During 2026, in Tamalpais-Homestead-Valley, situated in Marin county, CA, the loan limit for USDA is established at $657,900, whereas the FHA loan limit for a single-family home stands at $822,375.
Utilize Lendersa® USDA loan calculator to assess current USDA versus FHA rates and identify necessary income, credit scores, reserves, and needed documentation for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans simultaneously, aiding you in choosing the best program suited to your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $657,900 | 0% |
| FHA | $822,375 | 3.5% |
| Conventional Conforming | $822,375 | 3% |
At Lendersa®, we're committed to helping you secure the optimal USDA or FHA loan swiftly and with ease. Choose one of three pathways that connect you with matching lenders and suitable USDA loan options:
A USDA home loan is backed by the government’s Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, available solely in rural areas. Notably, unlike FHA loans that necessitate at least a 3.5% down payment, USDA loans require none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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