USDA Vs. FHA your options comparison in Lincoln-Village, San Joaquin County, CA
For the year 2025 in Lincoln-Village, within San Joaquin county, CA, the USDA loan limit is set at $556,200. Meanwhile, the FHA cap for a single-family home is $483,000.
Employ the Lendersa® USDA loan calculator to gauge current best rates between USDA and FHA. This tool helps ascertain the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side, assisting you to determine which program in is optimal for your financial circumstances.
Loan Limits and Down Payment Requirements for 2025 in Lincoln-Village, San Joaquin, CA
Loan Type
Loan Limit
Down Payment
USDA
$556,200
0%
FHA
$483,000
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Opportunities in Lincoln-Village, CA
The mission of Lendersa® is to facilitate acquiring the best USDA or FHA loan promptly and effortlessly. Choose from three options designed to pair you with suitable lenders and USDA programs.
A USDA home loan is backed by the government's Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It's available only in rural areas. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA loans require no down payment, making them highly accessible.
"Red White & Blue Lending is a mortgage broker company. It was founded in 2016 by Alex Zelada with 14 years’ experience in the home financing industry. Our products include:
• Purchase and refinance options
• Conforming and High Balance mortgages
• FHA mortgage
• VA mortgages
• Jumbo mortgages"
At RefiNow Financial, we help current and aspiring homeowners to achieve their financial aspirations. Our brokerage maintains close ties with the nation's most aggressive and renown lenders to ensure that we present the best options to our clients. We always offer up to date pricing information, and we make sure that you get the loan
151 North Tustin Avenue, Suite A-4, Tustin, CA, 92780
Blue Stone Capital Corporation is based in Tustin, California. The company has net-branches in 30 states in the U.S. Its mission is to help borrowers find the best mortgages to suit their individual needs. We do this by providing information about all aspects of the mortgage process, including interest rates, monthly payments and closing costs
131 North Tustin Avenue, Suite 101, Tustin, CA, 92780
Rosiles Group prides itselt in communication. We are here to answer any questions before during and after the close of you file. Technology has been a major focus for mortgage companies, but nothing can replace the role of the loan officer in your home buying and refinancing needs.
17482 Irvine Boulevard, Suite 232, Tustin, CA, 92780
Skynet Financial Co We take great pride in what we do. We have been serving the state of California for over 20 years and it’s our specialty to help anyone we can get the loan they deserve. and also providing a Fixed & ARMs, Home Equity Line of Credit Loans, FHA Loans, VA Loans, Stated Income and hard money
TransUnited Financial’s Services loan officers have the expertise and knowledge you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is TransUnited Financial’s ultimate goal. We are mortgage brokers and experts in locating the best mortgage for your individual circumstances.
17291 Irvine Boulevard, Suite 260, Tustin, CA, 92780
Legacy Realty & Funding is a Full service Real Estate and Mortgage Lending company, Our team of experts have over 25 years of experience in Selling homes, and helping buyers purchase their dream homes we tailor all purchases and loans to your specific needs and wants, As a mortgage lender we will fully qualify and approve you for a mortgage loan
American Realty Associates have been working with real estate professionals for over 12 years. Our staff understands how important it is to communicate and follow up with realtors regarding their client’s mortgage services. Our automated prequalification and approval systems allow the real estate professional to prequalify the client.
United Finance Corporation we provide a strong cost saving capability for our clients. Your new home loan can become a very significant instrument in life. Anyone who decides to take the leap and get hold of their piece of the pie requires the best position possible for acquiring financing.
