In 2026, the USDA loan limit in Las-Lomas, within Monterey county, CA, is $591,500. Meanwhile, the FHA limit for a single-family home is $739,450.
Utilize the Lendersa® USDA loan calculator to compare today's most competitive USDA and FHA rates, evaluating the income, credit, reserves, and documentation necessary to qualify. Our advanced calculator enables a side-by-side comparison of USDA, FHA, Conforming, and VA options to assist you in choosing the most fitting program in for your financial situation.
2026 Loan Limits and Down Payment Criteria in Las-Lomas, Monterey, CA
Loan Type
Loan Ceiling
Required Down Payment
USDA
$591,500
0%
FHA
$739,450
3.5%
Conventional Conforming
$739,450
3%
Options for USDA and FHA Loans in Las-Lomas, CA
At Lendersa®, our goal is to swiftly secure for you the best USDA or FHA loans without hassle. Choose from three initial pathways that link you to matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is exclusive to rural areas. It differs from FHA loans, which require a minimum down payment of 3.5%, as USDA loans require no down payment at all.
We have been a local business since 1936 and continue to live the Credit Union philosophy of "People Helping People". Weld Community Credit Union - All members are equal, every loan has a story... we listen. Every loan application is looked at by a real person. FREE ATM, FREE eChecking account, FREE debit card and friendly people.
In 2000, Tonya Jenkins (“TJ”) had been in the mortgage business for seven years. She had worked as a single loan originator at a local bank and then moved to a manager of a regional mortgage company. She found herself wanting to build a mortgage team, which is when Home Team Lending was born.
Our mission is to help you achieve the dream of home ownership using education at the forefront. Our focus is on supporting you throughout every milestone of the lending process with transparent communication and by empowering you through knowledge.Our leading-edge processes allow for swift and precise approvals.
evolve Federal Credit Union offers a full-service banking for anyone who lives, works or worships in El Paso. With 4 branch locations throughout El Paso, a full range of online services, and our mobile app, we can provide all of our members with a simple, easy and fast way to bank. Our mission is to build member loyalty through service.
In 1932, 11 El Paso civil servants pooled $5 each to form a credit union. Today, GECU is the largest and one of the strongest locally owned financial institutions in the city we call home with more than 400, 000 members, 30 branches. For over 85 years the people of our communities have been helping each other make dreams come true.
1155 Westmoreland Dr, Suite 107, El Paso, TX, 79925
Sun City Home Loans offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the El Paso area. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of mortgage brokers.
First Security Bank of Roundup opened for business on September 7, 1971. We have been privileged to serve more and more people over the years and have enjoyed consistent growth. We utilize the latest innovations in banking technology without sacrificing our mission of superior personalized service.
The Reichert Mortgage Team, LLC specializes in residential home loans, VA loans, and refinancing opportunities for the residents of El Paso County. We are dedicated to giving you the best options possible when it comes to purchasing a home, which is why we offer several assistance programs and credit counseling services!
