USDA Loan Vs. FHA loan pro & con for Pleasure-Point, Santa Cruz County, CA

In 2025, USDA loan limit in Pleasure-Point, county of Santa Cruz, CA is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Pleasure-Point, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(406) 566-2238 927 miles Lender's profile and map Reviews Basin State Bank 103 Central Avenue, Stanford, MT, 59479 Basin State Bank (Banks) on 103 Central Ave in Stanford, Montana. This bank is listed on Bank Map under Banks - All - Banks. Our office is located on 103 Central Ave, Stanford, MT. Basin State Bank opened its doors in 1911 and has been faithfully serving Central Montana for over 90 years.
(877) 300-9369 927 miles Lender's profile and map Reviews Stockman Bank 103 Central Avenue, Stanford, MT, 59479 Stockman Bank is a Montana born company built on western values, focused on creating long-standing relationships through integrity, expertise and results. We are the largest private, family owned bank in Montana. Founded 1953, in Miles City by William Nefsy, we are Montana's premier financial center for personal, business, agriculture,
(720) 560-3148 927 miles Lender's profile and map Reviews Castle Peak Mortgage LLC 5567 South Perry Park Road, Sedalia, CO, 80135 Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.and There are a number of different types of home loans available to you.
(303) 660-0822 927 miles Lender's profile and map Reviews Bighorn Mortgage Group Ltd 2589 North State Highway, Suite 67, Sedalia, CO, 80135 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(303) 810-5180 927 miles Lender's profile and map Reviews Peoples Mortgage Services LLC 5340 Horseshoe Trail, Sedalia, CO, 80135 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(303) 657-7000 928 miles Lender's profile and map Reviews Premier Members Credit Union 5505 Arapahoe Avenue, Boulder, CO, 80303 Premier Members Credit Union (PMCU) is a not-for-profit, eco-conscious financial institution dedicated to providing financial solutions to individuals and businesses in Boulder, Co. and the Denver Metro area, all the way down to Pueblo. With more than 70, 000 members, $1 billion in assets, 14 full-service retail branch locations
(303) 415-2070 928 miles Lender's profile and map Reviews Brenckman Funding LLC 4450 Arapahoe Avenue, Suite 100, Boulder, CO, 80303 Brenckman Funding committed to take the mystery out of the loan mortgage and refinancing process. Most competitive mortgage rates available we fully understand your mortgage needs. Allow us to custom tailor a mortgage loan package that makes sense to you, we pride ourselves on great mortgage interest rates.
(720) 295-6261 928 miles Lender's profile and map Reviews 1st Nations Mortgage 281 Ponderosa Drive, Boulder, CO, 80303 We are a full service mortgage company with many Licensed Mortgage Professionals operating in Virginia and Colorado. We are known for our low rates and our easy loan process. Let our experts take you on an easy journey through the process. 1st Nations specializes in easy and simple. We find the best lender offering the lowest rate
(303) 245-0291 928 miles Lender's profile and map Reviews Aloha Capital 3601 Arapahoe Ave Building D, Unit 178A, Boulder, CO, 80303 Aloha Capital offers fast, flexible and reliable financing at competitive rates to help you leverage your experience and take advantage of real estate investment opportunities. No matter if you are focused on Fix & Flips, Buy & Holds (BRRRR strategy), or Turnkey Investments, we understand your business and are here to help you succeed and grow.
(303) 860-1117 929 miles Lender's profile and map Reviews Options Credit Union 5935 S Zang St, Unit 4, Littleton, CO, 80127 Options Credit Union (formerly named Legal Community Credit Union) is a non-profit financial institution that was established in 1979 by the Denver Bar Association to serve the legal communities banking & financial needs. Options Credit Union you can enjoy a fuill suite of products and services with no monthly fees, no minimum balance requirements.
(303) 978-2274 929 miles Lender's profile and map Reviews Colorado Credit Union 10026 W. San Juan Way, Littleton, CO, 80127 Our story began in 1973 when 35 Johns Manville employees gathered their funds together and started our credit union as a member-owned financial cooperative. We grew rapidly over the years, serving only employees, retirees, and family members of Johns Manville. In 1998, we expanded our membership to include other employer groups