USDA Loan Vs. FHA loan for Morgan-Hill, CA [Santa Clara County ]

In 2025, the USDA loan limit for Morgan-Hill in Santa Clara, CA is $657,900, while the FHA limit for a single-family home is $822,375.

Leverage the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates. It helps you determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, aiding your decision on the best program for your financial needs in .

Options for USDA and FHA Loans in Morgan-Hill, CA

The mission of Lendersa® is to connect you swiftly with optimal USDA or FHA loans, free of complications. Select one of three starting points to pair with ideal lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

A USDA home loan, also referred to as a USDA rural development loan, is backed by the government Department of Agriculture. It is exclusively available in rural neighborhoods. Unlike FHA loans that mandate a 3.5% down payment, USDA loans require none, offering notable benefits to qualified buyers.

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(727) 210-1440 Lender's profile and map Reviews Moneylink Mortgage Inc 1265 South Myrtle Avenue, Clearwater, FL, 33756 Moneylink Mortgage was started by Michael Galasso. Growing up in Indiana, Michael was a born Entrepreneur. Whether it was his paper route or car washing businesses when he was younger, or his very successful businesses he started in College at Ball State, he has always had the fire to create his own destiny.
(303) 995-0186 Lender's profile and map Reviews Inspired Waves Home Loans LLC Lotus Path, Clearwater, FL, 33756 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
845-702-9260 Lender's profile and map Reviews Homestead Lending 1253 Park Street, Suite UE8,, Clearwater, FL, 33756 Homestead Funding Corp. is a multi-state licensed mortgage banker. In operation since 1995, our corporate headquarters is located in Albany, New York. We have tens of thousands of satisfied customers, originated billions of dollars in residential mortgage loans, and maintained a reputation for exceptional service, honesty, integrity
727-724-3800 Lender's profile and map Reviews Choice Real Estate Funding, LLC 551 South Duncan Avenue, Clearwater, FL, 33756 Choice Real Estate Funding, LLC is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Florida. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt,
(727) 859-3702 Lender's profile and map Reviews Ocean Blue Mortgages Inc 14562 Vista Lane, Largo, FL, 33774 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(727) 877-8030 Lender's profile and map Reviews Merchant One Financial 12800 Indian Rocks Rd #5C, Largo, FL, 33774 mer1loans.com is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity and We cater to new home purchases and refinance loans. Take advantage of the low rates in the market today while it lasts. FHA/VA loans, USDA loans, commercial, and conventional.
(904) 296-6400 Lender's profile and map Reviews Berkshire Hathaway HomeServices Florida Network Realty - St. Augustine 4190 Belfort Rd, Suite 475, Jacksonville, FL, 32216 Berkshire Hathaway HomeServices is a brand-new real estate brokerage network built for a new era in residential real estate. The brand, among the few organizations entrusted to use the world-renowned Berkshire Hathaway name, brings to the real estate market a definitive mark of stability, strength, quality and innovation.
(877) 832-6625 Lender's profile and map Reviews Mortgages By Linda 8833 Perimeter Park Blvd, Suite 403, Jacksonville, FL, 32216 Linda has been in the mortgage business for 19+ years and is licensed with the NMLS (National Mortgage License System) for Florida. Living in the North Florida area since 1987 has given her a great understanding of the surrounding areas offering relevant and reliable information.
(843) 683-2292 Lender's profile and map Reviews Abraham Mortgage LLC 3084 Bellechase Court, Jacksonville, FL, 32216 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
(904) 551-0142 Lender's profile and map Reviews American Lending Services Inc 101 Century 21 Drive, Suite 109B, Jacksonville, FL, 32216 At American Lending Services Inc. your local Florida mortgage professional. As a licensed mortgage originator, my reputation is built on professionalism, integrity & the ability to keep transactions on track. I am dedicated to helping my clients obtain a mortgage that fits their specific financial goals. I am passionate about helping my clients,
(904) 334-2498 Lender's profile and map Reviews Florida Mortgage corp 6817 Southpoint Parkway, 1002, Jacksonville, FL, 32216 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan...