USDA Loan Vs. FHA loan for Morgan-Hill, CA [ best of 2023]

In 2025, USDA loan limit in Morgan-Hill, county of Santa Clara, CA is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Morgan-Hill, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(888) 624-5454 2394 miles Lender's profile and map Reviews Charlotte State Bank & Trust 1100 Tamiami Trail, Port Charlotte, FL, 33953 Established in 1987 and known as the “Hometown Bank, ” Charlotte State Bank & Trust serves the financial needs of customers throughout Southwest Florida, including full-service offices in Punta Gorda, Charlotte Harbor, Port Charlotte and North Port; Loan Production Offices in Collier
(941) 243-4117 2394 miles Lender's profile and map Reviews BayPort Lending LLC 750 Tamiami Trail, Unit 2, Port Charlotte, FL, 33953 BayPort Lending has a team of loan agents with experience and knowledge to guide you through the home buying process. We are local, based in Port Charlotte, Florida and serve the Southwest Florida region.Our team can get you pre-qualified to get a new home or refinance a home.We guide you through the entire process, helping you get the lowest rate.
(941) 426-7827 2394 miles Lender's profile and map Reviews Morningstar Mortgage 474 N Tamiami Trail, Suite 3, Port Charlotte, FL, 33953 Morningstar Mortgage has been doing mortgages in Florida for 10 years. We provide the lowest rate on USDA 100% loan ,FHA Loans and Conventional home mortgages CLOSED IN 10 DAYS! Morningstar Mortgage Specialties in USDA, FHA home loans, mortgages, Home Financing , Homepath, fixed rate loans
(607) 272-8567 2394 miles Lender's profile and map Reviews Tompkins Employees Federal Credit Union Tompkins Employees Federal Credit Union, Ithaca, NY, 14850 The Tompkins Employees Federal Credit Union (TEFCU) is organized to serve people who live, work and/or own a business in Tompkins County. As a community based financial institution, owned and operated by our members, our purpose is to provide financial advice and competitive priced line of financial products
(607) 273-4611 2394 miles Lender's profile and map Reviews Alternatives Federal Credit Union 125 North Fulton Street, Ithaca, NY, 14850 Alternatives is a regional Community Development Credit Union (CDCU) & a Community Development Financial Institution (CDFI). Our mission is to build wealth & create economic opportunity for underserved people & communities. Our vision is to lead an economic movement to create thriving, empowered communities with financial freedom for everyone.
(607) 257-8500 2394 miles Lender's profile and map Reviews CFCU Community Credit Union 1030-1050 Craft Road, Ithaca, NY, 14850 Our mission is to provide the highest level of personal financial services in a friendly, professional manner; to encourage thrift, savings and the wise use of credit; to increase the knowledge & ability of our members to manage & control their financial well-being; to provide sound financial management.
703-887-1039 2394 miles Lender's profile and map Reviews Clear Sky Financial, LLC 9406 Jackson Street, Burke, VA, 22015 Clear Sky Financial knows the DC/VA/MD metro area’s residential real estate market deeply, is a trusted partner for investors across the region, and has a proven track record. We are quickly able to discern which opportunities are viable and how we can help you succeed.Clear Sky Financial’s success starts with our community and the People in it
703 887 1039 2394 miles Lender's profile and map Reviews Clear Sky Financial 9406 Jackson Street, Burke, VA, 22015 Clear Sky Financial knows the DC/VA/MD metro area’s residential real estate market deeply, is a trusted partner for investors across the region, and has a proven track record. We are quickly able to discern which opportunities are viable and how we can help you succeed. Clear Sky Financial strives to give back to the community.
(941) 256-0400 2394 miles Lender's profile and map Reviews Mortgage 1st Lending LLC 2009 Pickard Lane, North Port, FL, 34286 At Mortgage 1st Lending LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(386) 760-0607 2394 miles Lender's profile and map Reviews Coastal Lending Services Inc 3624 South Atlantic Avenue, Daytona Beach, FL, 32118 At Coastal Lending Services, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism,
(410) 476-1560 2394 miles Lender's profile and map Reviews Capital Finance Mortgage LLC 7112 Cypress Hill Drive, Gaithersburg, MD, 20879 At Capital Finance Mortgage, we are a residential mortgage lender that believes your home is your most important investment, and when it comes to your mortgage, you deserve expert advice. We believe in using our experience to educate our clients, and in helping you find the right loan for your family, and for your goals.