USDA and FHA Pro and Con in Lake-Mathews, Riverside County, CA

In 2025, USDA loan limit in Lake-Mathews, county of Riverside, CA is $381,800 while FHA limit is $477,250 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Lake-Mathews, county of Riverside, CA

Loan Type Loan Limit Down payment
USDA $381,800 0%
FHA $477,250 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Lake-Mathews, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • NEXA Mortgage LLC
  • 6178 Cottle Rd, G8, San Jose, CA, 95123
  • NEXA Mortgage is a full-service mortgage broker. We offer every loan product known and have the ability to shop all loans for the best possible option for any consumer on a single visit. I NEXA's short 6 year history it has grown to become the largest Mortgage Brokerage in the nation with over 2,100 licensed mortgage loan originators.
  • Meriwest Mortgage
  • 5615 Chesbro Avenue, San Jose, CA, 95123
  • Meriwest Credit Union delivers financial value to individuals and small businesses in the Greater Bay Area of California and Tucson, AZ. We provide to those who are seeking above market rates on deposits, low loan rates, lower fees, product options and an experience that makes you feel confident about your decision to do business with us.
  • Lendson
  • 488 Blossom Hill Road, San Jose, CA, 95123
  • Lendson We have provided a financial mortgage calculator tool above to help the users understand the important of financial planning, so they can make a wise decision towards their mortgage need. and also We are built on a trust foundation with a clear understanding that trust is something we must earn every day. With our clients.
  • Alliance Group and Associates
  • 5450 Thornwood Dr Suite P, San Jose, CA, 95123
  • Alliance Group & Associates Inc. (AGAI) dba Alliance lending is broker company, AGAI team pays attention to details of every loan application, searching to find the most suitable mortgage for the clients. AGAI was first established in 2014 in San Jose, serving mortgage industry instate if CA
  • American Asian European African, Inc.
  • 2670 South White Road, Suite 233, San Jose, CA, 95148
  • "Committed to the highest level of personal service and integrity since 1988, Joe brings hard work, fairness, and caring to his profession. Joe Tran was joining and got training from Century 21, ERA, Realty World. When Joe is representing a buyer or seller, he gives them his full attention."
  • West Coast Selection Realty Inc
  • 3490 Valley Vista Drive, San Jose, CA, 95148
  • WCS has greater control over your transaction and is able to quickly approve and close mortgage loans in-house. We aim to provide our customers the best financing available by offering below market mortgage rates. The dedicated staff is committed to helping individuals find a mortgage loan program that will suit their needs.
  • Sharp Point Mortgage Group
  • 2680 South White Road, Suite 110, San Jose, CA, 95148
  • Sharp Point Mortgage Group Raul Peregrino is a business owner that's been in the Bay Area most of his childhood and adult life. He graduated from Mount Pleasant High School and San Jose State University. He is a San Jose native that knows every part of the bay area. He built his reputation as a no non-sense professional that will help his client.
  • Global Homes & Mortgage Corporation
  • 2670 S. White Rd, Suite 275, San Jose, CA, 95148
  • GLOBAL HOMES AND MORTGAGE CORPORATION is licensed by the California Department of Real Estate as a corporate real estate brokerage firm . Its base of operations is located in San Jose, CA in the heart of what is dubbed in the high technology community as Silicon The Company was incorporated in April 23, 2018 following months of meticulous planning