USDA VS FHA in Mill-Valley, Marin County, CA

In the year 2025, the USDA loan limit for Mill-Valley, located in the county of Marin, CA, is set at $657,900. Meanwhile, the FHA loan limit for a single-family residence is $822,375. These limits determine the maximum allowable borrowing amounts under these government-backed programs, integral for home financing decisions.

Utilize the Lendersa® USDA loan calculator to effectively compare today's top rates for USDA versus FHA loans. This analysis helps gauge the necessary income, credit score, reserves, and documentation required for qualification. Our sophisticated mortgage calculator provides a comprehensive comparison of USDA, FHA, Conforming, and VA options, supporting a decision on which is the best fit for your specific financial situation, particularly if residing in .

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Understanding 2025 Loan Limits and Down Payment Requirements in Mill-Valley, Marin, CA

Loan Type Loan Limit Down Payment Minimum
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA Loan Opportunities in Mill-Valley, CA

Lendersa® aims to secure the best USDA or FHA loan options swiftly, minimizing hassle. Choose from three starting pathways that connect you to matching lenders and USDA loan programs customized to your requirements.

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Exploring What a USDA Loan is in CA

A USDA home loan is backed by the U.S. Department of Agriculture, alternatively known as a USDA rural development loan or USDA mortgage. These loans are tailored specifically for rural areas. Unlike FHA loans that necessitate a minimum down payment of 3.5%, USDA loans require no down payment at all, presenting a significant advantage for eligible rural homebuyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Electro Savings Credit Union
  • 1805 Craigshire Road, Saint Louis, MO, 63146
  • We're a not-for-profit financial cooperative, looking out for our members'​ financial well-being and futures. We embrace our "not-normal-ness"​ & strive to offer the best products & services for our members, without the price tag you'd find at a big bank. Being member-owned also means we pass all the savings along to our members, not stockholders.
  • Mortgage Partners Group
  • 11862 Lackland Rd, Saint Louis, MO, 63146
  • Mortgage Partners Group our seasoned Loan Officers are Partners of the Firm. Our Loan Officer-Partners understand that there is nothing more important in the home loan process than a client understanding his or her mortgage loan options. That is why we offer a wide variety of home loans so you can find the right option to fit your goals.
  • Mason Mortgage Advisors
  • 11862 Lackland Rd, Saint Louis, MO, 63146
  • Mason Mortgage Advisors, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • US Wide Financial
  • 2200 W Port Plaza Dr, Suite 312, Saint Louis, MO, 63146
  • US Wide Financial was founded in March of 2009, on the heels of the Great Recession. Trust and integrity in the lending industry had been lost. We started our company because we wanted to do things differently and bring back the basics. Today our values are still the same: Relationships, Trust, Integrity, Teamwork.
  • First Integrity Mortgage Services
  • 1807 Park 270 Drive, Suite 265, St. Louis, MO, 63146
  • Our reputation makes us far from a secret. However, some people may be unfamiliar with our private Mortgage Banking firm. Unlike big-tent lenders, we refuse to flood our clients with unwanted cross-selling offers of credit cards, money markets, auto loans. Clients come to us from sources more powerful than television, radio or any print media.
  • Golden Oak Lending
  • 11737 Administration Drive, Saint Louis, MO, 63146
  • Golden Oak Lending, we speak mortgage and love translating it for you.The mortgage industry is full of technical, industry-based terminology and our local, experienced loan officers will help you make sense of it all in an easy-to-understand way. Our team uses this knowledge to align the right loan program that fits your needs & puts more savings.
  • LoanSum, LLC
  • 150 Weldon Pkwy, Suite 103, Maryland Heights, MO, 63043
  • The LoanSum Difference means that you will not find another hard money lender who will close your loan faster and with less paper work (no tax returns or financial statements). LoanSum offers a flexible term up to 12 months for both new and existing customers.Loansum provides commercial & residential properties
  • De Soto Mo Pac Credit Union
  • 2082 Rock Road, De Soto, MO, 63020
  • De Soto Mo Pac Credit Union, founded in 1939, is a federally insured, member-owned, not-for-profit financial institution. Our purpose is to promote the financial well-being of its members. We offer our members higher rates on savings, and lower rates on loans. One of our strengths has always been our care