USDA Vs. FHA your options comparison in Lincoln-Village, San Joaquin County, CA

For the year 2025 in Lincoln-Village, within San Joaquin county, CA, the USDA loan limit is set at $556,200. Meanwhile, the FHA cap for a single-family home is $483,000.

Employ the Lendersa® USDA loan calculator to gauge current best rates between USDA and FHA. This tool helps ascertain the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side, assisting you to determine which program in is optimal for your financial circumstances.

Discover loan options from 100 lenders

Loan Limits and Down Payment Requirements for 2025 in Lincoln-Village, San Joaquin, CA

Loan Type Loan Limit Down Payment
USDA $556,200 0%
FHA $483,000 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Opportunities in Lincoln-Village, CA

The mission of Lendersa® is to facilitate acquiring the best USDA or FHA loan promptly and effortlessly. Choose from three options designed to pair you with suitable lenders and USDA programs.

Lendersa USDA loan request and matching results

An Overview of USDA Loans in CA

A USDA home loan is backed by the government's Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It's available only in rural areas. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA loans require no down payment, making them highly accessible.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • US Mortgages
  • 6855 S Havana St, Suite 500, Centennial, CO, 80112
  • US Mortgages has been serving the needs of Colorado homeowners for over 20 years. We offer a wide range of products to help you achieve all of your home buying and mortgage refinance goals. Our licensed Personal Mortgage Advisors will listen to your needs and show you the best options available.
  • Metrolink Mortgage
  • 7853 E. Arapahoe Ct, Suite 2100, Centennial, CO, 80112
  • Metrolink Mortgage is a Colorado based mortgage company. We provide first class service with a customer satisfaction business philosophy. Let us help you with your next refinance or purchase with a hassle free mortgage experience. We offer Conventional, FHA, and VA, USDA, and first time home buyer financing options with the fastest turn.
  • Colorado Lending Inc
  • 6851 South Holly Circle, Suite 280, Centennial, CO, 80112
  • The Colorado Lending Inc team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Pulte Mortgage
  • 7390 S. Iola Street, Englewood, CO, 80112
  • Pulte Mortgage is a wholly-owned financial services subsidiary of PulteGroup, Inc. (NYSE: PHM) that solely focuses on the financing of new construction homes for customers of Pulte Homes, Centex, Del Webb, DiVosta, and John Wieland Homes brands. Founded in 1972, Pulte Mortgage has financed more than 700,000
  • WINPRO Funds LLC
  • 6801 S. Emporia St., Suite 210, Greenwood Village, CO, 80112
  • WINPRO, LLC it is our mission is to provide socially responsible capital solutions to owners of commercial real estate through the delivery of premium lending products that provide flexibility and knowledgeable services to borrowers, while simultaneously utilizing innovative and experienced risk management capabilities.
  • Integrity Bank & Trust
  • 1275 Village Ridge Pt., Monument, CO, 80132
  • Integrity Bank & Trust is an employee-owned community bank, dedicated to the Colorado Springs area. The staff at Integrity is motivated and inspired by meeting the financial service needs of our customers and community. We endeavor to display behavior that is consistent with our faith-based beliefs and to serve others for their benefit.
  • The Fox Mortgage Team LLC
  • 17857 Lapis Court, Monument, CO, 80132
  • Our mission statement at The Fox Mortgage Team is to ensure we get you the Best deal not just a better deal so you’ll Never have to go through this very stressful event again. We specialize in VA home loans but also do all other types of loans as well! At the Fox Mortgage Team you’ll have a very pleasant experience with as little stress as possible
  • SFR Inc & MasterBuilt Homes LLC
  • 2993 Broadmoor Valley Rd, Colorado Springs, CO, 80906
  • We focus on brokering other people’s properties, like houses and establishments. In addition to this, we also sell our own residential and commercial properties. Our specialty is in apartment homes and manufactured communities. Turn to The Broadmoor Mortgage CO for conventional and jumbo residential loans.
  • HomeStar Lending
  • 445 East Cheyenne Mountain Blvd, Suite C370, Colorado Springs, CO, 80906
  • HomeStar Lending, LLC is a business entity registered with Colorado Department of State (CDOS). The business entity number is #20201614892. The business office address is located at 445 E Cheyenne Mountain Blvd, Suite C370, Colorado Springs, CO 80906. The business is formed on July 19, 2020.