USDA and FHA Pro and Con in Greenacres, Kern County, CA
In 2026, the USDA loan limit available in Greenacres, within Kern county, CA, is set at $345,100. Conversely, for a single-family home, the FHA limit is established at $472,030.
To compare today's best USDA versus FHA rates, use the Lendersa® USDA loan calculator. It allows you to evaluate the necessary income, credit score, reserves, and documentation needed to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, helping you identify the best program for your specific financial situation in .
2026 Loan Limits and Down Payment Requirements in Greenacres, Kern, CA
Loan Type
Loan Limit
Down Payment
USDA
$345,100
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Greenacres, CA
The goal of Lendersa® is to swiftly provide you with the best USDA or FHA loans, free from hassle. Start with one of three pathways that connect you with lenders and USDA loan programs tailored to your needs.
A USDA home loan, also referred to as a USDA rural development loan, is a loan backed by the Department of Agriculture. These loans are exclusively available in rural neighborhoods and do not require a down payment, unlike FHA loans which need at least a 3.5% down payment.
Jack Tenold will put his 26 years of experience to work for your benefit & he considers it a privilege to work with senior homeowners & their families. Getting information or applying for a reverse mortgage does not have to be an ordeal. It is easy to apply in person or over the phone. You can trust that Jack will always put your interests first.
After the market collapse of 2008 we, like everyone else, saw that the mortgage industry was broken. Reform was slow and we realized the only way to change anything was to start from the inside. So we set out to build a company that not only helped consumers obtain a mortgage but educated them on the process.
Chimney Rock Mortgage is a family-owned company that emphasizes community relationships, honesty, and integrity. Since our founding in 1989 by Don Mann, Chimney Rock Mortgage has been dedicated to cultivating trust and practicing responsible lending principles. For 30 years, that proven dedication and trust has given our branches.
456 LEND is a Northwest Equity Solutions Inc. company. 456 LEND offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Spokane area. Our team is your premier mortgage team located in Spokane, Washington.
Global continues to meet member needs by offering innovative products and services, low rates, few fees and excellent service. By monitoring purchasing trends, lifestyle changes and other indicators, we gain an understanding of what our members want from their credit union. We work diligently to deliver the best deposit and loan products.
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We have been a local business since 1936 and continue to live the Credit Union philosophy of "People Helping People". Weld Community Credit Union - All members are equal, every loan has a story... we listen. Every loan application is looked at by a real person. FREE ATM, FREE eChecking account, FREE debit card and friendly people.
In 2000, Tonya Jenkins (“TJ”) had been in the mortgage business for seven years. She had worked as a single loan originator at a local bank and then moved to a manager of a regional mortgage company. She found herself wanting to build a mortgage team, which is when Home Team Lending was born.
Our mission is to help you achieve the dream of home ownership using education at the forefront. Our focus is on supporting you throughout every milestone of the lending process with transparent communication and by empowering you through knowledge.Our leading-edge processes allow for swift and precise approvals.
We are a full service Mortgage Bank with loan products for Purchase and Refinance of Residential Real Estate. We offer in-house origination, processing, and underwriting to our clients to ensure their expectations are exceeded. Our main markets include Eastern and Central Washington as well as North Idaho down to Lewiston, ID.
