USDA Vs. FHA Pro and Con comparison in Joshua-Tree, San Bernardino County, CA
For 2025, the USDA loan cap in the city of Joshua-Tree, located in the county of San Bernardino, CA, is $381,800. Meanwhile, the FHA limit for a single-family home is $477,250.
Leverage the Lendersa® USDA loan calculator to evaluate the most favorable USDA versus FHA rates today and to determine the income, credit score, reserves, and document requirements for qualification. Our state-of-the-art mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, allowing you to identify the most suitable program for your unique financial needs, specifically in .
2025 Loan Limits and Downpayment Requirements in Joshua-Tree, San Bernardino, CA
Loan Type
Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$477,250
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Choices in Joshua-Tree, CA
The mission of Lendersa® is to secure the ideal USDA or FHA loan for you swiftly and without complexity. Start by choosing one of three initial paths that connect you to matching lenders and USDA loan solutions.
A USDA home loan, backed by the Department of Agriculture, is known as a USDA rural development loan or mortgage, available exclusively in rural areas. Unlike FHA loans which require a minimum of a 3.5% down payment, USDA mortgages require no down payment whatsoever.
All American Home Mortgage is a premiere mortgage broker located in Henderson, Nevada. We are proud to offer some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in Nevada, California, Florida, Colorado, or Nebraska. Whether you are a first time home buyer, purchasing.
701 N Green Valley Pkwy, Suite 200, Henderson, NV, 89074
At ABM Funding Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage
9065 S Pecos Rd, Suite, Suite 200, Henderson, NV, 89074
The Five Star Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Nevada; with our main focus on Las Vegas and Henderson. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt
701 N. Green Valley Pkwy., #125, Henderson, NV, 89074
Premier Mortgage Lending is a privately funded lending source for non-traditional financing. Our company was founded on three core beliefs; 1) that due to the current economic down turn, many high-quality buyers are locked out of homeownership; 2) investors are in need of good, stable returns without excessive risk of capital loss
10120 W Flamingo Rd St 4-1170, Las Vegas, NV, 89147
Colvert Capital Funding is an private institutional FINRA exempt lender, covered by sections 3 or 4 of the Securities Act of 1933, sponsored by a syndicate capital provider, we offer residential investment and commercial real estate loan, business financing and alternative debt & equity products for capital intensive projects.
Town & Country Bank is a branch office of Town & Country Bank. They provide the following services: Full Service Office Location and are located at 8620 W. Tropicana Avenue in Las Vegas Nevada.
Mobile and traditional directions to this location can be found below along with ratings, their phone number, online banking website
4155 S Buffalo Dr, Suite 101, Las Vegas, NV, 89147
Here at PIF Lending, we believe that home buyers should receive the absolute best rate possible while paying no unnecessary lending fees. We feel as it says in our name that we should pay forward a truly exceptional value to our community. PIF Lending stands for "Pay It Forward Lending." The main way he "pays it forward"
8867 West Flamingo Road Suite 200, Las Vegas, NV, 89147
Superior Mortgage Lending is a Las Vegas Mortgage Broker by design. We partner with several lenders to offer multiple Loan Products & we are not captured with certain credit scores & can offer better rates and no fees. We have been in the Mortgage Industry for over 18 years and we offer the most competitive rates in Nevada, California and Arizona.
