In 2025, the USDA loan limit in Oroville, which is located in the county of Butte, CA, is set at $403,600. Conversely, the FHA loan limit for a single-family home is $472,030. This distinction is important for homeowners evaluating their options.
If you're in the market for a loan, use the comprehensive Lendersa® USDA loan calculator to compare today's most competitive USDA versus FHA rates. This tool will also identify the necessary income, credit score, reserves, and documentation for eligibility. Furthermore, with our sophisticated mortgage calculator, you can review USDA, FHA, Conforming, and VA loans side by side. This side-by-side comparison will assist you in choosing the best program for your financial circumstances, especially if you're in .
Details on 2025 Loan Limits and Down Payment Requirements in Oroville, Butte, CA
Loan Type
Loan Limit
Down Payment
USDA
$403,600
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
The Variety of USDA and FHA Loan Options in Oroville, CA
At Lendersa®, our purpose is to quickly secure the best possible USDA or FHA loan for you, doing so without any complications. You have the choice of beginning your journey from one of three starting points, each designed to match you with the best lenders and USDA loan programs available.
A USDA home loan, which is a program backed by the Department of Agriculture, is typically referred to as a USDA rural development loan or simply a USDA mortgage. Such loans are exclusively available to those purchasing properties in rural areas. Notably, unlike FHA loans, which mandate a minimum 3.5% down payment, USDA loans require no down payment whatsoever, making them particularly beneficial for qualified individuals without significant upfront funds.
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10940 South Parker Road, Suite 223, Parker, CO, 80134
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Pikes Peak National Bank was opened in 1957 by local business people from the west side of Colorado Springs. It is one of the few independent banks left in the region. In 2020, we are grateful to celebrate 63 years of service to the Pikes Peak region. We are in business to help local small businesses and families achieve their dreams.
2950 Professional Place, Suite 209, Colorado Springs, CO, 80904
As mortgage brokers, we have access to a wide range of loan programs. We can provide you an efficient closing process with competitive rates. We are committed to finding a home loan solution to fit your needs, whether it is a new purchase loan, construction loan, refinance loan or a home improvement loan. Your best interest is our priority.
Equity Lending Mortgage Inc is a mortgage broker based in Colorado Springs dedicated to helping home owners make well informed and strategically smart choices regarding home financing and first time purchasing a home or you have been through the process before, we can guide you through the process
