USDA Vs. FHA your options comparison in Marin-City, Marin County, CA

For Marin-City, situated in the county of Marin, CA, the USDA loan limit in 2026 amounts to $657,900, whereas the FHA maximum loan limit is $822,375 for a single-family home.

Utilize the Lendersa® USDA loan calculator to assess today's top rates between USDA and FHA, determining the necessary income, credit status, reserves, and required documents needed to qualify. Our comprehensive mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the most suitable program in for your personal financial needs.

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Loan caps and downpayment specifications for 2026 in Marin-City, Marin county, CA

Type of Loan Loan Maximum Initial Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Exploration of USDA and FHA Loan Programs in Marin-City, CA

The aspiration of Lendersa® is to promptly and smoothly secure the best possible USDA or FHA loans for you. Choose from three starting options that help connect you to compatible lenders and USDA loan solutions.

Lendersa USDA loan request and matching results

Defining USDA Loans in CA

A USDA loan, which is backed by the governmental Department of Agriculture and often termed as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. In contrast to FHA loans which necessitate a minimum down payment of 3.5%, USDA loans offer a no-down-payment option.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • West Gate Bank
  • 6003 Old Cheney Rd, Lincoln, NE, 68516
  • Family-owned since we were established in 1968, West Gate Bank is a true community bank. This community focus is not only evident in all that we do, but in how we do it. As a full-service banking institution, we are large enough to serve all your personal or commercial banking needs.
  • First State Bank Nebraska
  • 4915 Old Cheney Rd, Lincoln, NE, 68516
  • First State is a community based organization that offers banking services, insurance and financial products. First State Bank Nebraska currently has 16 locations in the communities of Lincoln, Hickman, Yutan, Wilber, Hallam, Dorchester, Cortland, Firth, Filley, DeWitt, Pickrell, Western, Beatrice, Waverly, Nehawka and an insurance agency.
  • US Home Mortgage Inc
  • 5901 S 58th St A, Lincoln, NE, 68516
  • U.S. Home Mortgage was founded in May 2006. We are a locally owned & operated business. We offer all types of home loan financing including Purchase, Refinance, New Construction, Conventional, FHA, VA, NIFA, Home Equity, Bridge, Investment Property, & Interim financing. We established this company because we wanted the ability to offer the best
  • Lincoln SDA Credit Union
  • 4733 Prescott Avenue, Lincoln, NE, 68506
  • The Lincoln SDA Credit Union is organized to serve members of the Seventh-day Adventist Church, Students and Employees of Adventist Colleges, and Employees of Adventist Hospitals. As a faith-based financial institution owned and operated by our members, our purpose is to provide a competitively priced line of financial products and services.
  • Nebraska Mortgage Expert
  • 2901 South 84th Street, Suite 10, Lincoln, NE, 68506
  • Nebraska mortgage expert offers mortgage home loans, FHA, VA, USDA loans and refinancing with 18 years of experience in the banking and mortgage . Nebraska home mortgage loans NIFA interest rate mortgage rates fixed rate FHA Loans government home loan jumbo loans. We offer short term construction loans to help you build your dream home.
  • CerescoBank
  • 130 West Elm Street, Ceresco, NE, 68017
  • CerescoBank was established in 1911 as the Farmers and Merchants Bank of Ceresco and was situated on the corner of South 2nd Street and Elm. The bank has served the Ceresco Community since that time. The present bank building at 130 West Elm Street was completed in 1983, allowing the bank to have a drive-thru banking lane.
  • Sunflower Community Credit Union
  • 407 Broadway, Marysville, KS, 66508
  • Sunflower UP Federal Credit Union was formed January 14, 1952 by seven Union Pacific Railroad employees. The par value of a share was $5.00, just as it is today. Membership was open to employees of the Fourth Subdivision of the Union Pacific Railroad and their families. The first office was in the Roundhouse of the Union Pacific Railroad depot.
  • Good Life Lending
  • PO Box 5206, Lincoln, NE, 68505
  • Nebraska's fix and flip lender. We are a small company located in Lincoln, NE, since we are small you will get the service you deserve. We offer 100% Rehab funding, Interest only payments, Funding in 10 days or less and Free proof of funds. Experience Opportunity: The Good Life is Waiting For You, Get the Funding You Need to Experience It.
  • First Lincoln Federal Credit Union
  • 5730 R Street, Suite A, Lincoln, NE, 68505
  • First Lincoln Federal Credit Union Was Originally Chartered in 1956 It was an industrial credit union consisting of members of local #156 Amalgamated Meat Cutters & Butchers Workman of North America in Lincoln, employees of the Credit Union, and immediate family members. Willard Mook was elected treasurer and took care of operations from his home