In 2025, the USDA loan cap in Home-Gardens, situated in Riverside county, CA, is set at $381,800, with the FHA limit being $477,250 for a single-family dwelling.
Take advantage of the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates and determine the income, credit score, reserves, and documents necessary for qualification. Our advanced mortgage calculator lays out USDA, FHA, Conforming, and VA loans side by side, assisting you to select the best program in based on your specific financial needs.
2025 Loan Limits and Down Payment Requirements in Home-Gardens, Riverside, CA
Loan Type
Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$477,250
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Home-Gardens, CA
Lendersa® is committed to swiftly and hassle-free offering you the most advantageous USDA or FHA loan. Begin with one of three different paths to connect with matching lenders and USDA loan programs.
The USDA home loan is backed by the government's Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, and is exclusively offered in rural locations. Unlike FHA loans requiring a minimum down payment of 3.5%, the USDA mortgage comes with no down payment requirements.
15315 Magnolia, Suite 215, Sherman Oaks, CA, 91403
Loan Science is a high volume, boutique lending firm celebrating its 12th year in real estate finance. Having a solid reputation for quality business, the company has created a culture of success, based on loan officer support, product access, marketing strategies, generous compensation structure, and a sincere sense of team.
15233 Ventura Boulevard, Suite 500, Sherman Oaks, CA, 91403
Veterans of America Mortgage, we take great pride in our history. We’ve experienced tremendous success because of our unwavering commitment to enhancing lives every day. We’re honored to say we’ve helped thousands of military families purchase the home of their dreams and we are dedicated to continually providing service.
15130 Ventura Blvd, Suite 320, Sherman Oaks, CA, 91403
Our company strives for excellence. We open our services to anyone in California, that's how confident we are in our ability to aid those in need of real estate guidance. Investors, brokers, agents, clients, and anyone that is interested in matters revolving around real estate is welcome to contact a member of our team.
15260 Ventura Boulevard, Suite 1200, Sherman Oaks, CA, 91403
At ALG Mortgage we take your application and shop 100+ lenders nationwide for you, with just one credit inquiry. Our motto is simple: “Hundreds of Options. One Simple Application.” Designed to save you precious time and money. Shop ALL options with one application with ALG Mortgage. Your local bank will take all your info, run your credit,
We’re here to build long term relationships through honesty, integrity, & trust. That’s why we focus on the client, not the bottom line. Our goal is to ensure that you are where you want to be, and that the real estate process is as easy as possible. That’s why we use our extensive knowledge of buying, selling, developing, building and renovating.
15250 Ventura Blvd, Suite 715, Sherman Oaks, CA, 91403
Mortgage Globe Inc is a premier mortgage company that specializes in residential and complex commercial loans. With years of expertise and knowledge in the area of mortgage loan, we have managed to build trust and strong customer relationship through in-depth understanding of clients’ needs and expectations.
15000 Ventura Blvd, Suite 300, Sherman Oaks, CA, 91403
Patch of Land is crowdfunding real estate through its P2RE (peer-to-peer) online marketplace offering various typologies of secured real estate debt on assets backed by first position liens and personal guarantees.We make it possible to invest and make a good return while also contributing to something good.
21650 Oxnard Street, Suite 1700, Sherman Oaks, CA, 91403
Genesis Capital is the leading loan provider for the nation’s top professional developers of residential, multifamily and mixed-use real estate.
Our diversified product line and sharp, swift execution enables us to cater to a broad range of investors and developers, across multiple types of projects.
15000 Ventura Blvd, Suite 300, Sherman Oaks, CA, 91403
Patch of Land aims to solve the problem of slow, inefficient, fragmented and obscure private real estate lending by using the latest technology, data and process efficiency to more accurately assign risk profiles and project viability, while greatly reducing time and cost of loan underwriting for borrowers with real estate projects.
