In 2025, the maximum USDA loan amount in Manteca, situated within San Joaquin county, CA, is set at $556,200. By contrast, the FHA loan limit for a single-family dwelling is $656,650.
Utilize the Lendersa® USDA loan calculator to compare the most favorable USDA and FHA rates available today. Our calculator allows you to evaluate required income, credit standings, reserve funds, and documentation for eligibility. Plus, you can review USDA, FHA, Conforming, and VA mortgages side by side, helping you pinpoint the ideal option for your specific financial scenario in .
Loan Limits and Down Payment Requirements for 2025 in Manteca, San Joaquin, CA
Type of Loan
Maximum Loan Amount
Minimum Down Payment
USDA
$556,200
0%
FHA
$656,650
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Manteca, CA
At Lendersa®, our mission is to swiftly and easily match you with the best USDA or FHA loan available. Choose from three different approaches to connect with compatible lenders and access optimal USDA loan products.
A USDA home loan is underwritten by the Department of Agriculture, identified as a USDA rural development loan or USDA mortgage, and is solely accessible in rural zones. Unlike FHA loans that necessitate a 3.5% minimum down payment, USDA mortgages do not require a down payment at all.
3100 E. Cedar Street, Suite 11, Ontario, CA, 91764
Houzerz is a real estate and mortgage company that emphasizes building client relationships and alleviating the pressures of the home-buying process. We sit with our clients to determine which type of home and mortgage loan would best suit them and their budget. Our company is devoted to ensuring that our clients receive the most attentive,
3602 Inland Empire Boulevard, Suite B140, Ontario, CA, 91764
Homesmart Lending My goal as a Real Estate Broker is to treat my client's satisfaction as the highest priority. I pledge to be honest, work diligently, and treat everyone with the utmost respect. In doing this, I hope to not only earn your business, but to be your trusted partner for all of your real estate needs.
Diamond Financial. We are a full service mortgage company based in Ontario, CA. We specialize in FHA Loans, Conv, VA, First Time Homebuyers in California. We service all of California. Whether you are buying a home or refinancing anywhere in California we can help your dreams of home ownership become a reality
Priority Lending is the top-rated loan officer in Ontario, CA! Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs constantly change, you need to make sure you're dealing with a top professional.
Ainsworth Financial Mortgage Corporation offers you various types of flexible loan programs with the best interest rates in the market. Our talented team of experts will not only assist you throughout the loan process but also provide different loan options for you to save money by choosing the best deals.
With over 20 years here at Reverse Your Mortgage, our main goal and responsibility is to make sure that every one of our clients truly understands the Reverse Mortgage Process. Alongside educating about the process and making sure we offer the best service, we also secure the best reverse mortgage rates in the business.
Southland Credit Union was founded in 1936 to serve the financial needs of Los Angeles County employees. Today we are one of the top-performing credit unions nationwide and have over $1 billion in assets. Our Member-owners benefit from a full spectrum of competitive products, convenience and exceptional service.
CLS Financial, we apply these four principles to every aspect of our loan process: Personal touch and experience; Purpose; a Proactive approach and we do it all with Passion for providing the best options for our clients Our team is committed to providing our clients with the highest quality financial services combined.
4332 Cerritos Ave, Suite 108, Los Alamitos, CA, 90720
We provide mortgage loans for purchases, refinances and home equity cash out for all types of residential homes. We have different types of mortgages, fixed or adjustable loans and conventional or government loans (VA, FHA). We will find the loan most suited to your needs. There are loan limits in each county which will also help.
10732 Los Vaqueros Circle, Los Alamitos, CA, 90720
"At Basis Point Mortgage. We are a full-service mortgage company based in Centennial, CO. We specialize in delivering digital mortgages in Colorado and California Faster. Easier. Cheaper.
Whether you are buying or refinancing a home or have other mortgage needs, put our over 30 years of lending knowledge to work for you."
