For 2025, in Kennedy, located in San Joaquin, CA, the USDA loan limit is $556,200, whereas the FHA limit for a single-family home reaches $656,650.
Utilize Lendersa®'s USDA loan calculator to assess today's USDA versus FHA top rates. Identify the necessary income, credit, reserves, and documents to qualify. With our advanced mortgage calculator, USDA, FHA, Conforming, and VA options can be compared side by side, assisting you in finding the best choice for your financial situation in .
2025 Loan Limits and Downpayment Requirements in Kennedy, San Joaquin, CA
Loan Type
Loan Limit
Down Payment
USDA
$556,200
0%
FHA
$656,650
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Kennedy, CA
The objective of Lendersa® is to quickly connect you with ideal USDA or FHA loans without hassle. Choose among three pathways to align with lenders and USDA loan programs.
The USDA home loan is a government-backed mortgage through the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage. Available solely in rural areas, it contrasts FHA loans, which need at least a 3.5% down payment, as it requires no down payment.
Priority Financial Services was incorporated in 2000 in Pittsburgh. The company is a mortgage brokerage firm involved in the origination of mortgages for residential, commercial and investment properties. The company is licensed by the Pennsylvania Department of Banking. All loan originators have passed the mortgage originator exam.
We provide customers with the best rates and have the process to purchase or refinance a home effortless. We are a full service mortgage broker. We are currently licensed in Pennsylvania and Georgia. We know one thing which is mortgages. That is what we specialize in and we go above and beyond for you. Call us now for a no obligation quote.
Here at Peoples Bank, we're passionate about helping people. We strive to be exceptional and inspire others to be exceptional too. It's a promise we make to our neighbors, families, local businesses and community.
When you're passionate about people like we are, you start to see the extraordinary in everyone.
At cfsbank, our tellers and managers take the time to get to know you and your needs. We want to hear about your plans to build the perfect house or take that dream vacation or open a business. We want to know how you’re doing and how we can help.
And that’s as true today as it was 85 years ago.
First Federal Savings and Loan Association of Valdosta
411 N Patterson St, Valdosta, GA, 31601
First Federal was founded in 1934 by a group of businessmen who had a vision for thrift and homeownership in Valdosta/Lowndes County. Since that time, First Federal has grown and flourished along with this area. It is our goal to keep the original vision as our theme and mission for the future.
The Valdosta Teachers' Federal Credit Union was organized in 1958. The first Board of Directors were: Fredeva Ogletree, President; A.W. Basemore, Vice-President; Nan Allen, Treasurer; Walter Harrison, Secretary. Other Directors included: Ms. Willie Dewberry, Hadley McDuffie and Clara Stipe.
Locoga Federal Credit Union is a not-for-profit financial cooperative. When you join the credit union, you become a shareholder - or an owner - of a very unique financial institution. Earnings above the required reserves are returned to you, in the form of lower interest rates on loans and competitive dividends on savings.
Georgia Power Valdosta Federal Credit Union was granted a federal charter in March 1958 to serve the financial needs of the Georgia Power Company employees and their families across the southern tier of the state. It remained a single sponsored occupationally bonded credit union until 1995.
We have one mission, to make it simple, make it faster, make it cheaper. By design, we are always learning and improving our process. We strive to make the mortgage process effortless. We believe in constant employee training to improve the client experience. We know our stuff! In addition to the production side