USDA Loan Vs. FHA loan pro & con for Perris, Riverside County, CA

In 2025, USDA loan limit in Perris, county of Riverside, CA is $460,000 while FHA limit is $644,000 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Perris, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(540) 389-0244 2101 miles Lender's profile and map Reviews Freedom First Credit Union 5240 Valleypark Drive, Roanoke, VA, 24019 Freedom First is a member-owned, federally insured community financial institution headquartered in Roanoke, VA since its founding in 1956. What sets us apart is that our shareholders are our members — which means that we put our community first. In fact, while most banks evaluate their worth by how much money they keep
(904) 296-1292 2101 miles Lender's profile and map Reviews Alive Credit Union 9790 Touchton Road, Jacksonville, FL, 32246 Our Vision is to be the healthcare community's first choice for financial solutions. Our Mission is to provide distinctive value to our members and to foster economic opportunities within our communities. Our Core Values are Professionalism,Responsiveness, Integrity, Dependability, and Empathy.
(904) 595-6095 2101 miles Lender's profile and map Reviews RiverStone RECAP 4600 Touchton Road, Suite 1150, Jacksonville, FL, 32246 RiverStone RECAP is a Mortgage brokerage firm that Represents Owners in finding the best Commercial real estate loan for their needs. Simply put, We specialize in : Commercial Real Estate Refinancings, Refinancing Mortgages under $10 Million, Long term, Fixed-rate, Non-Recourse Loans.
(757) 571-9200 2101 miles Lender's profile and map Reviews ANNUVA Financial 110 Traders Cross, Suite 119, Bluffton, SC, 29909 At ANNUVA Financial we are committed to maintaining the highest standards of integrity and professionalism in our relationship with you our client. At ANNUVA Financial we endeavor to know and understand your financial situation and provide you with only the highest quality information, services, and products available to help you reach your goals.
(540) 985-8535 2102 miles Lender's profile and map Reviews CRCH Employees Federal Credit Union 109 Highland Avenue SW, Roanoke, VA, 24016 This credit union is a member-owned, democratically operated, not-for-profit organization managed by a board of directors, with the specified mission of meeting the credit & savings needs of consumers, especially persons of modest means. The purpose of this credit union is to promote thrift among its members by affording them an opportunity.
(540) 982-3931 2102 miles Lender's profile and map Reviews Roanoke Valley Community Credit Union 723 5th St NE, Roanoke, VA, 24016 Roanoke Valley Community CU, a member-owned, democratically controlled financial cooperative that exists "Not for Profit, not for Charity, but for Service, " is committed to serve the financial needs of our membership. It is our responsibility to maximize the benefits to our members while maintaining financial stability.
(800) 666-8811 2102 miles Lender's profile and map Reviews Member One Federal Credit Union 202 4th St NE, Roanoke, VA, 24016 Member One Federal Credit Union is a full-service, member-owned financial institution serving the needs of its communities for more than 80 years. Member One is headquartered in Roanoke, VA and serves over 120, 000 members, is more than $1 billion in assets, operates 15 branch facilities.
(813) 368-2506 2102 miles Lender's profile and map Reviews Fluxx Mortgage & Financial 410 S Ware Blvd, Suite 402, Tampa, FL, 33619 At Fluxx Mortgage and Financial, we take pride in knowing you chose to work with us, so getting your loan across the finish line is our top priority. Fluxx Mortgage and Financial can help you get pre-qualified and on your way to home ownership Simply fill out our mortgage prequalification form securely on our website
(904) 478-8957 2102 miles Lender's profile and map Reviews fiber.mortgage 1637 Race Track Rd, Suite 127A, Saint Johns, FL, 32259 Our technology-driven platform is changing the face of the mortgage industry. Between our 13 day app to clear to close timeline (which is a full MONTH faster than the industry average), our unmatched level of communication and transparency, our custom built CRM and Loan Origination Platform, we’re making a splash.
(304) 636-0991 2102 miles Lender's profile and map Reviews Davis Trust Company 227 Davis Avenue, Elkins, WV, 26241 Davis Trust Company was founded on June 17th of 1901 by former US Senator Henry Gassaway Davis. Henry G. Davis is responsible for the formation of many local landmarks in Elkins, WV such as Davis & Elkins College including the historic mansions, Halliehurst and Graceland, as well as Davis Memorial Hospital.
(304) 636-4095 2102 miles Lender's profile and map Reviews Citizens Bank of West Virginia, Inc. 211 Third Street, Elkins, WV, 26241 Citizens Bank opened its doors January 22, 1924 and has since continued to be a viable community bank, with many of our employees and officers involved in the respective communities they serve. The Board, management and staff of Citizens Bank remain committed to a long-term, personal approach to banking that puts our customers first and foremost.