USDA and FHA Pro and Con in French-Camp, San Joaquin County, CA
In 2025, the USDA loan cap for French-Camp in San Joaquin county, CA is $556,200, whereas the FHA limit for a single-family house is $483,000.
Utilize the Lendersa® USDA loan calculator to compare today’s top USDA and FHA rates. Pinpoint necessary income, credit, reserves, and documentation for qualification. Our enhanced mortgage calculator showcases USDA, FHA, Conforming, and VA options side by side, so you choose the most suitable program in for your finances.
2025 Loan Limits and Downpayment Requirements for French-Camp, San Joaquin County, CA
Type of Loan
Max Loan
Downpayment
USDA
$556,200
0%
FHA
$483,000
3.5%
Conventional
$548,250
3%
USDA and FHA Loan Paths in French-Camp, CA
Lendersa® aims to secure you the optimal USDA or FHA loan quickly and efficiently. Choose from three starting routes leading to matched lenders and USDA loan programs.
The USDA home loan is a government-backed mortgage program offered by the Department of Agriculture, also known as the USDA rural development loan, available exclusively in rural areas. Contrary to FHA loans, which mandate a minimum downpayment of 3.5%, USDA mortgages require no downpayment.
4489 I-75 Business Spur, Sault Sainte Marie, MI, 49783
Established in 1958, Soo Co-op Credit Union is a not-for profit Financial Cooperative serving over 23, 000 members in the Eastern Upper Peninsula. With a passion for continuous improvement, our focus is to provide personalized service and a complete range of financial services designed to meet the individual needs of our members
Our Mission is to provide superior financial services and products to the businesses, individuals, and communities we serve. Our organization is a result of our community's desire to have more than one locally owned and controlled commercial banking option. Our success will be achieved by our unwavering efforts toward
Central Savings Bank has 9 locations with over 60 employees and more than $400 million in assets. The Bank is very involved in the communities it serves with organizations like United Way of the EUP, War Memorial Hospital’s Road to Recovery, Relay For Life of the EUP, the schools near its branches and many other local causes annually.
Presidents Federal Credit Union (FCU) is located in Cleves, Ohio and we serve members who live, work, worship, volunteer, attend school or work in Miami and Whitewater Township in Hamilton County, Ohio. Presidents Federal Credit Union was founded January 31, 1956 as Porplasco Employees Credit Union.
At Versailles Savings & Loan, customer service is our number one priority. We are able to meet the needs of our customers with our staff’s fast friendly service. Being locally owned and operated, we are able to assist our customers by getting them answers in a timely manner rather than waiting for word from a corporate office
State Bank of Defiance was founded in 1902 by Elbert E. Carter and rapidly grew into one of northwest Ohio’s leading financial institutions.
Our first bank was located on the southwest corner of Clinton and Third Streets in Defiance. And although the facility has been rebuilt over the years, that corner is still home to our Main Banking Center
Midwest Community Federal Credit Union is a member owned and controlled financial cooperative whose members share in the profits and benefits of the organization. We are the power of 14, 000 consumers in Northwest Ohio working together to achieve their financial goals and dreams. Our credit union exists for the purpose of building lifelong trusted.
We are locally owned and operated with our main office located in Burlington, KY. At OnPoint Home Lending, we pride ourselves on exceeding our customer's expectations in finding the best option for a home loan that's right for you. Whether you want the lowest rate possible, refinance your existing mortgage or new home purchase
