USDA and FHA Pro and Con in Santa-Paula, Ventura County, CA
In the year 2025, the USDA loan limit in Santa-Paula, within the county of Ventura in CA, is $591,500, while for a single-family home, the FHA loan limit is $739,450.
Leverage the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rate offerings and assess the income, credit, reserves, and documents required for eligibility. Our enhanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, making it easier to choose the best option in for your financial needs.
Loan limits and downpayment criteria for 2025 in Santa-Paula, Ventura, CA
Loan Type
Loan Limit
Down Payment
USDA
$591,500
0%
FHA
$739,450
3.5%
Conventional Conforming
$739,450
3%
Exploring USDA and FHA loan options in Santa-Paula, CA
The objective of Lendersa® is to provide you with the most favorable USDA or FHA loan quickly and effortlessly. Select one from three available pathways that match you with lenders and USDA loan programs.
A USDA home loan, insured by the U.S. Department of Agriculture and also known as a USDA rural development loan, or USDA mortgage, is available exclusively in rural locales. Contrary to FHA loans, which mandate a minimum down payment of 3.5%, USDA loans do not require any down payment.
The American Exchange Bank was incorporated July 13, 1889 and bank business began on September 9, 1889. The incorporators were F. E. Stevens, E. A. Stopher, W. S. Waters and C. D. Stevens. The bank first used an existing building near the corner of 4th and D Street. This two-story brick building was 60 ft by 28 ft by 24 ft and
Centex Citizens received its original charter in 1954 as Mexia State School Credit Union to serve the employees of Mexia State School. It was virtually operated on a "back-pocket" system with a signature and handshake being all that was required for employees to make small loans. With each passing year, the membership and assets grew.
Incommons Bank wholeheartedly believes that a community bank is just that — a bank built by the community it serves. For 130 years of handshake banking, Incommons Bank has striven to be "The Best Community Bank in Central Texas, " and has worked closely with its communities and customers by listening to their needs and providing the support to help
First National Bank of Kemp first opened its doors in August, 1901, after a group of local farmers, ranchers and businessmen decided to provide much-needed financial services to the community. Through wars, depression, recessions, and plenty of good times, First National Bank of Kemp has been right here, serving and growing with the community.
First National Bank & Trust Co., of McAlester, OK, was established in 1896 and has consistently met the financial needs of the citizens of McAlester, Pittsburg County. At FNB, we offer a wide variety of loans, deposit and financial services in order to meet the needs of consumers, small businesses, agricultural, retail and commercial customers.
Landmark National Bank’s roots trace back to April 22, 1885, when it was originally chartered under the name Manhattan Buildings & Savings Association. As our bank’s footprint has expanded over the last century, our name has changed to reflect the growing number of communities we serve throughout Kansas and beyond.
Home Loans by Kimberly NMLS#1653818 is a fully licensed Residential Mortgage Loan Origination Broker located in Greenville, TX. Kimberly Dewberry has 20 years experience in the mortgage industry and is ready to help you find your dream home or refinance into a lower rate. Closings with Home Loans by Kimberly are "seamless from start to finish
Community National Bank was founded in 1984 by a group of individuals in Nemaha County, Kansas on a philosophy of diverse local ownership with decisions made on a local level. Our strategy is to offer a wide array of financial services, while being an integral part of the local communities we serve.
First National Bank of Kansas offers the services of a modern financial institution while maintaining the integrity of a community bank where decisions are made locally. First National Bank of Kansas takes pride in having served our community since 1902.
Our mission is to meet the needs of the market we serve by providing community leadership.
At The Bank N.A., we offer a full range of credit options. Whether you are making a major purchase - like a house, car, boat, or even a herd of cattle - we have a loan that fits your needs. Or, maybe you’re starting the business of your dreams or simply want to spruce up the one you have, well, we have loans for that too
