USDA VS FHA in Meiners-Oaks, Ventura County, CA

In 2026, the USDA loan limit for Meiners-Oaks, in the county of Ventura, CA, is $591,500, while the FHA cap for a single-family home is $739,450.

Employ the Lendersa® USDA loan calculator to contrast today’s top USDA and FHA rates, and determine the income, credit, reserves, and documentation necessary for eligibility. Our comprehensive mortgage calculator presents USDA, FHA, Conforming, and VA loan options side by side to assist you in selecting the ideal program for your financial needs in Alabama.

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2026 loan limits and down payment requirements in Meiners-Oaks, Ventura county, CA

Loan Type Loan Limit Down Payment
USDA $591,500 0%
FHA $739,450 3.5%
Conventional Conforming $739,450 3%

Options for USDA and FHA loans in Meiners-Oaks, CA

Lendersa® aims to facilitate obtaining the best USDA or FHA loan quickly and effortlessly. Begin by choosing from one of three pathways that link you to lenders and USDA loan programs.

Lendersa USDA loan request and matching outcomes

Understanding the USDA Loan in CA

The USDA home loan is backed by the U.S. Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, and is available solely in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages do not require any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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