In 2025, USDA loan limit in Santa-Cruz, county of Santa Cruz, CA is $657,900 while FHA limit is $822,375 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Santa-Cruz, county of Santa Cruz, CA
Loan Type
Loan Limit
Down payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA loan options in Santa-Cruz, CA
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
950 South Pine Island Road, Suite 150A, Plantation, FL, 33324
"We are Committed!
In our team, we are all home owners and we help each new comer into the team to buy his/her first home, due to this we all know the excitement that is purchasing our first home, or next home and the process required for that to happen.
This is the reason our motto is:
We are committed to making"
441 South State Road 7, Suite 19A, Margate, FL, 33068
Kingdom Lending Group Corp. NMLS Entity ID#1741812. A Florida Mortgage Broker. All loans are arranged through 3rd party lenders. As a Mortgage Broker, kingdom Lending Group Corp does not make commitments or fund mortgage loans. All mortgage loans are arranged with third party lenders.kingdom Lending Group Corp does not directly offer
300 South Pine Island Road, Suite 260, Plantation, FL, 33324
US Lending Advisors was incepted with the idea of providing and treating clients as our advisor’s would like to be treated. Providing simple straightforward solutions to complex challenging financing problems in a direct yet balanced approach. Allow our 30+ years of high level experience to assist in your financing goals.
261 N. University Drive, Suite 500, Plantation, FL, 33324
We know mortgages.Welcome to Millennium Mortgage, we're your South Florida home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. We're your South FL mortgage experts dedicated to delivering a home purchase or refinance experience second to none.
150 South Pine Island Road, Suite 300, Fort Lauderdale, FL, 33324
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1200 S Pine Island Rd;, Suite 670, Fort Lauderdale, FL, 33324
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1200 South Pine Island Road, Plantation, FL, 33324
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300 S. Pine Island Rd. Suite 304, Fort Lauderdale, FL, 33324
Nations Mortgage is dedicated to making sure your experience is a gratifying one. If you have any questions, comments, concerns or just want to get in contact with us, we're looking forward to your call. For 18 years, we have been providing the best mortgage rates. While most other Fort Lauderdale mortgage companies skipped town,
3350 SW 148th Ave, Suite 110, Hollywood, FL, 33027
Home Loan Brokers LLC is a Florida limited liability company based in Miramar. If your lender sends you a revised Loan Estimate, please compare it to the previous one you received. Can you tell what changed? If not, call your Loan Officer right away or contact us if we can help..
