USDA and FHA Pro and Con in Shafter, Kern County, CA
For the current year, 2025, the USDA loan limit for Shafter, situated in the county of Kern, CA, is set at $345,100. By comparison, the FHA limit for a single-family home stands at $472,030.
Utilize Lendersa® USDA loan calculator to comprehensively compare today's top USDA and FHA rates. This tool helps you determine the required income, credit score, reserves, and documents to qualify. See a detailed comparison of USDA, FHA, Conforming, and VA options side-by-side with our advanced mortgage calculator. This will assist you in selecting the best program for your financial needs in Alabama.
2025 Loan Limits and Down Payment Requirements in Shafter, Kern, CA
Loan Type
Loan Limit
Down Payment
USDA
$345,100
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Shafter, CA
The aim of Lendersa® is to ensure you receive the most suitable USDA or FHA loan swiftly and without hassle. Choose one of three starting paths that match you with lenders offering USDA loan programs.
The USDA home loan, also called a USDA mortgage or USDA rural development loan, is government-backed by the Department of Agriculture, available solely in rural areas. Unlike FHA loans, which mandate a 3.5% minimum down payment, USDA loans offer a zero down payment alternative.
Hard Money Lenders New Jersey offers a new and innovative way to invest in real estate in the states in New York NY and New Jersey NJ in which we offer our investors a way to be participant in the growth of the commercial and real estate market. Hard Money Loans offer a high return on investment with a controlled risk.
XCEL Federal Credit Union is federally insured, regulated, and examined annually by both the federal government and an independent CPA firm. Each member’s deposits are insured to the $250, 000 maximum allowable limit by the National Credit Union Administration (NCUA), which is backed by the full faith and credit of the U.S. government.
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New Community Federal Credit Union was founded with the specific mission of serving low- to moderate-income and minority communities beyond the reach of banks and mainstream credit unions. NCFCU provides banking services to the New Community network. Employees, businesses & vendors, funders, program participants, & residents are encouraged to join.
500 N. Franklin Turnpike, Suite 303A, Ramsey, NJ, 07446
Opulence Realtors are here for you every step of the way, from beginning of the search to the closing and even after your real estate transaction is completed.Our agents come from diverse backgrounds and are all dedicated to providing the highest quality service to our clients.and We currently cover all areas of New York and New Jersey
Island Mortgage and Marcelle Loren have built a reputation as an outstanding mortgage loan provider serving the lending needs of homebuyers and homeowners, real estate professionals and builders throughout Hawaii.Having been in the mortgage business since 1976, Marcelle Loren provides expertise in every area of mortgage lending.
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We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. New Jersey Home Mortgage, LLC, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!
At Silex Financial, we have 30 years of experience matching the right client to the right lending institution to the right deal; each and every time. Our residential and commercial mortgage advisors leverage decades of commercial and residential experience and expertise on your behalf.
Schenectady County Employees’ Federal Credit Union was created in 1964, by the Employees’ of Schenectady County. As your Credit Union, we are proud to have to continue to serve our community for more than 50 years for which it was intended to do with the philosophy of “People helping People”.
Division 726 Federal Credit Union has been providing first-rate financial products to Staten Island, New York since 1970. The credit union has assets totaling $11.79 Million and provides banking services to more than 2, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans.
101 Tyrellan Avenue, Suite 220, Staten Island, NY, 10309
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