USDA Vs. FHA Pro and Con comparison in Mead-Valley, Riverside County, CA

In 2026, the USDA loan limit in Mead-Valley, part of Riverside county, CA, is set at $381,800. For a single-family home, the FHA limit is $477,250.

Leverage the Lendersa® USDA loan calculator to compare the current USDA vs. FHA rates and figure out the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options, helping you choose the most suitable program for your financial needs in Alabama.

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2026 Loan Limits and Down Payment Requirements in Mead-Valley, Riverside, CA

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $477,250 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Mead-Valley, CA

The initiative of Lendersa® is to swiftly connect you with the best USDA or FHA loan without any hassle. Start with one of three methods to match with lenders and find suitable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in CA

A USDA home loan, officially referred to as a USDA mortgage or rural development loan, is backed by the U.S. Department of Agriculture. Available only in rural areas, USDA loans bypass the need for a down payment, contrasting with FHA loans that require at least a 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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