FHA Vs. USDA loan program for Amesti, Santa Cruz County, California

In 2025, USDA loan limit in Amesti, county of Santa Cruz, CA is $626,500 while FHA limit is $805,000 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Amesti, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(620) 326-7471 1338 miles Lender's profile and map Reviews Bank of Commerce and Trust Company 201 West Harvey Avenue, Wellington, KS, 67152 The Bank of Commerce and Trust Company, formerly known as the National Bank of Commerce, can trace its roots to the oldest bank in Wellington, the Woods Bank. In October of 1873 Mr. John J. Woods opened the Woods Bank at the southwest corner of Washington and 7th Streets in a frame building. For several years,
(316) 744-1293 1338 miles Lender's profile and map Reviews Chisholm Trail State Bank 6160 North Broadway, Wichita, KS, 67219 Chisholm Trail State Bank is now Stryv. We’ve always strived to serve our customers and our communities with bold, tireless energy. Now, to better reflect our uncommon drive, we’ve taken a new name. The bank has grown and changed in recent years including its focus and growth toward the business community.
(402) 371-0722 1338 miles Lender's profile and map Reviews Elkhorn Valley Bank and Trust 404 South 25th Street, Norfolk, NE, 68702 Elkhorn Valley Bank & Trust is a full-service bank with 8 locations in Norfolk, Wayne, Pierce & Albion, NE. Each branch is staffed with experienced & knowledgeable personnel. We provide banking, lending, wealth management, & insurance services to our customers. Elkhorn Valley Bank & Trust continues to be the leader in servicing the financial needs.
(785) 965-7210 1339 miles Lender's profile and map Reviews The Tampa State Bank 326 North Main Street, Tampa, KS, 67483 The Tampa State Bank is a branch office of The Tampa State Bank. They provide the following services: Full Service Office Location and are located at 326 North Main Street in Tampa Kansas. Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number, online banking website
(316) 978-3666 1339 miles Lender's profile and map Reviews Campus Credit Union 1845 N Fairmount Street, Wichita, KS, 67260 Campus Credit Union was established in May 1952. Its original purpose, to promote thrift by receiving savings from members, make loans to members, and to invest savings of its members, remains the same today.Credit Union was established in May 1952. Its original purpose, to promote thrift by receiving savings from members, make loans to members.
(316) 681-2265 1340 miles Lender's profile and map Reviews Bankers’ Bank of Kansas 555 N Woodlawn St, Wichita, KS, 67208 Chartered Oct. 5, 1988, we began with 31 banks investing $1.5 million in capital and surplus. Our equity capital now exceeds our first day total assets. Today, as one of 14 bankers’ banks across the country, BBOK has nearly 200 shareholders and provides correspondent services to more than 90% of the banks throughout the state.
(316) 687-4101 1341 miles Lender's profile and map Reviews Wheat State Credit Union 1400 S Oliver Street, Wichita, KS, 67218 A St. Joseph Hospital employee, microbiologist Dennis Carr, first introduced the credit union idea, and St. Joseph Hospital Employees’ Credit Union was chartered in 1963. The name was changed to Medical Community Credit Union in 1998 and to Wheat State Credit Union in 2015 to better reflect the expanded field of membership we now serve.
(316) 945-2155 1341 miles Lender's profile and map Reviews Kansas Mortgage Center LLC 840 S Oliver Ave, Wichita, KS, 67218 "Kansas Mortgage Center offers a wide variety of loan programs, including Home Purchase Programs, Refinance Programs and Home Renovation Programs. We lend on primary, secondary and investment properties. Let one of our trained specialists at Kansas Mortgage Center help you towards planning your future."
(785) 632-5161 1341 miles Lender's profile and map Reviews C&R Credit Union 801 5th Street, Clay Center, KS, 67432 C and R Credit Union, in Clay Center, offers a variety of services, including: checking and savings accounts; loans for new and used automobiles, boats, and motorcycles; machinery loans; even loans for jet skis, recreational vehicles, campers and 4-wheelers. Christmas loans and accounts are also available.
$Mid-Tex Federal Credit Union Logo$ (325) 248-6005 1341 miles Lender's profile and map Reviews Mid-Tex Federal Credit Union 3808 Highway 377 South, Brownwood, TX, 76801 Our credit union is your best place to borrow because you can borrow from the credit union for any worthwhile purpose at low rates. You'll find that loans are easier to obtain and also cost less. You are dealing with people you know. Loans are made to our members to meet a financial emergency, to finance cars, for appliances or home repairs.