During 2026, the USDA loan limit in Lake-Mathews, located in Riverside, CA, is $381,800. In contrast, the FHA loan limit for a single-family home is $477,250.
Utilize the Lendersa® USDA loan calculator to assess today's prime USDA versus FHA rates and determine the income, credit, reserves, and documentation required for qualification. With our comprehensive mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side to find the most suitable program for your financial circumstances, such as in Alabama.
2026 Loan Limits and Down Payment Requirements in Lake-Mathews, Riverside, CA
Loan Type
Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$477,250
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Lake-Mathews, CA
Lendersa® aims to quickly connect you with the best USDA or FHA loan options, minimizing hassle. Pick one of three methods to link up with lenders that match your needs with suitable USDA loan programs.
The USDA home loan, a government-supported initiative through the Department of Agriculture, is often called a USDA rural development loan or USDA mortgage. It is exclusively available for rural areas. FHA loans require a minimum 3.5% down payment, whereas USDA loans require no down payment at all.
Bridget Morgan As a Mortgage Loan Officer, my team and I love helping our clients achieve their financial goals. Bridget received my degree in Accounting and I was born and raised in Las Vegas. I’ve lived in Utah for the last 11 years and I love being outdoors skiing, wakeboarding, or hiking. I’m a wife and mother of four beautiful girls.
"The Clawson Group is a Commercial Mortgage Lender specializing in financing income producing commercial real estate since 1979.
The Company serves its clients on a national basis focusing on the Intermountain West. The Clawson Group’s principle office is located in Salt Lake City, Utah with an additional office located in Boise, Idaho."
12884 South Frontrunner Blvd, Suite 140, Draper, UT, 84020
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
13894 S Bangerter Pkwy, Suite 200, Draper, UT, 84020
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
At LendRight Mortgage! My name is Rodney Rex, the owner and principal lending manager. I won’t bore you with facts about my 17-year history in this business. We are based in Draper, UT. We have shifted our workforce completely to remote work. If you need to send any physical mail correspondence, broker checks, etc.
"Preferred Processing Over seven years mortgage processing experience
· Strong relationship with title companies, appraisers and lending institutions
· Completed Leslie Peterson's Mortgage Educator classes as well as Desktop Originator/Loan Prospector training seminars
· Software - Calyx Point for Windows"
Castle Rock Financial, Mortgage brokers (like me) are home loan experts. Here’s why that’s great news for you: With access to multiple mortgage lenders and loan types, I’ll secure the best options available for your situation. Let me simplify the process so you close fast. DM to learn more
Altius Mortgage is dedicated to making your home loan process quick and easy. We help our clients apply and be approved for Utah mortgages, no matter what their credit or financial history looks like. Outside of exceptional rates and service, we also have the ability for you to track the progress of your home mortgage loan, all online.
