USDA Vs. FHA Pro and Con comparison in Grover-Beach, San Luis Obispo County, CA
For the year 2025, the USDA loan limit in Grover-Beach, found in the county of San Luis Obispo, CA, is set at $561,200, whereas the FHA limit for a single-family home stands at $701,500.
Utilize the Lendersa® USDA loan calculator to pit today's USDA and FHA rates against one another, and assess the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side-by-side, facilitating the decision about which program in best fits your financial situation.
Loan limits and downpayment details for 2025 in Grover-Beach, county of San Luis Obispo, CA
Loan Type
Loan Limit
Down payment
USDA
$561,200
0%
FHA
$701,500
3.5%
Conventional Conforming
$701,500
3%
Exploring USDA and FHA loan alternatives in Grover-Beach, CA
Lendersa® aims to swiftly pair you with the finest USDA or FHA loan options without any hassle. Choose one of the three starting paths to find suitable lenders and USDA loan programs.
Known as a USDA rural development loan or USDA mortgage, this government-backed loan by the Department of Agriculture is provided exclusively for rural areas. In contrast to FHA loans, which require a minimum 3.5% down payment, the USDA mortgage loan comes with no down payment obligation.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
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39500 Stevenson Place, Suite 109, Fremont, CA, 94539
"Owning a home is everyone's dream and an indicator of one's achievement and stability. Despite the high prices of homes in the Bay Area, the housing market continues to grow. Not only does a home provided tax shelter but it's also a terrific investment vehicle
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Abacus Financial Services full service mortgage lender. We serve all sectors of the mortgage market. No matter if you purchasing a new home, re-financing with additional cash return, no cash return or no job right now, for home or for investment properties, for fixed or adjustable rates.
Home Advantage Corp as a real estate office and expanded business to include a loan brokerage and development business. The Real Estate and loan brokerage have been successfully grown and have established name recognition in their niche market. The development business has grown from single custom home to several large multi-family home projects.
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39560 Stevenson Place, Suite 119, Fremont, CA, 94539
Polaris Financing is a CA Mortgage Broker helping clients with their lending needs throughout CA. Not all lenders are the same & not all offer the same interest rates. As a broker, we can shop your loan to many lenders & get you the best rate on the market, whether you are buying your first home, refinancing your existing home.
