USDA Loan Vs. FHA loan for Oroville, CA 2025

In 2025, the USDA loan limit in Oroville, which is located in the county of Butte, CA, is set at $403,600. Conversely, the FHA loan limit for a single-family home is $472,030. This distinction is important for homeowners evaluating their options.

If you're in the market for a loan, use the comprehensive Lendersa® USDA loan calculator to compare today's most competitive USDA versus FHA rates. This tool will also identify the necessary income, credit score, reserves, and documentation for eligibility. Furthermore, with our sophisticated mortgage calculator, you can review USDA, FHA, Conforming, and VA loans side by side. This side-by-side comparison will assist you in choosing the best program for your financial circumstances, especially if you're in .

The Variety of USDA and FHA Loan Options in Oroville, CA

At Lendersa®, our purpose is to quickly secure the best possible USDA or FHA loan for you, doing so without any complications. You have the choice of beginning your journey from one of three starting points, each designed to match you with the best lenders and USDA loan programs available.

Visual representation of Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

A USDA home loan, which is a program backed by the Department of Agriculture, is typically referred to as a USDA rural development loan or simply a USDA mortgage. Such loans are exclusively available to those purchasing properties in rural areas. Notably, unlike FHA loans, which mandate a minimum 3.5% down payment, USDA loans require no down payment whatsoever, making them particularly beneficial for qualified individuals without significant upfront funds.

Get top 10
USDA LENDERS
customized to yout needes

(615) 879-2279 Lender's profile and map Reviews Tri-Star Financial Group 1300 Wentworth Drive, Gallatin, TN, 37066 At Tri-Star Financial Group, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available
(615) 230-1998 Lender's profile and map Reviews Cambridge Mortgage Inc 115-B East Main St, Gallatin, TN, 37066 The lending specialists at Cambridge Mortgage, Inc. are eager to help you secure the mortgage you need to make your home ownership dreams a reality. Since 1998, our BBB accredited team of lending professionals have helped thousands of home buyers become homeowners. Whether you need a fixed rate, adjustable rate, or balloon mortgage for your home.
(833) 372-4968 Lender's profile and map Reviews First Savings Bank 501 E Lewis & Clark Pkwy, Clarksville, IN, 47129 First Savings Bank is a subsidiary of First Savings Financial Group, Inc. which is headquartered in Jeffersonville, Indiana. First Savings Financial Group, Inc. is listed on the NASDAQ National Market under the symbol "FSFG" and is a community-focused financial holding company with assets of $1.7 Billion
(231) 627-3145 Lender's profile and map Reviews Straits Area Federal Credit Union 201 Locust Street, Cheboygan, MI, 49721 Straits Area Federal Credit Union, you’ll save. When your checking account is with Straits Area Federal Credit Union, you’ll save. Every time you use a credit card from us, you’ll save.We have three convenient Northern Michigan locations: Cheboygan, Indian River, and Mackinaw City.
(231) 627-7111 Lender's profile and map Reviews Citizens National Bank 303 N. Main St, Cheboygan, MI, 49721 Citizens National Bank is the largest community bank in Northern Michigan. The Bank was established on January 24, 1931 and has been operating under the same name and at the same location in Cheboygan ever since. The Bank has 8 full-service branches located in Cheboygan, Emmet and Presque Isle counties.
(517) 629-5588 Lender's profile and map Reviews Homestead Savings Bank 415 S. Superior Street, Albion, MI, 49224 Homestead Savings Bank is a full-service financial institution with locations in Albion, Leslie and Springport. Since 1889 our mission has been to provide outstanding service to our customers. Decisions are made locally by people who know our customers and our communities. Founded as a Federal Savings Bank.
(502) 774-7003 Lender's profile and map Reviews Brown-Forman Employees Credit Union 850 Dixie Highway, Forester Center 1, Louisville, KY, 40210 Founded in 1936, Brown-Forman Employees Credit Union provides a wide range of financial products with a personal touch and genuine concern for our members that sets us apart from the other financial institutions. Credit unions were formed with one concept in mind, "people helping people.
(502) 882-8091 Lender's profile and map Reviews LHome 1126 Berry Blvd, Louisville, KY, 40215 LHOME combats historic redlining and institutional racism by providing access to low-interest loans and financial coaching services. These services are greatly needed, primarily by African American low-income residents of West Louisville who want to grow their small businesses, increase their credit scores,
(502) 366-6022 Lender's profile and map Reviews Beacon Community Credit Union 7910 National Turnpike, Louisville, KY, 40214 Beacon Community Credit Union was chartered in 1947 to serve the employees of the Naval Ordnance Station in Louisville, Kentucky and was originally named Louisville Naval Ordnance Plant Employees Credit Union. With the closure of the Naval Ordnance Plant in 1995, we had to branch out to remain a thriving credit union.