USDA Vs. FHA your options comparison in Rosedale, Kern County, CA
For 2025, the USDA loan limit in Rosedale, located in the county of Kern, CA, is $345,100, while the FHA limit for a single-family residence is $472,030.
Utilize the Lendersa® USDA loan calculator to contrast the current top USDA and FHA rates, determining the income, credit, reserves, and documents required to qualify. Using our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans alongside each other, helping you choose the most suitable program in for your financial needs.
2025 Loan Limits and Down Payment Requirements in Rosedale, Kern County, CA
Loan Type
Loan Limit
Down Payment
USDA
$345,100
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Rosedale, CA
The primary aim of Lendersa® is to efficiently secure the best possible USDA or FHA loan for you, without any hassle. Choose from three starting points that help connect you to matching lenders and USDA loan programs.
A USDA home loan is backed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and it is available only in rural areas. FHA loans require a minimum down payment of 3.5%, whereas USDA loans require no down payment at all.
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6301 Beach Boulevard, Suite 350, Buena Park, CA, 90621
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