In 2025, the USDA loan limit for Meiners-Oaks, in the county of Ventura, CA, is $591,500, while the FHA cap for a single-family home is $739,450.
Employ the Lendersa® USDA loan calculator to contrast today’s top USDA and FHA rates, and determine the income, credit, reserves, and documentation necessary for eligibility. Our comprehensive mortgage calculator presents USDA, FHA, Conforming, and VA loan options side by side to assist you in selecting the ideal program for your financial needs in Alabama.
2025 loan limits and down payment requirements in Meiners-Oaks, Ventura county, CA
Loan Type
Loan Limit
Down Payment
USDA
$591,500
0%
FHA
$739,450
3.5%
Conventional Conforming
$739,450
3%
Options for USDA and FHA loans in Meiners-Oaks, CA
Lendersa® aims to facilitate obtaining the best USDA or FHA loan quickly and effortlessly. Begin by choosing from one of three pathways that link you to lenders and USDA loan programs.
The USDA home loan is backed by the U.S. Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, and is available solely in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages do not require any down payment at all.
CCSE Federal Credit Union was founded by local teachers in 1977. Initially a teacher’s credit union, we have now expanded to serve everyone who lives or works in Cattaraugus County. CCSE is a full service financial institution. We offer savings and checking accounts, as well as low rates on a variety of lending products.
Publix Employees Federal Credit Union (PEFCU) is a member-owned co-operative that was founded in 1957 to meet the financial needs of current and retired Publix Super Markets Inc. associates and their family members. PEFCU, with over $1 billion in assets, is ranked in the top five percent of credit unions nation-wide.
505 Martin Luther King Jr. Avenue, Lakeland, FL, 33815
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
At Meridia Community Credit Union, we’re forward thinkers focused on doing more for our members and helping them achieve financial results that go beyond ordinary. Whether it’s offering progressive products, staying open a little longer each day, or simply taking time to truly listen, we go beyond expectations.
Our mission is to serve our customers with honesty, integrity, & competence while taking the mystery & anxiety our of home financing. With each of our loan officers bringing 20+ years of lending experience to the transaction, we take the time to understand your personal financial circumstances & craft a mortgage.
We are committed to quality customer service - putting the people we serve first. we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it! Specializing in residential mortgage loans for purchases, refinances and equity lines/loans
Melanie Thompson is a mortgage broker with access to more than 40 lenders and dozens of loan programs to help you with your home purchase or refinance. Her expertise in understanding credit is second to none and she will work with you to legitimately obtain a higher credit score so your loan terms are the very best available.
Beacon Credit Union is a full-service financial institution, offering a wide range of products and services. Having served Lynchburg and the surrounding area for over 75 years, our "vision" is to be the premier provider of quality financial services, a leader in our community and the most progressive financial institution in our field