USDA Vs. FHA your options comparison in Amesti, Santa Cruz County, CA
In 2025, the USDA loan cap for Amesti, within Santa Cruz, CA, is $626,500, while the FHA limit for a single-family home is $805,000.
Utilize the Lendersa® USDA loan calculator to compare the most favorable USDA vs. FHA rates. Determine the needed income, credit, reserves, and documents to qualify. With our sophisticated mortgage calculator, view USDA, FHA, Conforming, and VA options side by side, enabling you to decide on the best program for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Amesti, Santa Cruz, CA
Loan Type
Loan Limit
Down Payment
USDA
$626,500
0%
FHA
$805,000
3.5%
Conventional Conforming
$805,000
3%
USDA and FHA Loan Choices in Amesti, CA
Lendersa® strives to provide you with the best USDA or FHA loans swiftly and effortlessly. Select one of the three methods that match lenders and USDA loan programs.
A USDA home loan, supported by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available solely in rural areas. Unlike FHA loans that require at least a 3.5% down payment, a USDA mortgage requires no down payment, making it a no-money-down option.
Affiliated Mortgage is a top-rated home loan provider in Montana with offices in Billings. Our primary goal is to offer affordable and customized mortgage solutions so that potential homebuyers can fulfill their dream of home ownership. We are here to help you get approved to buy a new home or refinance your existing home loan in no time.
Altana Federal Credit Union has been 70 years since 9 Montana refinery workers pooled their money in a cash box located in an empty boxcar. It’s hard to imagine that they could have envisioned the impact they would have on the lives of so many people. The first loan given was used to purchase a sewing machine. The rest, as they say, is history.
Universal Lending Corporation was founded nearly 40 years ago on the principle that our customers deserve individual and specialized attention throughout the mortgage process. This is why we have one of the highest rates of repeat borrowers in the business. Our mortgage professionals embrace our passion for customer care
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
Hilltop Bank, headquartered in Casper, Wyoming, has been locally owned and managed since 1964. We’re proud of our local heritage and place a very high priority on being a good community partner. Bank employees donate thousands of hours every year to worthwhile community projects and deserving non-profit agencies in our Casper
We provide funding and operational solutions that increase profitability for qualified developers, investors, and business owners in the United States and Canada.
Ask for a U. S. business loan, commercial real estate loans, investment or acquisition capital, debt and equity funding, private money, a merchant cash advance, or other funding.
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Since its inception in 1958, Wyo Central Federal Credit Union has been serving its members in the Casper, Wyoming area with exceptional financial products. Wyo Central FCU has grown its membership to over 3, 400 with assets of more than $29 million. They have 13 full time employees with 2 branch offices.
Jonah Bank of Wyoming was established in 2006 by a group of folks that live and work in Wyoming and care about Wyoming. Our mission, Building a Better Wyoming, is accomplished through our support of Wyoming small businesses and their employees. We still believe in old fashioned quality banking where your banker is your neighbor, friend
Wyoming Capital Access provides guidance and access to government-related loan programs, as alternative business financing options, for Wyoming lenders and Wyoming small businesses. Wyoming's leading provider of SBA 504 Loans & SBA Wyoming Lender of the Year for three years in a row has begun operating under the new name of Wyoming Capital Access.
We are proud of our experience in almost every area of real estate, including residential, commercial, investment, rural and agricultural properties, as well as development and real estate finance. Also, we now offer property management! Our agents have a thorough understanding of all properties on the market.
