For 2025, the USDA loan limit in Rosedale, located in the county of Kern, CA, is $345,100, while the FHA limit for a single-family residence is $472,030.
Utilize the Lendersa® USDA loan calculator to contrast the current top USDA and FHA rates, determining the income, credit, reserves, and documents required to qualify. Using our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans alongside each other, helping you choose the most suitable program in for your financial needs.
2025 Loan Limits and Down Payment Requirements in Rosedale, Kern County, CA
Loan Type
Loan Limit
Down Payment
USDA
$345,100
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Rosedale, CA
The primary aim of Lendersa® is to efficiently secure the best possible USDA or FHA loan for you, without any hassle. Choose from three starting points that help connect you to matching lenders and USDA loan programs.
A USDA home loan is backed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and it is available only in rural areas. FHA loans require a minimum down payment of 3.5%, whereas USDA loans require no down payment at all.
Based in Louisville, Kentucky, Limestone Bank provides commercial, equine, agricultural and personal banking solutions for individuals in urban and rural areas. With more than 110 years of building relationships across the Commonwealth, Limestone Bank strives to serve as the bedrock for our customers’ financial futures.
1630 Lyndon Farm Court, Suite 201, Louisville, KY, 40223
The Rural Cooperatives Credit Union is a member-owned, federally insured financial institution. Our mission is to assist member-owners in realizing personal financial success by providing competitive, value-oriented products and services delivered with excellent member service and convenience.
KIT Federal Credit Union ("KIT") is a member-owned, not-for-profit financial institution that exists to provide superior financial products to our member-owners and their families. KIT was chartered in 1965 with the field of membership of the employees of A&P grocery stores located in Kentucky, Indiana, and Tennessee. We began in a one-room office.
Originally chartered in 1969 as a credit union to serve the Jefferson County Police and then the employees of Jefferson County Government, we became Jefferson County Federal Credit Union, serving the employees of the Louisville - Jefferson County Metro Government as well as the employees.
Pathway Mortgage LLC works diligently to provide a concierge experience to our clients. Pathway is also dedicated to making sure our clients always receive the most current and accurate advice by hiring most talented and motivated mortgage loan officers in the business that Pathway Mortgage LLC strives to make you a client for life.
Mortgage Network, Louisville, Kentucky's locally owned, full service mortgage broker specializes in all varieties of residential mortgages.
First mortgages, refinancing or relocation, let Mortgage Network show you that Our Prime Interest is You!
Louisville Mortgage
Mortgage Network is Louisville’s mortgage leader
10503 Timberwood Circle, Suite 112, Louisville, KY, 40223
We are a mortgage broker company with over 14 years of experience in the Mortgage lending business. We service in both English and Spanish, fluently. We can help with finding the best loan program available to you when purchasing a home or help you lower your monthly payments with our wide variety of refinancing options.
9900 Corporate Campus Drive, Suite 3000, Louisville, KY, 40223
Since our inception, we have acted as key advisors in securing funds for purchasers, investors, and homeowners in the residential markets. We recognize that in the marketplace there is a need for a holistic approach to an individual's needs. With this in mind our goal is to simplify the financing process by delivering a tailored,
