USDA Vs. FHA Pro and Con comparison in Eastvale, Riverside County, CA

In 2025, the USDA loan limit in Eastvale, Riverside County, CA, is $460,000, while the FHA cap for a single-family home is $644,000.

Utilize the Lendersa® USDA loan calculator to weigh today's best rates for USDA vs. FHA loans and ascertain the income, credit, reserves, and documents needed for qualification. With our cutting-edge mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, assisting you in deciding which program in makes the most sense for your particular financial scenario.

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2025 Loan Limits and Downpayment Requirements in Eastvale, Riverside, CA

Loan Type Loan Limit Down Payment
USDA $460,000 0%
FHA $644,000 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Eastvale, CA

Lendersa® seeks to ensure that you get the best USDA or FHA loan available quickly and without hassle. Choose from three starting pathways to connect with compatible lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

A USDA home loan is a government-backed option from the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, available only in rural areas. Unlike FHA loans, which typically require a minimum down payment of 3.5%, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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