USDA Vs. FHA Pro and Con comparison in Greenacres, Kern County, CA
In 2025, the USDA loan limit available in Greenacres, within Kern county, CA, is set at $345,100. Conversely, for a single-family home, the FHA limit is established at $472,030.
To compare today's best USDA versus FHA rates, use the Lendersa® USDA loan calculator. It allows you to evaluate the necessary income, credit score, reserves, and documentation needed to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, helping you identify the best program for your specific financial situation in .
2025 Loan Limits and Down Payment Requirements in Greenacres, Kern, CA
Loan Type
Loan Limit
Down Payment
USDA
$345,100
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Greenacres, CA
The goal of Lendersa® is to swiftly provide you with the best USDA or FHA loans, free from hassle. Start with one of three pathways that connect you with lenders and USDA loan programs tailored to your needs.
A USDA home loan, also referred to as a USDA rural development loan, is a loan backed by the Department of Agriculture. These loans are exclusively available in rural neighborhoods and do not require a down payment, unlike FHA loans which need at least a 3.5% down payment.
169 West 2710 S Circle, Suite 202A, Saint George, UT, 84790
We are dedicated to making the loan process a satisfying experience. We use up-to-date technology to provide you with the tools necessary to research the loan right for you, find answers to mortgage questions, and complete the mortgage application process.Our goal is to help the you find a loan that fits your unique needs.
Summit Funding Inc. - Chico is located downtown at the corner of 3rd and Salem. We provide residential home mortgage services.
There are literally thousands of variables that can affect the outcome of your mortgage transaction. That’s why you need Summit Funding, Inc. to act as a liaison between the Title and Escrow Company,
Jim Wikey is the owner and Senior Loan Consultant at California First Mortgage Co. He will manage your loan process from start to finish. Company provides the excellent one-to-one service you deserve. Our interest rates and low costs are among the most competitive anywhere. Established in 1997.
IMS Lending have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business
2580 Sierra Sunrise Terrace #200, Chico, CA, 95928
Caliber Home Loans, Inc is a full-service national mortgage lender and agency direct seller/servicer. Caliber originates loans through various channels and transaction types, including a network of retail branches, wholesale lending, and correspondent lending,and a consumer-direct centralized operation specializing in a variety of loan
At Golden Valley Bank we pride ourselves on delivering an experience unlike any other. Take our commitment to customers, staff and community - the foundation of true community banking. It's our passion to help businesses grow, help make dreams a reality and better our local economies.
Providing Low Rate, No Hassle Mortgages throughout Colorado, Texas, and California. Whether you need the mortgage to buy a home, or are looking to refinance for a better rate, or take some cash out of your property, Russell Street can help. We work with you to find the right program and secure low market rates to make sure you are paying.
Home Loans By Shan. Local expertise and broad real estate experience will benefit you whether you are serious about buying or selling a home at this time, or are a returning client checking out the many homeowner resources offered here. Home Loans By Shan's the objective here is to work diligently to assist you in meeting your real estate goals.
Network Mortgage is a residential mortgage broker headquartered in Chico California. Founded in 1994, Network Mortgage serves California with the vision to provide mortgages to our friends, families and clients. We are a trusted mortgage brokerage that creates long term relationships and clients for life..
Info1st Rate Mortgage is a home mortgage and loan origination company We offer seasoned loan officers and staff to provide a high quality mortgage experience for our clients, we are local and loved to engage with local companies. Financing residential and commercial properties. We offer 100% financing options, reverse mortgages.
