For 2025, the USDA loan cap in Mira-Monte, within the county of Ventura, CA, is $591,500, while the FHA maximum is $739,450 for a single-family dwelling.
Employ the Lendersa® USDA loan calculator to evaluate today's top USDA alongside FHA rates, enabling you to identify the income, credit, reserves, and documentation crucial for qualification. Through our modern mortgage calculator, you can view USDA, FHA, Conforming, and VA offerings together, aiding in determining which program in aligns with your financial profile.
2025 Loan Bounds and Down Payment Specifications in Mira-Monte, Ventura County, CA
Loan Category
Maximum Loan Amount
Required Down Payment
USDA
$591,500
0%
FHA
$739,450
3.5%
Conventional Conforming
$739,450
3%
Exploring USDA and FHA Loan Choices in Mira-Monte, CA
Lendersa® aims to swiftly secure the USDA or FHA loan option that best suits your needs, with minimal hassle. Opt for one of three starting routes that connect you with appropriate lenders and USDA loan choices.
A USDA home loan is a government-backed option provided by the U.S. Department of Agriculture, referred to as a USDA rural development loan or USDA mortgage, accessible only in rural areas. Unlike the FHA loan, which requires at least a 3.5% down payment, the USDA loan does not mandate any down payment.
840 Hinckley Road, Suite 150, Burlingame, CA, 94010
Peninsula Real Estate Investors (PREI) Capital Group is a boutique mortgage company which was founded in 1991. We specialize in residential mortgage financing for properties located in California. Since inception, PREI Capital has originated well over $1 billion dollars in mortgage loans.
Wachter Investments, Inc. was founded in 1979 by our father, Harold Wachter, and remains family-owned and operated to this day.We take pride in having successfully endured the roller coaster ride of ups and downs of our Real Estate Market spanning over four decades.We’ve learned plenty over the past forty-one years of being in this industry.
We value your time and understand your frustration with the banks process. Call us today for a free rate quote or click here for our proprietary Quick Quote system. We love bank turn downs and many of those already have completed appraisals that took weeks to finish. After review we will use your report to close the loan fast.
2450 Washington Avenue, Suite 180, San Leandro, CA, 94577
Moore West FCU was established in 1935 to benefit the employees of the Moore Corporation and their families. Moore West FCU has changed with the times over the last 85 years while keeping the same philosophy of "People Helping People", while at the same time providing a safe and sound financial institution.
Established in 1962, SMW 104 Federal Credit Union is a non-profit, financial cooperative owned and operated by its members (Sheet Metal Workers' Local Union 104 employees, apprentices and their families) which spans 49 counties from Ventura County, California, to the Oregon border. By understanding the nature of the trade and offering products
2450 Washington Avenue, Suite 100, San Leandro, CA, 94577
If today's unrealistic credit requirements and housing regulations are making it impossible for you to get money out of your home then OIL is here for you. At OIL we understand that each individual borrower has individual circumstances. we are an Outstanding Investment Lending and we want to work with you.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Karen Douglas is a 23 year Bay Area mortgage professional with extensive experience and knowledge of the industry and its ever-changing landscape. Born and raised in the Bay Area, Karen has devoted much of her energy to developing happy homeowners in the greater Bay Area. Not limited to the local market, Karen’s resources span all of California.
Fiorella Giusti-Barrera is a Senior Loan Advisor she says that I am client-centered. I will hold your hand. I don't sell rates; I sell service. I will listen to understand your needs, both short term and long-term goals, then I will customize the loan options to fit your needs. I may show you how to pay off your mortgage early.
