USDA Vs. FHA Pro and Con comparison in Joshua-Tree, San Bernardino County, CA
For 2025, the USDA loan cap in the city of Joshua-Tree, located in the county of San Bernardino, CA, is $381,800. Meanwhile, the FHA limit for a single-family home is $477,250.
Leverage the Lendersa® USDA loan calculator to evaluate the most favorable USDA versus FHA rates today and to determine the income, credit score, reserves, and document requirements for qualification. Our state-of-the-art mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, allowing you to identify the most suitable program for your unique financial needs, specifically in .
2025 Loan Limits and Downpayment Requirements in Joshua-Tree, San Bernardino, CA
Loan Type
Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$477,250
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Choices in Joshua-Tree, CA
The mission of Lendersa® is to secure the ideal USDA or FHA loan for you swiftly and without complexity. Start by choosing one of three initial paths that connect you to matching lenders and USDA loan solutions.
A USDA home loan, backed by the Department of Agriculture, is known as a USDA rural development loan or mortgage, available exclusively in rural areas. Unlike FHA loans which require a minimum of a 3.5% down payment, USDA mortgages require no down payment whatsoever.
Cornerstone Community Financial is a progressive full-service financial institution still owned and operated by its members. To help members reach their personal financial goals, the credit union offers financial products and services ranging from share certificates to Visa® credit cards to online banking.
Mortgage 1 is dedicated to providing a world-class team with innovative tools to better serve our customers. Our mission is to deliver unique financing options tailored to each individual’s situation. Family is the foundation of Mortgage 1 and providing exceptional service to lifelong customers is our goal.
44028 Mound Rd, Suite 3, Sterling Heights, MI, 48314
R-B Financial/Mortgages, Inc was established in 1992. A lot about the mortgage industry has changed over that time. However, our core principles established 30 years ago still remain the same today. Honesty. Integrity. Accountability.Founded by Ralph Buccinno, R-B Financial/Mortgages, Inc.
Lakeside Advantage Mortgage is focused on helping clients with their home financing needs throughout the state of Michigan. We’re committed to educating the client on the best loan programs available in an ever changing market place. Whether you are looking for a new home, refinancing your existing home or changing the loan term.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
Fieldstone 1st Mortgage was grown out of the idea that there needed to be a fundamental change in the way mortgage transactions were done. In a time where phone calls were left unanswered, text messages left unnoticed, and emails left unread, we sought to make sure that client service always remained our number one priority.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
8155 Annsbury Drive, Suite 102, Shelby Township, MI, 48316
For over 25 years, we have been helping families across Michigan achieve their dream of home ownership We specialize in a variety of home loans, including Conventional, FHA, more loan products.Dante Rosa Home Loans, LLC is here for your home loan and mortgage needs, whether it be purchasing the home of your dreams.
