In 2026, the USDA loan limit in Oroville, which is located in the county of Butte, CA, is set at $403,600. Conversely, the FHA loan limit for a single-family home is $472,030. This distinction is important for homeowners evaluating their options.
If you're in the market for a loan, use the comprehensive Lendersa® USDA loan calculator to compare today's most competitive USDA versus FHA rates. This tool will also identify the necessary income, credit score, reserves, and documentation for eligibility. Furthermore, with our sophisticated mortgage calculator, you can review USDA, FHA, Conforming, and VA loans side by side. This side-by-side comparison will assist you in choosing the best program for your financial circumstances, especially if you're in .
Details on 2026 Loan Limits and Down Payment Requirements in Oroville, Butte, CA
Loan Type
Loan Limit
Down Payment
USDA
$403,600
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
The Variety of USDA and FHA Loan Options in Oroville, CA
At Lendersa®, our purpose is to quickly secure the best possible USDA or FHA loan for you, doing so without any complications. You have the choice of beginning your journey from one of three starting points, each designed to match you with the best lenders and USDA loan programs available.
A USDA home loan, which is a program backed by the Department of Agriculture, is typically referred to as a USDA rural development loan or simply a USDA mortgage. Such loans are exclusively available to those purchasing properties in rural areas. Notably, unlike FHA loans, which mandate a minimum 3.5% down payment, USDA loans require no down payment whatsoever, making them particularly beneficial for qualified individuals without significant upfront funds.
First Federal Community Bank, National Association
141 W Ohio Ave, Dover, OH, 44622
First Federal Community Bank provides a full-range of financial products & services using the latest technology while maintaining our personal relationship with each customer. Our mission is to empower the financial well-being of our community one person at a time. Our team is comprised of local experts, committed to providing exceptional service.
The First Bank of Pike has been serving the people of Pike County since 1901. It received its charter in September of that year as the “Bank of Molena” when a group of local citizens worked together to buy out the Molena branch of the Barnesville Savings Bank. Those original stockholders are names still familiar to the people of Molena.
Stoffer Mortgage is a mortgage services company based in Canton, Ohio. We offer conventional, FHA, USDA, jumbo, and VA mortgages for residential transactions to purchase or refinance one to four-unit dwellings. These properties can be utilized for owner occupancy, vacation/second homes, or investment.
Pioneer Financial Services Inc. is a locally owned and operated company serving all of Ohio. Founded in 2000, we were built on honesty, integrity, and personal service. We offer a wide variety of loan programs with fast and efficient service. Our knowledgeable staff has over 50 combined years of experience originating mortgage loans.
Chadash Lending Group, LLC is a Licensed Mortgage Lender and a Licensed Mortgage Broker in the State of Georgia. Helping people realize their dreams and accomplish their goals in life is very rewarding to us at Chadash Lending Group. And because not only are we a Lender, but we also work with several outstanding Lenders.
Alvorada Mortgage is a full-service mortgage broker. What does that mean? It means that when you apply for a mortgage with Alvorada Mortgage, we are affiliated with multiple wholesale lending institutions.We can shop your mortgage with a variety of wholesale mortgage companies to find the mortgage suited exactly to your needs & at the lowest rate.
2326 Wisteria Drive, Suite 110, Snellville, GA, 30078
Hammer Mortgage is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time,
Founded in 1855, Dollar Bank is, well, different. We’re an independent community bank. That means no publicly traded stock and no shareholders. And that means we can focus on what we do best: empowering the people and communities we serve to do the things they hold dearest.
Over more than 165 years, we’ve grown to become a large
(CSE) Federal Credit Union is a member-owned financial cooperative committed to providing easy and effective financial solutions for the Stark County community through service and education. Our goal is to make banking easy for you and your family. CSE Federal Credit Union is committed to helping all people within our community achieve
