In 2025, the USDA loan cap in Home-Gardens, situated in Riverside county, CA, is set at $381,800, with the FHA limit being $477,250 for a single-family dwelling.
Take advantage of the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates and determine the income, credit score, reserves, and documents necessary for qualification. Our advanced mortgage calculator lays out USDA, FHA, Conforming, and VA loans side by side, assisting you to select the best program in based on your specific financial needs.
2025 Loan Limits and Down Payment Requirements in Home-Gardens, Riverside, CA
Loan Type
Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$477,250
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Home-Gardens, CA
Lendersa® is committed to swiftly and hassle-free offering you the most advantageous USDA or FHA loan. Begin with one of three different paths to connect with matching lenders and USDA loan programs.
The USDA home loan is backed by the government's Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, and is exclusively offered in rural locations. Unlike FHA loans requiring a minimum down payment of 3.5%, the USDA mortgage comes with no down payment requirements.
CHROME may look shiny and new, but we started in 1971 as the credit union for employees of Washington Steel Corporation. In 1991, we became Washington Community Federal Credit Union and expanded our membership to serve anyone that lived in Washington County. In 2014, we updated our name to CHROME to pay homage to our original members.
At Caro, we are focused on changing people’s lives with creative problem-solving solutions to the financial challenges life throws at you, both simple and complex. We give you the tools you need to succeed, help you achieve your goals and work together on a plan that is easy to follow. Caro treats every person with equal importance.
6710 Embassy Blvd, Suite 202, Port Richey, FL, 34668
C2 Financial Corporation is one of the nation’s largest mortgage brokers, home to over 700 loan originators. We have been ranked a Top 50 Mortgage Lender in the Scotsman Guide and employ several of Scotsman’s Top 500 loan originators in the country. In addition, we were recently ranked in the Top 20 Best Companies to Work
The principle of this company has been in the Mortgage Industry for over 40 Years. We specialize in placing mortgages for self employed and people with minimal credit. Flagler Mortgages is a Full service mortgage broker. Programs available to suit all needs and profiles including FHA and VA. When the bank says no, call us.
110 Peppers Ferry Road NW, Christiansburg, VA, 24073
Virginia Community Capital is a Community Development Financial Institution (CDFI) with a mission to create jobs, energize places, and promote an enhanced quality of life for Virginians. With offices in Christiansburg, Norfolk, and Richmond, we offer innovative and flexible financing tools throughout the state.
We know what Matters at National Lending Pro. As a Premier Lender funding Ground New Construction, Bridge Loans, DSCR, Multi Unit, Rehabs and Developer Loans we know each Real Estate Investor have different requirements and needs. We are Not a One Size Fit All – Lender.
Get your Project Pre-Approved today and find out what sets National Lendin
Fairview Home Mortgage, LLC is a residential mortgage lender. We are currently licensed in the states of NC, SC, and FL. We can help with purchases and refinances for homes that will be used as primary residences, investment properties, or second/vacation homes. We offer extremely competitive rates and provide the highest level of service.
Advantage Rate Mortgage has the ability to customize our mortgage offerings to best meet our customers needs. We partner with several different lenders so we can offer a large variety of products and rates for our customers vs. a big bank approach that only offers limited programs and terms.
Straightline was founded in 2006 with the goal of becoming a premier provider of loans for real estate investors. Our simple approach has always been to provide fast answers, great service, and reliable funding for our clients. Since 2006 we have provided millions of dollars in loans to local real estate investors who have improved properties, st
