USDA Loan Vs. FHA loan pro & con for Perris, Riverside County, CA

In 2025, USDA loan limit in Perris, county of Riverside, CA is $460,000 while FHA limit is $644,000 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Perris, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(704) 867-5828 2046 miles Lender's profile and map Reviews Alliance Bank & Trust Company 292 W Main Ave, Gastonia, NC, 28052 Alliance Bank & Trust is committed to being the premier financial services organization in our market and to provide outstanding quality service to our customers. We are committed to analyzing our customer’s financial needs and ensuring that we provide them with the financial products
(904) 651-7085 2046 miles Lender's profile and map Reviews The Claxton Bank 121 West Main Street, Claxton, GA, 30417 At The Claxton Bank, we've seen many changes in Evans County. But through it all, one thing has remained the same, the way we do business. Now, just as it was back then, we are committed to helping our customers manage their "todays" and find their place in tomorrow. Indeed, the more things change, the more they stay the same.
(912) 764-9846 2047 miles Lender's profile and map Reviews CORE Credit Union 1099 Bermuda Run Rd., Statesboro, GA, 30458 CORE Credit Union was founded, in 1974, as Bulloch County School Employees Credit Union by eight residents of Bulloch County. The charter members originally founded the Credit Union to serve educators in Bulloch County. In 1980, the Credit Union expanded its field of membership to include the employees of Georgia Southern College.
(844) 247-6774 2047 miles Lender's profile and map Reviews AgSouth Farm Credit 26 S Main Street, Statesboro, GA, 30458 Financing for all agricultural interests, farms, rural recreational tracts, timber tracts, home lots, conventional home mortgages, home lots, home construction and rural land not intended for non-agricultural commercial use or immediate resale. Loans for Land, Farms and Homes throughout South Carolina and Georgia.
(740) 676-1165 2049 miles Lender's profile and map Reviews Belmont Savings Bank 3301 Guernsey Street, Bellaire, OH, 43906 Belmont Savings Bank (BSB) is a full-service community bank headquartered in Bellaire, Ohio. Serving the community since 1885, BSB has the expertise, coupled with the friendly service you expect in a community bank. Offering services from checking accounts, to loans for your business and home, to online banking and more,
(304) 873-2361 2049 miles Lender's profile and map Reviews West Union Bank 212 Main Street, West Union, WV, 26456 West Union Bank began doing business in 1893 at the corner of Columbia and Court Streets in West Union, Doddridge County, and continued there until 1973 when the Bank moved to its current location at 212 Main St. West Union, WV 26456. In response to the popularity of the Bank’s services outside of its home county.
(803) 656-5888 2049 miles Lender's profile and map Reviews Capital South Funding LLC 4609 Charlotte Highway, Suite 4, Lake Wylie, SC, 29710 Capital South Funding is a full service mortgage company focused on providing wholesale interest rates and superior customer service. Capital South Funding offers home financing throughout North Carolina and South Carolina. As a family owned company with little overhead, they can pass along the savings to you.
(330) 286-3154 2050 miles Lender's profile and map Reviews 7 17 Credit Union 3181 Larchmont Ave NE, Warren, OH, 44483 7 17 Credit Union makes it easier for members to reach their financial goals by offering low interest home and auto loans, higher interest and free checking accounts, saving accounts and more. With 13 conveniently located branches, 7 17 provides banking services to members in Trumbull, Mahoning, Columbiana, Summit, Portage and Stark counties.
(803) 684-2265 2050 miles Lender's profile and map Reviews Bank of York 13 W Liberty St, York, SC, 29745 Bank of York was founded on April 11, 1935, and we're proud to be a part of the history of York County. That's a long time of serving our community. We're proud of all the stories of people who have joined with Bank of York over the years to build stable livelihoods and raise their families.
(888) 275-5566 2051 miles Lender's profile and map Reviews Unified Bank 201 S. 4th at Hickory, Martins Ferry, OH, 43935 Unified Bank is committed to the core principles of Customer Service Excellence and Hometown Banking. We are a community-minded bank that truly makes a difference! We look forward to being your committed financial partner. Whatever your dreams or stage in life, we want to be Your Bank!
(740) 633-2103 2051 miles Lender's profile and map Reviews SOFTITE COMMUNITY FEDERAL CREDIT UNION 1201 S Zane Highway, Martins Ferry, OH, 43935 SOFTITE COMMUNITY FEDERAL CREDIT UNION is a not for profit financial institution, owned by the members of the Credit Union Provide us with your identification and a minimum deposit of $25.00 into a share/savings account for your membership.Softite Community Federal Credit Union’s field of membership shall be limited to those having the following