USDA Vs. FHA your options comparison in Perris, Riverside County, CA
In the year 2026, the USDA loan ceiling for Perris, located in the county of Riverside, CA, is determined to be $460,000. Meanwhile, for a single-family residence, the FHA limit stands at $644,000.
Utilize the Lendersa® USDA loan calculator to juxtapose the current USDA and FHA rates. This tool aids in understanding the income, credit, reserves, and required documentation needed to qualify. By employing our sophisticated mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA options side by side, helping you choose the optimal program in for your particular financial needs.
2026 loan limits and down payment requirements in Perris, county of Riverside, CA
Loan Type
Maximum Limit
Down Payment
USDA
$460,000
0%
FHA
$644,000
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA options in Perris, CA
Lendersa® is committed to swiftly securing you the most advantageous USDA or FHA loan with minimal difficulty. Choose from three beginning pathways leading to suitable lender matches and USDA programs.
A USDA home loan, backed by the Department of Agriculture, is also known as a USDA rural development or mortgage loan, exclusively available in rural sectors. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages need no down payment, providing a zero-down financing solution.
Mid-Atlantic Federal Credit Union (MAFCU) is a not-for-profit institution managed for the sole benefit of its members, and offers many financial services at better rates and fees. Profits are returned to MAFCU members in the form of higher savings rates, lower loan rates, and lower fees. Membership is open to anyone who lives, works, worships.
Our mission is to serve our customers with honesty, integrity and competence to home buyers looking for financing and refinancing options with a fast turn around. We aim to provide home loans to our clients with interest rates and closing costs that are as low as possible. With each client we pledge to help
Atlantic Union Bankshares Corporation is the holding company for Atlantic Union Bank. Atlantic Union Bank has 149 branches located throughout Virginia, and in portions of Maryland and North Carolina. We believe people have a right to expect more from the companies they do business with – and they can expect more from Atlantic Union Bank.
LendingDeck is a nationwide lender that provides short-term fix & flip loans and long-term rental financing for real estate investors. Our loans, often called hard money loans, can be used for purchasing or ReFinancing non-owner occupied residential properties, funding renovation projects, and financing long-term rentals.
The Mortgage Store, LLC, where you'll find the lowest rates and closing costs available! When you're looking for a mortgage broker in Texas or Virginia that is dedicated to customer service, reach out to us-we'll discuss your financing needs and match you with the loan that suits your budget.
Commonwealth Mortgage and Investments, is a local mortgage company located in Chester, Virginia and has been servicing the Tri-City area for the past 25 years in the same location. They offer all type of mortgage loans and also With over 20 years in the business, we specialize in VA loans and have some of the best VA interest rates in the area.
ACNB Bank is a wholly-owned subsidiary of ACNB Corporation, an independent financial holding company headquartered in Gettysburg, PA.
Originally founded in 1857, ACNB Bank serves its marketplace with banking and wealth management services, including trust and retail brokerage
In the fall of 1938, President John Manuel Gandy requested the establishment of a Federal Credit Union at the Virginia State College, from Superintendent Sidney B. Hall, of the Department of Public Instruction. At a staff meeting on October 19, 1938, President Gandy announced that authority had been granted to proceed to establish the credit union.
Clear Sky Financial knows the DC/VA/MD metro area’s residential real estate market deeply, is a trusted partner for investors across the region, and has a proven track record. We are quickly able to discern which opportunities are viable and how we can help you succeed.Clear Sky Financial’s success starts with our community and the People in it
Clear Sky Financial knows the DC/VA/MD metro area’s residential real estate market deeply, is a trusted partner for investors across the region, and has a proven track record. We are quickly able to discern which opportunities are viable and how we can help you succeed. Clear Sky Financial strives to give back to the community.
17 East High Street, Suite 102, Carlisle, PA, 17013
Headquartered in historic downtown Carlisle, Pennsylvania, Foote Capital Mortgage Company is a residential mortgage lender founded in 2006 by veteran bankers Shaun R. Foote and Rebecca Howell Foote. As a direct lender, Foote Capital has the distinct advantage of handling loan processing, underwriting, closing and funding its clients
