USDA and FHA Pro and Con in French-Camp, San Joaquin County, CA
In 2025, the USDA loan cap for French-Camp in San Joaquin county, CA is $556,200, whereas the FHA limit for a single-family house is $483,000.
Utilize the Lendersa® USDA loan calculator to compare today’s top USDA and FHA rates. Pinpoint necessary income, credit, reserves, and documentation for qualification. Our enhanced mortgage calculator showcases USDA, FHA, Conforming, and VA options side by side, so you choose the most suitable program in for your finances.
2025 Loan Limits and Downpayment Requirements for French-Camp, San Joaquin County, CA
Type of Loan
Max Loan
Downpayment
USDA
$556,200
0%
FHA
$483,000
3.5%
Conventional
$548,250
3%
USDA and FHA Loan Paths in French-Camp, CA
Lendersa® aims to secure you the optimal USDA or FHA loan quickly and efficiently. Choose from three starting routes leading to matched lenders and USDA loan programs.
The USDA home loan is a government-backed mortgage program offered by the Department of Agriculture, also known as the USDA rural development loan, available exclusively in rural areas. Contrary to FHA loans, which mandate a minimum downpayment of 3.5%, USDA mortgages require no downpayment.
OC Mortgage Solutions is a 2013 company that has over 17 years of experience in the Mortgage industry. We are a wholesale broker located in Orange County California. We know what it takes to get your loan funded and on time.Our mission is to provide you with an honest evaluation of mortgage needs
We are a 100% referral based company with sole focus on our clients and their financing needs. We provide valuable financing solutions for not only our homeowner clients but for our business partner clients who include Real Estate Agents, CPA’s, Financial Advisors, Bankers, and Attorney’s.
1503 South Coast Drive, Suite 106, Costa Mesa, CA, 92626
"We know that each customer has specific needs when it comes to mortgage and real estate. With our wide array of mortgage products, investment tools and technology coupled with over 20 years of lending experience we aim to give our clients the service they deserve.
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Jcap Private Lending is a direct lender who closes and services investor funded short-term real estate loans. Our experienced team has been providing quality mortgage services for over 30 years. and Jcap Private Lending is an asset based lender who steps in to quickly solve a short-term financial need secured by Real Estate.
600 Anton Drive, 11th Floor, Costa Mesa, CA, 92626
Damuer H. Leffridge, “DH” – One of the leading real estate professionals in the U.S. for over 20 years, amassing nearly $500 million in career sales and investments, positioning him as a sought after motivational speaker and coach teaching the fundamentals of real estate investing success.
100 E MacArthur Blvd Unit 108, Santa Ana, CA, 92707
Introducing Keyswag Lending! Our expert team, led by Jeremiah Ibrahim, is dedicated to offering tailored loan options that fit your unique needs. With our top-notch advice and unbeatable service, we ensure your home buying journey is seamless, no matter your location. Connect with us today for a stress-free lending experience! Contact us at jeremia
6 Hutton Centre Dr, Suite 1030, Santa Ana, CA, 92707
Founded in 2009, ONY GLO, Inc. dba. OGI Mortgage Bankers is an independent, full-service, residential mortgage Banker, located in Orange County, California, the nation’s capital of the mortgage lending industry. We are fully staffed with a team of mortgage professionals, ensuring your loan is turned around quickly and efficiently.
4 Hutton Centre Dr, Suite 500, Santa Ana, CA, 92707
Residential Lending Solutions employs professional real estate financing professionals who are dedicated to helping you achieve success in getting your loans. We offer a wide range of home loan options that you can choose; from traditional home loans to buyer specialty loans, VA loans and even reverse mortgages.
