USDA Vs. FHA your options comparison in Tamalpais-Homestead-Valley, Marin County, CA

During 2025, in Tamalpais-Homestead-Valley, situated in Marin county, CA, the loan limit for USDA is established at $657,900, whereas the FHA loan limit for a single-family home stands at $822,375.

Utilize Lendersa® USDA loan calculator to assess current USDA versus FHA rates and identify necessary income, credit scores, reserves, and needed documentation for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans simultaneously, aiding you in choosing the best program suited to your financial needs in .

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Loan limits and down payment details for 2025 in Tamalpais-Homestead-Valley, Marin, CA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Discover USDA and FHA Loan Choices in Tamalpais-Homestead-Valley, CA

At Lendersa®, we're committed to helping you secure the optimal USDA or FHA loan swiftly and with ease. Choose one of three pathways that connect you with matching lenders and suitable USDA loan options:

Lendersa USDA loan application and matching outcomes

Understanding USDA Loans in CA

A USDA home loan is backed by the government’s Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, available solely in rural areas. Notably, unlike FHA loans that necessitate at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Rogue Valley Mortgage LLC
  • 222 NE B Street, Grants Pass, OR, 97526
  • We take the time to interview each client and listen to their individual circumstances. We invite them to tell us "their story". Through our years of experience, we have creative ideas and methods to lend money when conventional lenders can't help. We can arrange a loan term that matches your unique situation.
  • JEFFERSON STATE MORTGAGE
  • 122 NE Savage St, Grants Pass, OR, 97526
  • JEFFERSON STATE MORTGAGE is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Investment Resources Inc
  • 1454 North West 6th Street, Grants Pass, OR, 97526
  • Owner/Broker Bruno Skopinich employed as loan consultant with Investment Resources Inc. We are located in Southern Oregon. Investment Resources Inc. is multi-dimensional company offering investment, insurance, tax service and mortgage loans. Bruno have been active in the mortgage industry for over 25 years with a stellar reputation.
  • TrueBridge Loans
  • 3262 E. Thousand Oaks Blvd, STE 205 Thousand Oaks, CA 91362, Thousand Oaks, CA, 91362
  • Transform your real estate investments with TrueBridge Loans, where quick and effective financing meets your needs! Offering up to 65% LTV on all California property types, we're the go-to choice for investors aiming to seize time-sensitive opportunities. With no minimum FICO or appraisals needed, our streamlined process ensures you don’t miss a be
  • Velocity Mortgage Capital
  • 30699 Russell Ranch Rd, Suite 295, Westlake Village, CA, 91362
  • Velocity Mortgage Capital is a nationwide lender focused exclusively on financing residential investment & small commercial property loans. Our innovative mortgage programs, broker marketing resources, & talented team of investment property specialists help mortgage brokers attract new clients and grow their business by servicing the unique needs.
  • Payless Loan Source
  • 2955 E Hillcrest Drive, Suite 124, Thousand Oaks, CA, 91362
  • We care enough about you to offer the level of reliability that you can expect only from friends and family. Our clients are secure in knowing that they get world class service. We exceed our clients’ expectations and we do this at a very competitive price. Our clients, in turn, gladly refer their friends, coworkers and family.
  • Option Funding, Inc.
  • 4165 East Thousand Oaks Boulevard, Suite 260, Westlake Village, CA, 91362
  • Option Funding, Inc. Is a mortgage banking and real estate consulting firm established in 2002. Genuinely dedicated to customer satisfaction, we work hard and not afraid to go the extra mile to provide exceptional service. At Option Funding, Inc., our team has real expertise to help you fund the right loan program
  • Lending Direct Mortgage Banker
  • 1201 La Granda Drive, Thousand Oaks, CA, 91362
  • Our team consists of industry experts in real estate, mortgage, and tax. Not Your Normal Broker has served Southern California, out of our Thousand Oaks headquarters, for over 30 years. We are ready to take on your needs and get you on the right path. Michael Friedman an expert in real estate financing.
  • Pacific Oaks Mortgage
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  • At Pacific Oaks Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Galaxy Mortgage Corporation
  • 30721 Russell Ranch Rd, Suite 140, Thousand Oaks, CA, 91362
  • Our team has over 21 years of experience in the mortgage industry and access to the loan programs that will meet your unique financial needs. Providing Affordable Mortgages and Out of This World Customer Service. Our Quick and Easy Loan Process Will Have You Lifting Off to your Goals at Warp Speed.
  • Mainstreet Mortgage
  • 31351 Via Colinas, Suite 205, Westlake Village, CA, 91362
  • Buying a new home, or refinancing a current mortgage, is among the most significant financial and personal decisions many people make during their entire life. Our commitment is to work together with you, to understand your needs and aspirations, and to find the home financing package that is just right for you—with minimum stress and drama.