USDA Vs. FHA Pro and Con comparison in Santa-Paula, Ventura County, CA
In 2025, USDA loan limit in Santa-Paula, county of Ventura, CA is $591,500 while FHA limit is $739,450 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Santa-Paula, county of Ventura, CA
Loan Type
Loan Limit
Down payment
USDA
$591,500
0%
FHA
$739,450
3.5%
Conventional Conforming
$739,450
3%
USDA and FHA loan options in Santa-Paula, CA
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
Savannah River Mortgage was established on June 9, 2003. Owned and operated by Chriss Allen and Scott Morgan, our local brokerage company is dedicated to providing dependable mortgage assistance to our clients in Georgia. We offer a variety of mortgage options and programs to individuals purchasing or refinancing loans.
Oglethorpe Mortgage Company, Inc. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
204 4th Avenue, Suite 1024, Indian Rocks Beach, FL, 33785
BR Funding is here to assist you with solid solutions and the best wholesale rates and programs to accomplish your personal goals. Never pay retail again. With your help BR Funding will design savings strategy personalized to accomplish your financial needs so you can live the life you deserve.
Compass Savings Bank is a branch office of Compass Savings Bank. They provide the following services: Full Service Office Location and are located at 111 Westinghouse Ave in Wilmerding Pennsylvania.
Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number,
PPG & Associates Federal Credit Union is a non profit, member-owned organization dedicated to improving the economic well-being of our members by striving to provide a full range of financial services at the highest level of fairness and personal attention while maintaining an environment of stability and growth.
At Unity Mortgage of SC LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
Since 1953 Glynn County Federal Employees Credit Union has been serving our members as a not-for-profit financial cooperative owned and controlled by our members. Instead of stockholders, a voluntary Board of Directors. Supervisory Committee and Credit Committee oversee the credit union.
The Colfax Power Plant Employee Federal Credit Union has been providing services to its members for over 75 years. Established in 1939, we are a non-profit, member-owned, financial institution that is federally chartered and regulated by the Pennsylvania Department of Banking and federally insured by the National Credit Union Administration (NCUA).
Our mission at Achieva Credit Union is to provide financial solutions that help members simplify their lives and achieve their goals.
Established along Florida’s Suncoast in 1937, Achieva Credit Union provides GOOD banking experiences to people from all walks of life. Unlike a bank, we are not-for-profit,
JM Associates Federal Credit Union officially opened its doors on October 21, 1980, at the SET Port Facility. A full-service, federally chartered credit union, JMAFCU serves associates and family members in all 50 states and abroad. JMAFCU currently has 5 offices. Two in Jacksonville, FL, Deerfield Beach, FL, Mobile, AL, St. Louis, MO.
