USDA Vs. FHA Pro and Con comparison in Oceano, San Luis Obispo County, CA
In 2025, the loan limit for USDA in Oceano, county of San Luis Obispo, CA is $644,000, while the limit for FHA on a single-family home is $911,950.
With the Lendersa® USDA loan calculator, you can compare the current best rates for USDA versus FHA and see what income, credit, reserves, and documents are needed. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side to determine the best choice for your financial needs in .
Loan Limits and Downpayment Requirements for 2025 in Oceano, San Luis Obispo, CA
Type
Limit
Down Payment
USDA
$644,000
0%
FHA
$911,950
3.5%
Conventional
$911,950
3%
Options for USDA and FHA Loans in Oceano, CA
Lendersa® aims to quickly secure your optimal USDA or FHA loan hassle-free. Start with one of three ways to find matching lenders and USDA loan options.
A USDA home loan, endorsed by the Department of Agriculture and known as a USDA rural development loan, is used in rural areas. FHA loans need a minimum 3.5% down payment, whereas USDA loans need none.
Balboa CRE is located in San Diego County of California state. On the street of Amena Court and street number is 865.
Balboa CRE is designed to help brokers close more commercial real estate loans. Our Purchase, Refinance, and CRE Investor lending options all provide quick answers that help our brokers close more loans for their clients.
We offer extensive experience in residential real estate sales, lending, and loan processing. We utilize and maximize our knowledge of the real estate market in order to provide excellent service to our clients. Also, we contribute with a strong background in lending and refinancing.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
690 Otay Lakes Road, Suite 230, Chula Vista, CA, 91910
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
American Mortgage Network is a 100% employee-owned company (ESOP). Our team of owners—all mortgage professionals--focuses on helping homebuyers achieve the American dream of homeownership. Whether you’re shopping for your first home loan, trading up to a larger home, or refinancing an existing home, our skilled employee-owners diligently target
We’re a full service mortgage bank with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our mortgage bankers are dedicated to finding the right loan-with competitive rates
we specialize in residential mortgages. At SoCal Financial Group, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
Dave Warth Mortgage Broker As a mortgage broker, I work with the wholesale departments of several banks & lenders nationwide so I can offer every type of mortgage available on the market at the best rates and costs. Unlike big banks who only have limited loan programs and sales reps who take your loan application.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
My name is Ulises Escobar, a Coachella Valley real estate agent and home loan mortgage refinancing specialist dedicated to helping you find your next dream home -- with a focus in La Quinta, Palm Desert, Indio, Cathedral City, Bermuda Dunes, Coachella, Desert Hot Springs, Palm Springs, Rancho Mirage, Salton Sea, Thermal, and beyond.
78015 Main Street, Suite 201C, La Quinta, CA, 92253
"We offer the lowest rates in the industry and we always have no point (and no fee) options available for you!
With offices in Westlake Village and La Quinta, Choice One Mortgage has been helping Californians finance their homes since 1995. Our clients live all over CA but that doesn’t stop us from helping them! In this day and age"
