USDA VS FHA in Eastvale, Riverside County, CA

In 2025, the USDA loan limit in Eastvale, Riverside County, CA, is $460,000, while the FHA cap for a single-family home is $644,000.

Utilize the Lendersa® USDA loan calculator to weigh today's best rates for USDA vs. FHA loans and ascertain the income, credit, reserves, and documents needed for qualification. With our cutting-edge mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, assisting you in deciding which program in makes the most sense for your particular financial scenario.

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2025 Loan Limits and Downpayment Requirements in Eastvale, Riverside, CA

Loan Type Loan Limit Down Payment
USDA $460,000 0%
FHA $644,000 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Eastvale, CA

Lendersa® seeks to ensure that you get the best USDA or FHA loan available quickly and without hassle. Choose from three starting pathways to connect with compatible lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

A USDA home loan is a government-backed option from the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, available only in rural areas. Unlike FHA loans, which typically require a minimum down payment of 3.5%, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Oconee Federal Savings and Loan
  • 115 East North Second Street, Seneca, SC, 29678
  • OCONEE FEDERAL SAVINGS AND LOAN ASSOCIATION is the continuation and outgrowth of the Seneca Building and Loan Association, which was chartered by the State of South Carolina in February 1924.In 1958, we changed our name to OCONEE SAVINGS AND LOAN ASSOCIATION when our first branch office was opened in Walhalla.
  • Mechanics Bank
  • 2 South Main Street, Mansfield, OH, 44902
  • Mechanics Bank is a full-service community bank in Richland County, Ohio. We’ve remained independently managed for over 136 years, and we’re proud to be the only bank in the county that can make that claim. Because what began in Mansfield in 1886 remains here—headquarters and all.
  • Tappan Community Credit Union, Inc
  • 191 Park Avenue East, Mansfield, OH, 44902
  • Tappan Community Credit Union, proud to be the oldest credit union in Mansfield. Over 84 years ago Tappan Employees Credit Union met the needs of a growing industrial workforce and we are pleased to continue those same services today. Membership is open to anyone working, attending school, worshiping or living in Richland County.
  • McGregor Mortgage, LLC
  • 13 Park Avenue West, Suite 307, Mansfield, OH, 44902
  • McGregor Mortgage, LLC is committed to providing customer-minded mortgaging and was founded on the principles of bringing more mortgage options and products; always being available; establishing transparency with customers, realtors, and other business partners; delivering in an efficient manner
  • THA Mortgage
  • 28 Park Avenue West, Suite 601, Mansfield, OH, 44902
  • THA Mortgage provides a variety of loan options and knowledge to help each customer understand and select the best loan program for their needs. We are here to help clients in all phases of life meet their financial and real estate goals. Integrity, innovation, partnership and collaboration are the core values that drive THA Mortgage
  • Vinton County National Bank - VCNB
  • 112 West Main St., Mc Arthur, OH, 45651
  • At Vinton County National Bank we are proud of our long history and excited about our promising future. Founded in McArthur, Ohio in 1867, we are a Bauer Financial 5-Star Rated Financial Institution. Since our founding in a small town storefront 153 years ago, we have shown tremendous growth and prosperity.
  • Century Bank and Trust
  • 141 South Wayne Street, Milledgeville, GA, 31061
  • Century Bank & Trust has operated as an independent community bank under local control. The Boards of the Bank and Century Bancorp, Inc, remain convinced, unless faced with strong evidence and trends to the contrary, that this direction can continue to offer against other alternatives, higher returns, a superior level of service to our customers.
  • Ecusta Credit Union
  • 2074 Asheville Highway, Brevard, NC, 28712
  • Ecusta Credit Union was founded in 1976 in order to provide the Olin Corporation employees with a safe, convenient place to save as well as borrow – a financial institution dedicated to their best interest. After several name changes, we are now known as Ecusta Credit Union, we offer our services to everyone who lives, works, worships
  • Carolina Financial Group
  • 100 Elks Club Rd, Brevard, NC, 28712
  • Bruce Roberts (CEO of Carofin and Carolina Financial Securities—Carofin’s parent company), and Peter Milhaupt (Chairman of Carolina Financial Securities). Their paths had crossed many times, both in finance and as friends, when in 1995 they became business partners in the formation of the Carolina Financial Securities (CFS).