In the year 2025, the USDA loan limit for Salida, located in the county of Stanislaus, CA, is set at $412,000. Meanwhile, the FHA loan limit for a single-family residence is $517,500. These limits determine the maximum allowable borrowing amounts under these government-backed programs, integral for home financing decisions.
Utilize the Lendersa® USDA loan calculator to effectively compare today's top rates for USDA versus FHA loans. This analysis helps gauge the necessary income, credit score, reserves, and documentation required for qualification. Our sophisticated mortgage calculator provides a comprehensive comparison of USDA, FHA, Conforming, and VA options, supporting a decision on which is the best fit for your specific financial situation, particularly if residing in .
Understanding 2025 Loan Limits and Down Payment Requirements in Salida, Stanislaus, CA
Loan Type
Loan Limit
Down Payment Minimum
USDA
$412,000
0%
FHA
$517,500
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Salida, CA
Lendersa® aims to secure the best USDA or FHA loan options swiftly, minimizing hassle. Choose from three starting pathways that connect you to matching lenders and USDA loan programs customized to your requirements.
A USDA home loan is backed by the U.S. Department of Agriculture, alternatively known as a USDA rural development loan or USDA mortgage. These loans are tailored specifically for rural areas. Unlike FHA loans that necessitate a minimum down payment of 3.5%, USDA loans require no down payment at all, presenting a significant advantage for eligible rural homebuyers.
121 W. Wacker Drive Suite 2206, Chicago, IL, 60601
American Street Capital, LLC (“ASC”) is a national commercial mortgage banking firm with extensive correspondent lending relationships. ASC specializes in securing balance sheet and CMBS loans for multi-family, mixed-use, student housing, mobile home parks, assisted living, hospitality, retail, office, self storage, owner-occupied properties
In the mid-1950s, a group of like-minded community members gathered with the foresight to see a need for an alternative way of “banking”. With this ambition, our founders created the Torch Lake Council #2713 Knights of Columbus Federal Credit Union - quite a mouthful! Our credit union was formally established on February 16, 1955
9555 Antioch Road, Suite A, Baton Rouge, LA, 70817
Formed in 1934 by seven employees of Louisiana State University, Campus Federal now serves over 59, 000 individuals and business members. The common bond between Campus Federal and LSU remains strong, along with the strong relationships we've developed with our additional select employee groups and business members.
Baton Rouge Telco Federal Credit Union knows life is full of opportunities to say yes. Wherever you are on your financial journey, we hope we can say yes to help you get there. We’re confident our competitive rates and friendly team members will make it easy.So get to know Telco. Because we’re always looking for more ways to say yes!
MWRD Employees Credit Union has been open since 1953. The credit union has assets totaling $42.36 Million and provides banking services to more than 2,000 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
355 East Ohio Street, Suite 2010, Chicago, IL, 60611
Femme Capital Partners, LLC is a company by women, for women that understands the challenges that women and minorities face with discrimination for their marital status, familial status and ethnicity. The company will provide that value, paving the way to financial freedom and wealth creation.
211 East Ohio Street, Suite 510, Chicago, IL, 60611
Safe Rate is a full-service mortgage lender based in Chicago offering conventional loan products. We also offer our very own Safe Rate Mortgage for borrowers who have less than a 10% down-payment. We are outsiders, who have reimagined the mortgage industry to put the borrower first, and we hope that you'll join us in our mission.
Black Onyx Lending, LLC is a multifaceted business and finance company with specialists experienced in business lending, consulting, real estate and development, and construction and remodeling. At Black Onyx Lending Firm, LLC, we want to be the best in the world at creating outstanding opportunities for our clients. It is because of our profession
Established in 1937 Acme Continental Credit Union has a long history of successful operations. The credit union is chartered by the State of Illinois and all accounts are insured to $250,000 by an agency of the U.S. government, the National Credit Union Administration. The goal of the credit union is to provide service to its depositors known to th
