In the year 2025, the USDA loan ceiling for Perris, located in the county of Riverside, CA, is determined to be $460,000. Meanwhile, for a single-family residence, the FHA limit stands at $644,000.
Utilize the Lendersa® USDA loan calculator to juxtapose the current USDA and FHA rates. This tool aids in understanding the income, credit, reserves, and required documentation needed to qualify. By employing our sophisticated mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA options side by side, helping you choose the optimal program in for your particular financial needs.
2025 loan limits and down payment requirements in Perris, county of Riverside, CA
Loan Type
Maximum Limit
Down Payment
USDA
$460,000
0%
FHA
$644,000
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA options in Perris, CA
Lendersa® is committed to swiftly securing you the most advantageous USDA or FHA loan with minimal difficulty. Choose from three beginning pathways leading to suitable lender matches and USDA programs.
A USDA home loan, backed by the Department of Agriculture, is also known as a USDA rural development or mortgage loan, exclusively available in rural sectors. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages need no down payment, providing a zero-down financing solution.
One of the biggest rewards in my business life is helping people achieve their dreams of home ownership. From first time homeowners, to experienced multi-home real estate investors, I can make the process smooth and easy for any buyer. Take advantage of my 23+ years of mortgage experience and over 1500 mortgages closed.
"No matter if this is your first home purchase or you are refinancing your current property, Dominion Mortgage and Financial Services, Inc. is here to assist you with all of your mortgage needs!
With more than 30 years of combined experience, we excel by offering a variety of quality loans in the mortgage and financial service industry.
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