4 Financial strives to provide our clients with the most comprehensive financing packages for commercial real estate projects. Our network of banking institutions, conduits, and life insurance companies allows us to offer competitive and creative financing solutions. Founded in 2004.
(513) 733-5626 Lender's profile and map Reviews First Union Mortgage Group, LLC 4015 Executive Park Drive, Suite 215, Cincinnati, OH, 45241 First Union Mortgage Group, LLC., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.
(513) 313-7899 Lender's profile and map Reviews Zipfel Capital 3440 Edwards Rd, Cincinnati, OH, 45208 We’re connected to countless lending institutions. We’re obligated to none. Building, buying, refinancing, investing both residential and commercial: put your confidence in Zipfel Capital. As a broker, we leverage our network and expertise to connect you with the right lender. Michael Zipfel, the founder and President of Zipfel Mortgage Group
(513) 793-6400 Lender's profile and map Reviews Mortgage House of America LLC 3530 Edwards Road, Cincinnati, OH, 45208 Mortgage House of America has specialized in finding a great product at a great price to suit our clients’ home purchase or refinance needs. From the ground up, we have built our business on strong foundations of honesty, integrity and communication with our clients. Most of our loan officers bring at least ten years of experience.
(859) 442-9700 Lender's profile and map Reviews D A Griffin Financial, LLC 880 Alexandria Pike, Suite 203, Fort Thomas, KY, 41075 D A Griffin Financial, LLC. We are a full service mortgage BROKER company based in Fort Thomas, Kentucky. As a small business we are on top of every transaction at all times. We can help you realize your dream of home ownership or save you money on a refinance. Our mission is to serve our customers with honesty, integrity and competence.