USDA Vs. FHA Pro and Con comparison in Pismo-Beach, San Luis Obispo County, CA
In 2025, USDA loan limit in Pismo-Beach, county of San Luis Obispo, CA is $561,200 while FHA limit is $701,500 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Pismo-Beach, county of San Luis Obispo, CA
Loan Type
Loan Limit
Down payment
USDA
$561,200
0%
FHA
$701,500
3.5%
Conventional Conforming
$701,500
3%
USDA and FHA loan options in Pismo-Beach, CA
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
Rate Rabbit is a revolutionary Internet-based mortgage lender offering one guaranteed and fixed-fee closing package that assures consumers protection from last minute changes in costs, and from bait and switch tactics often seen in the mortgage business.
Rate Rabbit combines all applicable closing and lender costs into one low.
The mission at National Home Loans is to create a great customer experience while helping you get a mortgage that best meets your financial needs.We offer stress-free, seamless, strategic process to find the best loan for your home purchase or refinance.We do this through a passion for superior customer service developed through years of experience
1901 First Avenue, Suite 182, San Diego, CA, 92101
ASM Lending helps Californians with their home financing needs. We offer our clients personal, expert guidance and a rapid response throughout the loan process.We offer wholesale rates for both home purchases and Refinances, and we support a wide variety of loan products including conventional, FHA, VA, and USDA home loans.
1111 Sixth Avenue, Suite 300, San Diego, CA, 92101
Bringing over 20 years of extensive hands-on experience to the table, our mortgage brokering company makes sure you and your loved ones are living in the home of your dreams while saving every penny. Fully licensed in California, Colorado and Florida, we have had the opportunity to broker deals here locally in San Diego and beyond.
1420 Kettner Blvd, Suite 100, San Diego, CA, 92101
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
JUAN OCHOA - BROKER/LOAN ORIGINATOR has been in the real estate finance business since 2009. Mr. Ochoa received a bachelors degree in Civil Engineering from Cal Poly State University, San Luis Obispo. Cal Poly's curriculum, which revolved heavily on the philosophy of lean by doing, taught him to adapt and thrive in the engineering business.
With over 25 years' experience, Don Moore consistently provide his clients the very best advice and guidance on refinances, purchase loans and cash-out loans. My firm is fully licensed, certified and approved to handle all Conventional, FHA, VA, Conforming and Jumbo loans. Don always available to answer your home loan questions and to help you.
At TR Mortgage. We are a full-service mortgage company based in San Diego, CA. We specialize in Home Purchase Loans and Refinance in California. Whether you are buying a home or Refinancing in California, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
Whitman Metropolitan, Inc isCOMMITTED to providing the best possible service to our clients at the lowest possible cost. We understand the importance of a good value in times when the real estate market isn’t always offering it. Whitman Metropolitan, Inc. is a CA & FL Broker currently licensed in the States of California & Florida.
