In 2026, the USDA loan limit in Oroville, which is located in the county of Butte, CA, is set at $403,600. Conversely, the FHA loan limit for a single-family home is $472,030. This distinction is important for homeowners evaluating their options.
If you're in the market for a loan, use the comprehensive Lendersa® USDA loan calculator to compare today's most competitive USDA versus FHA rates. This tool will also identify the necessary income, credit score, reserves, and documentation for eligibility. Furthermore, with our sophisticated mortgage calculator, you can review USDA, FHA, Conforming, and VA loans side by side. This side-by-side comparison will assist you in choosing the best program for your financial circumstances, especially if you're in .
Details on 2026 Loan Limits and Down Payment Requirements in Oroville, Butte, CA
Loan Type
Loan Limit
Down Payment
USDA
$403,600
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
The Variety of USDA and FHA Loan Options in Oroville, CA
At Lendersa®, our purpose is to quickly secure the best possible USDA or FHA loan for you, doing so without any complications. You have the choice of beginning your journey from one of three starting points, each designed to match you with the best lenders and USDA loan programs available.
A USDA home loan, which is a program backed by the Department of Agriculture, is typically referred to as a USDA rural development loan or simply a USDA mortgage. Such loans are exclusively available to those purchasing properties in rural areas. Notably, unlike FHA loans, which mandate a minimum 3.5% down payment, USDA loans require no down payment whatsoever, making them particularly beneficial for qualified individuals without significant upfront funds.
Summit Funding Inc. - Chico is located downtown at the corner of 3rd and Salem. We provide residential home mortgage services.
There are literally thousands of variables that can affect the outcome of your mortgage transaction. That’s why you need Summit Funding, Inc. to act as a liaison between the Title and Escrow Company,
Jim Wikey is the owner and Senior Loan Consultant at California First Mortgage Co. He will manage your loan process from start to finish. Company provides the excellent one-to-one service you deserve. Our interest rates and low costs are among the most competitive anywhere. Established in 1997.
IMS Lending have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business
2580 Sierra Sunrise Terrace #200, Chico, CA, 95928
Lends in California
Caliber Home Loans, Inc is a full-service national mortgage lender and agency direct seller/servicer. Caliber originates loans through various channels and transaction types, including a network of retail branches, wholesale lending, and correspondent lending,and a consumer-direct centralized operation specializing in a variety of loan
At Golden Valley Bank we pride ourselves on delivering an experience unlike any other. Take our commitment to customers, staff and community - the foundation of true community banking. It's our passion to help businesses grow, help make dreams a reality and better our local economies.
Providing Low Rate, No Hassle Mortgages throughout Colorado, Texas, and California. Whether you need the mortgage to buy a home, or are looking to refinance for a better rate, or take some cash out of your property, Russell Street can help. We work with you to find the right program and secure low market rates to make sure you are paying.
Home Loans By Shan. Local expertise and broad real estate experience will benefit you whether you are serious about buying or selling a home at this time, or are a returning client checking out the many homeowner resources offered here. Home Loans By Shan's the objective here is to work diligently to assist you in meeting your real estate goals.
Network Mortgage is a residential mortgage broker headquartered in Chico California. Founded in 1994, Network Mortgage serves California with the vision to provide mortgages to our friends, families and clients. We are a trusted mortgage brokerage that creates long term relationships and clients for life..
Compass Appraisals For years, mortgage lenders and consumers have called upon our expertise to provide high-quality appraisals on all types of real estate in Butte, Glenn, and Counties. By continuously analyzing local real estate trends in Butte County and staying current on valuation techniques through accredited courses.
Sierra Central is a credit union with 20 branch locations throughout Northern California. Our commitment is to continue being the Best of Banking Where You Live and Work! We offer low and no cost checking accounts that include online, mobile banking and mobile deposit. We offer auto loans, recreational vehicle loans, personal loans and home loans.
