USDA and FHA Pro and Con in Perris, Riverside County, CA
In the year 2025, the USDA loan ceiling for Perris, located in the county of Riverside, CA, is determined to be $460,000. Meanwhile, for a single-family residence, the FHA limit stands at $644,000.
Utilize the Lendersa® USDA loan calculator to juxtapose the current USDA and FHA rates. This tool aids in understanding the income, credit, reserves, and required documentation needed to qualify. By employing our sophisticated mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA options side by side, helping you choose the optimal program in for your particular financial needs.
2025 loan limits and down payment requirements in Perris, county of Riverside, CA
Loan Type
Maximum Limit
Down Payment
USDA
$460,000
0%
FHA
$644,000
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA options in Perris, CA
Lendersa® is committed to swiftly securing you the most advantageous USDA or FHA loan with minimal difficulty. Choose from three beginning pathways leading to suitable lender matches and USDA programs.
A USDA home loan, backed by the Department of Agriculture, is also known as a USDA rural development or mortgage loan, exclusively available in rural sectors. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages need no down payment, providing a zero-down financing solution.
Tiffany Nyiri was born breathing real estate. Her family has operated a successful real estate and mortgage lending company in Southern California since 1969 and she has personally been servicing her clients as a loan officer since 1997. As a mortgage broker, Tiffany brings a wealth of experience, knowledge, and resources to the table.
400 North Princeland Court, Suite 2-3, Corona, CA, 92879
American Inland Realty specializing in mortgage loan servicing. American Inland Realty Provide a superior level of customer relations and service, and ensure compliance. Maintain quality control to ensure all loans run smoothly and efficiently. American Inland Realty Established in 2009.
650 East Parkridge Avenue, Suite 110, Corona, CA, 92879
New Venture Capital, we are a highly referred real estate agency because we always put the needs of our clients first. Whatever you need, our team is available to make the home buying or selling process easier for you. Should you need anything notarized, we also have a notary public on-site. We are also bilingual. Hablamos Espanol.
Pinpoint Lending is located in Corona, CA. We are an industry leader in providing extraordinary mortgage products & services. Our commitment is to provide and follow the best lending practices and guidelines. We protect each and every borrower in the short- & long-term with mortgage product and solutions to meet their needs.
1265 Corona Pointe Court Suite 300, Corona, CA, 92879
"Our corporate headquarters is located in beautiful Corona, California, where our employees enjoy the best the
southland has to offer. Bordering Orange County, the Inland Empire Corporate location is within proximity to
Los Angeles, San Diego and Palm Desert where you can enjoy theater, fine dining and exciting night life."
24816 Morning Mist Drive, Moreno Valley, CA, 92557
The Phoenix Man Financial Services team considers this community an excellent place to reside and would love to share with you an enthusiasm for the many neighborhoods that encompass the area. The Phoenix Man Financial Services prides itself on providing unparalleled service and look forward to developing a long-term relationship with you.
4199 Flat Rock Road, Suite 116, Riverside, CA, 92505
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Certys Financial Inc (NMLS #1096493) is a mortgage company serving the states of California, Texas, and Pennsylvania. We use the latest technology such as electronic signing (E-Sign) and paperless processing to ensure minimum effort on your part and speedy processing on ours. Our regard for your financial well being won't allow us
4181 Flat Rock Drive, Suite 250, Riverside, CA, 92505
Since 1989 Campbell Financial Services has continued with one purpose in mind: To meet the needs of our clientele by providing a full array of lending options in an efficient, straight-forward manner. We know you’re busy and that your time is important, and we’re committed to being your lending expert!
Inland Capital Finance is a Southern California based Wholesale Mortgage Brokerage. At ICF we understand that you are an individual and that every individual is different. Over the years we have had many different clients with varying situations from those with excellent credit scores to those rebuilding their credit scores.
4333 Orange Street, Suite 100, Riverside, CA, 92501
We are proud to be a credit union, which means we are a not-for-profit cooperative. We are owned and operated by our membership, which is predominately made up of professionals within the graphic arts industry, as well as their family members. Not only do our members have access to many of the same types of products and services as offered by comme