For 2025, the USDA loan cap in Mira-Monte, within the county of Ventura, CA, is $591,500, while the FHA maximum is $739,450 for a single-family dwelling.
Employ the Lendersa® USDA loan calculator to evaluate today's top USDA alongside FHA rates, enabling you to identify the income, credit, reserves, and documentation crucial for qualification. Through our modern mortgage calculator, you can view USDA, FHA, Conforming, and VA offerings together, aiding in determining which program in aligns with your financial profile.
2025 Loan Bounds and Down Payment Specifications in Mira-Monte, Ventura County, CA
Loan Category
Maximum Loan Amount
Required Down Payment
USDA
$591,500
0%
FHA
$739,450
3.5%
Conventional Conforming
$739,450
3%
Exploring USDA and FHA Loan Choices in Mira-Monte, CA
Lendersa® aims to swiftly secure the USDA or FHA loan option that best suits your needs, with minimal hassle. Opt for one of three starting routes that connect you with appropriate lenders and USDA loan choices.
A USDA home loan is a government-backed option provided by the U.S. Department of Agriculture, referred to as a USDA rural development loan or USDA mortgage, accessible only in rural areas. Unlike the FHA loan, which requires at least a 3.5% down payment, the USDA loan does not mandate any down payment.
The mission of Focus First FCU is to ensure that our members think of us first for their financial needs. We do this through equal treatment of all our members, quality service & a variety of products offered at competitive rates. A credit union is a not-for-profit financial cooperative that is owned and democratically controlled by its membership.
BCT strives to provide high quality, profitable community banking and related financial services to customers by focusing on exceeding customer service expectations; providing competitive and fair employment opportunities; participating actively in the communities that are served; maintaining the highest business standards.
The Greece Community Federal Credit Union was Chartered in 1958 under the name of Greece Central School District Credit Union as a State Chartered Credit Union to serve the employees of Greece Central School District. The first Board Meeting was held on September 22, 1958 reporting assets of $36.00.
Wilson Mortgage Services Inc is committed to providing personalized origination service for your mortgage financing needs. We've been in business since 1997 and have established business relationships with numerous lenders in an effort to help borrowers. Eileen Wilson, the owner, personally handles your file from start to finis
8891 Brighton Lane Suite 102, Bonita Springs, FL, 34135
Park Shore Mortgage Corp has specialized in all types of residential financing to help people fund their place in paradise. Located just minutes from the Gulf of Mexico along Florida’s southwest coast, Park Shore Mortgage Corp takes the philosophy of the idyllic lifestyle to heart.
"Buckeye Lending Solutions values partnerships with reliable professionals in the real estate, financial and home services industries. If you are in need of a reference, please call us! Buckeye Lending Solutions is committed to providing your clients with:
Answers to their questions
Responsive proactive communication"
Althas Mortgage is a Commercial and Residential Licensed Florida Mortgage Broker Company servicing clients across Florida with their Real Estate Financing needs. At Althas we broker hundreds of mortgage loan financing options from FHA, VA, USDA and Conventional to Jumbos, Non Conventional, No Income Verification, Stated Loans, ITIN loans.
At Kish, we tell our customers to expect more. That’s more than a simple slogan—it’s a promise to deliver exceptional service as we work hard for our clients in all of our service lines: Banking, Wealth, Insurance, Benefits, and Travel.
For over a century, solid and enduring values have made Kish Bank, the banking subsidiary of Kish Bancorp, I
Brickwood Mortgage, Inc. was established in 2007, and is dedicated to providing our clients with the lowest available rates while offering the best mortgage experience possible in both South Carolina & California. We are headquartered in Surfside Beach, South Carolina for all face to face clients, or will be happy to handle the entire transaction.
