USDA Vs. FHA Pro and Con comparison in Lake-Mathews, Riverside County, CA
During 2025, the USDA loan limit in Lake-Mathews, located in Riverside, CA, is $381,800. In contrast, the FHA loan limit for a single-family home is $477,250.
Utilize the Lendersa® USDA loan calculator to assess today's prime USDA versus FHA rates and determine the income, credit, reserves, and documentation required for qualification. With our comprehensive mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side to find the most suitable program for your financial circumstances, such as in Alabama.
2025 Loan Limits and Down Payment Requirements in Lake-Mathews, Riverside, CA
Loan Type
Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$477,250
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Lake-Mathews, CA
Lendersa® aims to quickly connect you with the best USDA or FHA loan options, minimizing hassle. Pick one of three methods to link up with lenders that match your needs with suitable USDA loan programs.
The USDA home loan, a government-supported initiative through the Department of Agriculture, is often called a USDA rural development loan or USDA mortgage. It is exclusively available for rural areas. FHA loans require a minimum 3.5% down payment, whereas USDA loans require no down payment at all.
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