USDA Loan Vs. FHA loan for Manteca, CA 2025

In 2025, USDA loan limit in Manteca, county of San Joaquin, CA is $556,200 while FHA limit is $656,650 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Manteca, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(800) 662-0860 Lender's profile and map Reviews Amalgamated Mortgage Corporation 275 7th Ave, New York, NY, 10001 For nearly a century, Amalgamated Bank has been America’s Socially Responsible bank supporting thousands of people, organizations, causes and businesses. We work to make the world more equitable and sustainable for all by helping those who do good do better. Nonprofits, labor unions, advocacy groups, socially responsible businesses.
(212) 588-0944 Lender's profile and map Reviews Red Wagon Mortgage LLC 224 West 35th Street, Suite 1401, New York, NY, 10001 Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
732 768 4800 Lender's profile and map Reviews Sky Equity, LLC. 43 West 33rd Street, Suite 504, New York, NY, 10001 Sky Equity, LLC is a hard money lending and real estate investment company, providing creative funding solutions for Borrowers, while consistently delivering healthy returns for Investors. Efficient loan processing, conservative underwriting and in-depth knowledge of market conditions are all hallmarks of Sky Equity
(212) 258-0699 Lender's profile and map Reviews Saxon Spencer Capital 57 W. 57th Street, Suite 300, New York, NY, 10019 Saxon Spencer Capital, founded in New York in 2016, is a nationwide private lending platform, affording unique insight to the investment community; combining old-fashioned values with a sophisticated modern approach in solving the multiple labyrinths of the financial markets today. Saxon Spencer Capital creates customized financial solutions.
(646) 564-3499 Lender's profile and map Reviews Tower Fund Capital 1325 6th Ave, New York, NY, 10019 Tower Fund Capital owns and operates private equity funds engaged in business of providing asset-based debt solutions for real estate industry. With 35 years of experience in real estate, banking, investments, acquisitions, financing, debt restructuring and workouts. We pride ourselves in finding a solution to any situation.
(212) 315-3131 Lender's profile and map Reviews Delta National Bank and Trust Company 650 Fifth Avenue, 26th Floor, New York, NY, 10019 Delta National Bank and Trust Company (Delta Bank) is a U.S. bank which offers private banking services through a team of dedicated professionals who provide superior banking and investment services to its clients. We build special relationships with each client, based on a unique blend of tradition, technical expertise and trust.
(212) 328-2555 Lender's profile and map Reviews Alpine Capital Bank 680 Fifth Avenue, New York, NY, 10019 At Alpine, we differentiate ourselves in a number of critical ways. For one, we’re not a subsidiary of a financial conglomerate. We are chartered as a commercial bank in New York, but prefer the term, “boutique bank”. Our owners aren’t mere figureheads —they’re actively involved. Most importantly, here, you are never just a sequence of numbers
(212) 265-2525 Lender's profile and map Reviews BorrowMoney 512 Bayshore Drive, Suite 201, Fort Lauderdale, FL, 10019 We provide you with reputable lending institutions and financial information to break down how the borrowing will work so you can select the best option to fit your personal situation. Our Mission to provide resources, support, and comparative lenders for businesses, organizations and individuals at every stage of their financial journey.
(201) 808-7000 Lender's profile and map Reviews Cross River Bank 400 Kelby St, 14th Floor, Fort Lee, NJ, 07024 Cross River provides technology infrastructure powering the future of financial services. Leveraging a proprietary real-time banking core, Cross River delivers innovative and scalable embedded payments, cards, lending, and crypto solutions to millions of consumers and businesses. Cross River is backed by leading investors and serves the world’s mos
(201) 585-6090 Lender's profile and map Reviews New Millennium Bank 222 Bridge Plaza South, Suite 400, Fort Lee, NJ, 07024 New Millennium Bank achieved the New Jersey State Banking Charter on July 12, 1999, and opened its doors for business one week later. Currently located in Fort Lee, New Brunswick and Palisades Park, New Jersey, as well as Bayside and Manhattan, New York, and Atlanta, Georgia, New Millennium Bank is your community bank.