USDA Vs. FHA Pro and Con comparison in Greenacres, Kern County, CA
In 2025, the USDA loan limit available in Greenacres, within Kern county, CA, is set at $345,100. Conversely, for a single-family home, the FHA limit is established at $472,030.
To compare today's best USDA versus FHA rates, use the Lendersa® USDA loan calculator. It allows you to evaluate the necessary income, credit score, reserves, and documentation needed to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, helping you identify the best program for your specific financial situation in .
2025 Loan Limits and Down Payment Requirements in Greenacres, Kern, CA
Loan Type
Loan Limit
Down Payment
USDA
$345,100
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Greenacres, CA
The goal of Lendersa® is to swiftly provide you with the best USDA or FHA loans, free from hassle. Start with one of three pathways that connect you with lenders and USDA loan programs tailored to your needs.
A USDA home loan, also referred to as a USDA rural development loan, is a loan backed by the Department of Agriculture. These loans are exclusively available in rural neighborhoods and do not require a down payment, unlike FHA loans which need at least a 3.5% down payment.
325 Chestnut St, Suite 800, Philadelphia, PA, 19106
Our mission is to help our customers build wealth through real estate thus our tagline, "The Wealth Builder through Real Estates. Our only purpose is to deliver successful results. You do not need to be afraid of taking the first steps towards homeownership because we will guide you.
The First National Bank of Elmer was established in 1903 in the town of Elmer, New Jersey. Today, we are proud to be an independent Community Bank with six offices to serve the financial needs of our customers. Our customer base is primarily in the Salem, Gloucester and Cumberland County area of Southern New Jersey.
101 Greenwood Avenue Suite 101, Jenkintown, PA, 19046
New City Commercial Capital arranges commercial mortgages for multifamily, mixed-use, retail, office buildings, hotels, industrial and net-leased properties. We work with seasoned real estate investors and developers to source and arrange Debt, financing for their projects. We arrange Acquisition Loans, Bridge Loans, Construction Loans, SBA Loans a
"Vihi Financial was established in 1996 to service the people of Pennsylvania. We've gained the trust of our customers by finding the best financial solutions through our dedication to quality customer service.
We are licensed as insurance broker in PA and NJ. We are also licensed as PA Mortgage Broker in PA"
I'm here to solve that for you. When you're ready, the next step in getting a low rate mortgage made easy is to contact me so we can review your unique situation & make sure that you get a low rate mortgage without the stress & hassle that's normally associated with it. Feel free to call me direct or if you prefer you can email me. Paul Kwon
261 Old York Road, Suite 719, Jenkintown, PA, 19046
Orchard Hill Mortgage Company is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you.
Tioga-Franklin is the little bank with the big difference. We have been around since 1873, so we know a few things about quality banking. At Tioga-Franklin, you get all the benefits of a large banking institution in addition to the personalized, familiar environment of a small, community bank. As a Tioga-Franklin customer.
Our mission is to serve our customers with honesty, integrity, and competence. Our goal has always been to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
At Spectrum Mortgage Company, Inc. we realize that every customer has a different combination of assets, limitations and dreams. Our job is to understand your unique needs so we can formulate the perfect mortgage solution for you.Whatever your financial situation, whatever your credit score, we will help you make the right decisions
"County Mortgage Services, L.L.C. is a locally owned company located in Jamison, PA in Bucks County. We have been providing quality mortgage services with low mortgage rates since 2002. Our goal is to help you realize your dream.
We realize that buying a home can be a very intense ordeal filled with potential pitfalls and difficulties."
