USDA Vs. FHA Pro and Con comparison in Mill-Valley, Marin County, CA
In the year 2026, the USDA loan limit for Mill-Valley, located in the county of Marin, CA, is set at $657,900. Meanwhile, the FHA loan limit for a single-family residence is $822,375. These limits determine the maximum allowable borrowing amounts under these government-backed programs, integral for home financing decisions.
Utilize the Lendersa® USDA loan calculator to effectively compare today's top rates for USDA versus FHA loans. This analysis helps gauge the necessary income, credit score, reserves, and documentation required for qualification. Our sophisticated mortgage calculator provides a comprehensive comparison of USDA, FHA, Conforming, and VA options, supporting a decision on which is the best fit for your specific financial situation, particularly if residing in .
Understanding 2026 Loan Limits and Down Payment Requirements in Mill-Valley, Marin, CA
Loan Type
Loan Limit
Down Payment Minimum
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Opportunities in Mill-Valley, CA
Lendersa® aims to secure the best USDA or FHA loan options swiftly, minimizing hassle. Choose from three starting pathways that connect you to matching lenders and USDA loan programs customized to your requirements.
A USDA home loan is backed by the U.S. Department of Agriculture, alternatively known as a USDA rural development loan or USDA mortgage. These loans are tailored specifically for rural areas. Unlike FHA loans that necessitate a minimum down payment of 3.5%, USDA loans require no down payment at all, presenting a significant advantage for eligible rural homebuyers.
19800 MacArthur Boulevard, Suite 300, Irvine, CA, 92612
our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism, and consideration we give to each of our clients.
2082 Business Center Drive, Suite 235, Irvine, CA, 92612
Founded in 2008, American Star Mortgage is one of the most respected independent mortgage lenders in the United States. Our mission is to be your first choice in financing your homeownership, and to build prosperity in the communities we serve. To accomplish this goal, we continue to do what we do best: deliver exceptional mortgage service.
19900 MacArthur Blvd, Suite 610, Irvine, CA, 92612
PrimeStone Mortgage was established with one goal in mind; to give borrowers confidence in the lending process again. Our streamlined system takes the stress out of the home buying experience. We were founded on 3 core principals; Consistency, Efficiency and Integrity. We feel with these simple practices we can meet all of our client’s needs.
2111 Business Center Drive, Suite 200, Irvine, CA, 92612
Optima Capital is a direct mortgage broker company and is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.
2081 Business Center Dr, Suite 180, Irvine, CA, 92612
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Trifecta RE We are experienced company with over 100 active loans and 3400 loans successfully closed. More than 80% of our clients are return customers or client referrals and We are not a slick, high profit machine. We are a family owned, family oriented business. We believe in working smart and working hard to achieve.
19000 MacArthur Blvd, Suite 200, Irvine, CA, 92612
We are here to serve our customers and deliver on our promises. Everything we do is focused on helping our real estate agents and customers get the financing they need in the time they need it. Our mission is to always deliver on our promises and be the innovator and leader in the mortgage industry.
19000 MacArthur Blvd, Suite 200, Irvine, CA, 92612
LoanStream Wholesale is a full-service Mortgage Banker, dedicated to serving the needs of Mortgage Brokers for all prime and non-prime lending needs. With great rates and fantastic service, we are focused on being the "one" lender and the last lender you will ever need. Over 30 years of mortgage banking experience
