USDA Vs. FHA Pro and Con comparison in Norco, Riverside County, CA

For 2025, the USDA loan limit in Norco, located in Riverside county, CA, is set at $460,000, while the FHA limit for a single-family home is $644,000.

Utilize the Lendersa® USDA loan calculator to effectively compare today's premier rates for USDA versus FHA loans. This will help assess the necessary income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options, enabling you to identify the program that best fits your financial situation, especially in Alabama.

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2025 Loan Limits and Down Payment Requirements in Norco, County of Riverside, CA

Loan Type Loan Limit Down Payment
USDA $460,000 0%
FHA $644,000 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Norco, CA

The objective of Lendersa® is to swiftly secure you the best USDA or FHA loan without any hassle. Start with one of three strategies to align with lenders and investigate USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

USDA home loans, also referred to as USDA rural development loans or USDA mortgages, are guaranteed by the U.S. Department of Agriculture and are available solely in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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