USDA Loan Vs. FHA loan pro & con Palermo, Butte County, CA

In 2025, USDA loan limit in Palermo, county of Butte, CA is $403,600 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Palermo, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(504) 455-2444 Lender's profile and map Reviews Mutual Savings and Loan Association 2900 Clearview Parkway, Metairie, LA, 70006 Mutual is your hometown servicer of mortgage loans. You can rest assured, when you choose Mutual, you’re not only choosing a safe and secure option for your loans, but also a local bank with local underwriting. We have been financing homes here for 130 years. We not only know the neighborhoods, we live in them.
(504) 454-8224 Lender's profile and map Reviews Greater New Orleans Federal Credit Union 3105 Lime Street, Metairie, LA, 70006 Originally chartered in 1935, GNO was organized by employees of the New Orleans Bell Telephone Employees Federal Credit Union. Their goal, as was the goal of all company credit unions, was to provide a safe haven for their employees to save and then borrow from that pool of savings to achieve their dreams in life.
(256) 381-4800 Lender's profile and map Reviews Valley Credit Union, Alabama 200 E 6th Street, Tuscumbia, AL, 35674 Valley Credit Union was originally chartered as Sheffield-Tuscumbia Credit Union. On January 19, 1956, eight employees of Sheffield and Tuscumbia Board of Education petitioned the state of Alabama for a charter to provide their employees with a convenient way to save and borrow. Today Valley has grown from 22 members in their first month.
(256) 766-2936 Lender's profile and map Reviews Lauderdale County Teachers Credit Union 103 Magnum Street, Florence, AL, 35630 Lauderdale County Teachers Credit Union is committed to meeting the ever-changing needs of your financial well-being. Established by school employees’ – for teachers, administrators, and support staff – Lauderdale County Teachers Credit Union, for more than 60 years has been providing quality, committed service.
(256) 767-4700 Lender's profile and map Reviews Florence Federal Credit Union 1505 North Pine St, Florence, AL, 35630 In 1959, when the Credit Union was chartered, only employees of the City of Florence were eligible for membership. The charter has been amended many times expanding the field of members. In March, 2001 NCUA granted a Community Charter to the Credit Union. It states that persons who live, work, worship, or attend school in, and businesses.
(256) 718-4200 Lender's profile and map Reviews FIRST SOUTHERN Bank 301 South Court St, Florence, AL, 35630 First Southern Bank has been helping Shoals residents with their mortgage needs for over 80 years. Whether you are buying, building, or refinancing, First Southern Bank has the right loan to meet your needs. We offer competitive rates for your mortgage lending needs.Let First Southern Bank’s mortgage loan.
(877) 331-4481 Lender's profile and map Reviews Alden State Bank PO Box 39, Alden, MI, 49612 The history of Alden State Bank began in 1906 when the Farmers & Merchants Bank was organized as a privately held unincorporated bank. The bank was located in the East half of Higgins Store in downtown Alden. In 1924 the bank moved down the street to a building on Torch Lake near the boat launch.
(269) 649-1371 Lender's profile and map Reviews Classic Mortgage Corporation 104 S Michigan Ave, Vicksburg, MI, 49097 Classic Mortgage Corporation is a mortgage broker and lender and we opened our doors in 1994. As an independent mortgage broker, Classic Mortgage Corporation has steadily built a reputation for providing prompt, personal service and a broad array of competitive mortgage products.
(205) 698-8116 Lender's profile and map Reviews First State Bank of the South, Inc. 5856 Highway 278, Sulligent, AL, 35586 First State Bank of the South, Inc (previously First State Bank of Lamar County) is a community bank established April 20, 1973 in Sulligent, Alabama. The Board of Directors originally consisted of nine (9) members: Ted Boyett, Chairman, Joseph A. Milner, B.F. Boyett, Dennis Boyett, Dr. W.C. Box, Dave Fine.
(601) 264-1467 Lender's profile and map Reviews Grand Bank 204 Westover Drive, Hattiesburg, MS, 39402 At Grand Bank we put people first. We have been providing our customers with superior and flexible service with a hometown approach since 1968. Our mission is to serve our communities and customers so that families grow stronger, businesses thrive, and communities flourish. Grand Bank is both a great place to save for our customers.
(601) 499-5509 Lender's profile and map Reviews Premier Mortgage Group LLC 63 98th Pl Blvd, Hattiesburg, MS, 39402 PremierMortgageGroupllc.com is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. We are an independent mortgage brokerage. With our network of lenders we work to find our clients the lowest interest rates, lowest fees and loans that fits our clients goals & dreams.