FHA Vs. USDA loan program for Pleasure-Point, Santa Cruz County, California

In 2025, USDA loan limit in Pleasure-Point, county of Santa Cruz, CA is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Pleasure-Point, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(504) 832-5900 Lender's profile and map Reviews PAN AMOCO FEDERAL CREDIT UNION 3500 N Causeway Boulevard, Suite 100, Metairie, LA, 70002 PAN AMOCO FEDERAL CREDIT UNION was founded in October 1953, to serve the employees of Pan-Am Southerners Corp. The original name was Pan- Am Southerners Federal Credit Union, the name was soon changed to Pan-Amoco Federal Credit Union in 1957. Credit Unions are unique financial organizations that date back to the early twentieth century.
(504) 455-7002 Lender's profile and map Reviews Miller Home Mortgage LLC 2815 Division St, Suite 200, Metairie, LA, 70002 Miller Home Mortgage, LLC is a licensed mortgage broker and banker in Texas and Louisiana. We provide Conventional, FHA, VA, RD/USDA, and non-conventional financing. We can finance purchases, refinances, construction and renovation mortgages. WE HAVE 23 YEARS OF LENDING EXPERIENCE AVAILABLE TO ASSIST IN COMPLETING YOU LOAN TRANSACTION.
(504) 837-3939 Lender's profile and map Reviews Sun Mortgage Funding Inc 3525 North Causeway Blvd, Suite 900, Metairie, LA, 70002 Sun Mortgage Funding is a locally-owned and operated mortgage company licensed by the state of Louisiana and accredited by the Better Business Bureau. The company has been offering superior services to clients in the southeast community of Louisiana and its surrounding districts.
(504) 833-2111 Lender's profile and map Reviews America’s Mortgage Resource 3317 N. I-10 Service Rd, Suite 200, Metairie, LA, 70002 America’s Mortgage Resource was founded in 1996. The Company is a full service Mortgage Banking Firm offering a diverse product line through professional and courteous service. America’s Mortgage Resource is committed to the long term interest of our clients and the formation of a lending relationships that last a lifetime.
(906) 228-7080 Lender's profile and map Reviews Embers Credit Union 601 S McClellan Avenue, Marquette, MI, 49855 We're an institution that was born and raised in the Upper Peninsula of Michigan. The #EmbersTeamMembers strive to spark financial opportunities and offer solid advice to get our membership to the next level. Our fire burns for everyone that calls the U.P. home. So, as we always say, #LiveitUP.
(906) 228-9850 Lender's profile and map Reviews Marquette Community Federal Credit Union 1230 W Washington Street, Marquette, MI, 49855 Marquette Community Federal Credit Union´s history begins in 1952 at the Marquette Branch Prison. Local 684 of the Michigan Corrections Officers Association were granted a charter from the National Credit Union Administration to provide savings and loan services to the employees of the Marquette Branch Prison.
(906) 226-4040 Lender's profile and map Reviews Range Bank, National Association 100 N. Front St., Marquette, MI, 49855 Range Bank was founded on June 13, 1887 when horses were the main form of transportation and gold was still a form of currency. As an independent community bank, Range Bank is locally owned and managed. We will be the bank of choice in the communities we serve. We are accountable for our actions.
(219) 531-9675 Lender's profile and map Reviews Hamstra Mortgage Professionals Inc 2803 Boilermaker Court, Suite 1D, Valparaiso, IN, 46383 Hamstra Mortgage Professionals, Inc. is an Indiana licensed mortgage loan broker business. Hamstra Mortgage opened for business in September of 2006. Gene Hamstra is president/owner and has been in the mortgage business since March of 1989. With 28 years of experience, you will not find a more qualified loan originator.
(219) 548-2255 Lender's profile and map Reviews Integrity Mortgage & Financial Services, Inc. 3205 Cascade Dr, Suite B, Valparaiso, IN, 46383 We'll help you plan your finances with confidence.From financial analysis & cash flow assessments to refinances & reverse mortgages,we specialize in helping you manage your finances.There's no better time than now. Take the first step on the road to a more enjoyable and debt-free life
(504) 736-6144 Lender's profile and map Reviews Jefferson Parish Employees FCU 1221 Elmwood Park Boulevard, Room 207, Harahan, LA, 70123 At Jefferson Parish Employees Federal Credit Union (JPEFCU), your credit union-proudly serving the financial needs of our members since our charter was signed October 23, 1959.Credit Union (JPEFCU), your credit union-proudly serving the financial needs of our members. We’ve come a long way – evolving into a full service financial institution.
(504) 733-0789 Lender's profile and map Reviews Louisiana Central Credit Union 824 Elmwood Park Boulevard, Suite 100, Harahan, LA, 70123 Members are the most important asset of the Louisiana Central Credit Union. This state-chartered, not-for-profit, not-for-charity, but for service financial institution which has been in continuous operation since 1942, exists solely to serve the financial needs of its members. Like all credit unions,