USDA VS FHA in Tamalpais-Homestead-Valley, Marin County, CA

During 2026, in Tamalpais-Homestead-Valley, situated in Marin county, CA, the loan limit for USDA is established at $657,900, whereas the FHA loan limit for a single-family home stands at $822,375.

Utilize Lendersa® USDA loan calculator to assess current USDA versus FHA rates and identify necessary income, credit scores, reserves, and needed documentation for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans simultaneously, aiding you in choosing the best program suited to your financial needs in .

View loan deals from a network of 100 lenders

Loan limits and down payment details for 2026 in Tamalpais-Homestead-Valley, Marin, CA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Discover USDA and FHA Loan Choices in Tamalpais-Homestead-Valley, CA

At Lendersa®, we're committed to helping you secure the optimal USDA or FHA loan swiftly and with ease. Choose one of three pathways that connect you with matching lenders and suitable USDA loan options:

Lendersa USDA loan application and matching outcomes

Understanding USDA Loans in CA

A USDA home loan is backed by the government’s Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, available solely in rural areas. Notably, unlike FHA loans that necessitate at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • TAPCO Credit Union
  • PO Box 64369, Tacoma, WA, 98464
  • Founded in 1934 by nine employees of the City of Tacoma who weren’t getting the financial help they needed at traditional banks, TAPCO Credit Union has always been committed to working families. Originally opened as City Credit Union of Tacoma, our first branch was located under the stairs of the Old City Hall in downtown Tacoma.
  • Peninsula CU
  • 521 W Railroad Avenue, Shelton, WA, 98584
  • Peninsula Credit Union is a federally chartered credit union and is regulated by the National Credit Union Administration. Everyone who lives, works, worships, goes to school in Kitsap, Mason, Jefferson, Clallam or Grays Harbor County and/or the immediate family related to a current member is eligible to join
  • Bayview Home Loans
  • 421 East Osprey LN, Shelton, WA, 98584
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Commencement Bank
  • 1102 Commerce Street, Tacoma, WA, 98402
  • Commencement Bank, headquartered in Tacoma, WA, was formed in 2006. We provide traditional, reliable, and sustainable banking in Pierce County, South King County, Thurston County and the surrounding areas. Our team of experienced banking experts focuses on personal attention, flexible service, and building strong relationships with customers.
  • The Columbia Bank
  • 1301 A St, Tacoma, WA, 98402
  • Columbia Bank is a Northwest community bank headquartered in Tacoma, Washington, with comprehensive solutions and expertise to meet the evolving needs of businesses and individuals. Growth is vital to remaining a preferred option for customers. It advances the services and expertise we provide on their behalf
  • Crux Commercial Partners
  • 732 Broadway St, Suite 301, Tacoma, WA, 98402
  • Crux Commercial Partners is a boutique commercial real estate finance firm that specializes in value add solutions for our clients. Our diverse web of relationships and unparalleled industry knowledge carry across local banks/credit unions, large regional banks, CMBS issuers, SBA, Fannie Mae/Freddie Mac and affluent private lenders.
  • Emerald Pacific Capital LLC
  • 535 Dock Street, Suite 111, Tacoma, WA, 98402
  • Emerald Pacific Capital LLC was created to be different. When we started this company our vision was to create a company that would be able to help our clients win in life and finances. Our desire is to be unique in the way we provide opportunities for our clients to improve their financial situation through mortgages.
  • Union Home Lending LLC
  • 3536 West Hidden Mountain Court, Anthem, AZ, 85086
  • Union Home Lending LLC mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • ASJ Mortgage Solutions, LLC
  • 8604 West Village Drive, Peoria, AZ, 85382
  • ASJ Mortgage Solutions! We're your Arizona home loan experts dedicated to making sure your home purchase or refinance experience is top-notchAs a mortgage broker, we are not influenced by one bank or lender. We have several wholesale mortgage partners, which means we work for the client.
  • Bella Vida Mortgage, LLC
  • 8663 W Union Hills Dr, Suite 401, Peoria, AZ, 85382
  • Bella Vida Mortgage wants to be your mortgage broker of choice. They offer competitive rates and a multitude of loan programs to serve borrowers’ needs and assist their realtor partners in closing transactions on time. Every staff member at Bella Vida Mortgage goes the extra mile for their customers—and then some.
  • Nova Home Loans
  • 16150 N. Arrowhead Fountains Center Dr, Suite 260, Peoria, AZ, 85382
  • NOVA® Home Loans has built a strong reputation for providing exceptional service to our customers. NOVA is licensed to lend in Alaska, Arizona, California, Colorado, Florida, Illinois, Kansas, Oklahoma, Oregon, Utah, New Mexico, Nevada, Washington, Texas and Virginia. NMLS#3087 | BK#0902429 | NOVA® is an Equal Housing Opportunity.