In 2025, the USDA loan limit in Las-Lomas, within Monterey county, CA, is $591,500. Meanwhile, the FHA limit for a single-family home is $739,450.
Utilize the Lendersa® USDA loan calculator to compare today's most competitive USDA and FHA rates, evaluating the income, credit, reserves, and documentation necessary to qualify. Our advanced calculator enables a side-by-side comparison of USDA, FHA, Conforming, and VA options to assist you in choosing the most fitting program in for your financial situation.
2025 Loan Limits and Down Payment Criteria in Las-Lomas, Monterey, CA
Loan Type
Loan Ceiling
Required Down Payment
USDA
$591,500
0%
FHA
$739,450
3.5%
Conventional Conforming
$739,450
3%
Options for USDA and FHA Loans in Las-Lomas, CA
At Lendersa®, our goal is to swiftly secure for you the best USDA or FHA loans without hassle. Choose from three initial pathways that link you to matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is exclusive to rural areas. It differs from FHA loans, which require a minimum down payment of 3.5%, as USDA loans require no down payment at all.
6268 S 900 E, Suite 250, Salt Lake City, UT, 84121
Nick Lovato is a seasoned top producing Loan Officer who cares about educating clients on the latest most innovative options in the market place. After working with Nick, his clients have a true understanding of what their options are and a positive outlook on which mortgage they choose.
6629 S. 1300 E, Suite 4, Salt Lake City, UT, 84121
Avenu, Inc. is a new equity venture from two organizations with a long history of innovation and success in the mortgage domain: LeadPoint, Inc. is the world’s largest online mortgage lead exchange. Avenu is transforming the monetization model for real estate agents — while empowering home buyers to transact with greater ease and control.
When you partner with Ascension Mortgage Brokers, you’re making a choice to work with the best in the business; true professionals with the experience, skill set, attitude and determination to provide you with a fast, air-tight, comprehensive, no-nonsense streamlined process that not only achieves your financial objectives.
7135 South Highland Drive, Suite 202, Salt Lake City, UT, 84121
Founded in 2011, the key to our success has been a combination of consistently offering the lowest possible and above all providing outstanding customer service. We take pride in treating our clients with honesty and integrity.
We want to get to know you so that one of our seasoned loan officers can offer you the ideal financing solution.
6375 South Highland Drive, Salt Lake City, UT, 84121
Arch Lending a DBA of Stonebrook Lending is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently.
3126 East Danish Ridge Way, Salt Lake City, UT, 84121
As a Mortgage Lending Manager, NICOLE's aim is to fulfill your real estate goals, whether you want to refinance a home you already own or purchase a new one. I am here to provide you with detailed options and sound recommendations so you can make informed choices that best fit your mortgage financing needs.
7836 Danish Point Place, Salt Lake City, UT, 84121
White Pine Funding LLC works with multiple lenders and products that define an individual’s unique needs in getting a mortgage loan. The owner has lived in Utah for all of his adult life, raised a family here and is familiar with the community. With 20 years of industry experience, our branch can help you every step of the way.
6629 S. 1300 E, Suite 4, Salt Lake City, UT, 84121
IntroLend .com is the nation’s most advanced consumer lending platform. Specializing in mortgages (both new purchase and refi), but also serving the needs of vehicle, credit card and personal loan shoppers, IntroLend fuses industry-leading technology to white-glove personal service.
