USDA VS FHA in Yucca-Valley, San Bernardino County, CA
As of 2025, the USDA loan limit set for Yucca-Valley in San Bernardino county, CA, is $381,800; in contrast, the FHA limit for a single-family home is $477,250.
To compare today's USDA and FHA rate offers, use the Lendersa® USDA loan calculator. It provides insights into income, credit, reserves, and paperwork needed for eligibility. With our advanced mortgage calculator, you can see comparisons of USDA, FHA, Conforming, and VA loan options side by side, helping you determine the best financial choice in .
Loan limits and down payment needs in Yucca-Valley, San Bernardino, CA for 2025
Loan Type
Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$477,250
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA loan choices in Yucca-Valley, CA
Lendersa® is committed to helping you quickly find the optimal USDA or FHA loan without stress. You can choose from three starting options that link you to matching lenders and their USDA loan offerings.
A USDA home loan, administered by the Department of Agriculture, often called a USDA rural development loan or USDA mortgage, is solely for rural areas. It contrasts with FHA loans by not requiring a minimum down payment of 3.5%, as no down payment is necessary for the USDA mortgage.
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