USDA and FHA Pro and Con in Pleasure-Point, Santa Cruz County, CA
In the year 2026, the USDA loan limit for Pleasure-Point, located in Santa Cruz county, CA, is set at $657,900. Meanwhile, the FHA limit for a single-family residence reaches $822,375.
Utilize the Lendersa® USDA loan calculator to compare today’s top USDA and FHA rates. You can determine necessary income, credit, reserves, and documents for qualification. With our sophisticated mortgage calculator, examine USDA, FHA, Conforming, and VA options side by side, aiding in deciding which program fits your financial scenario in .
2026 Loan Limits and Down Payment Requirements in Pleasure-Point, Santa Cruz, CA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Options in Pleasure-Point, CA
Lendersa® aims to secure the best USDA or FHA loans quickly and hassle-free. Choose from three starting points, leading you to match with lenders for USDA programs.
A USDA home loan, also known as a USDA rural development loan, is backed by the U.S. Department of Agriculture. It’s available solely in rural areas and doesn’t require a down payment, unlike FHA loans that require a minimum of 3.5% down.
Abilene Teachers Federal Credit Union has been open since 1950. The credit union has assets totaling $578.04 Million and provides banking services to more than 53, 000 members as of March 2022.
The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups.
Abilene Federal Credit Union is a not-for-profit financial cooperative. When you join the credit union, you become a shareholder – or an owner – of a very unique financial institution.credit unions, Abilene Federal Credit Union is a not-for-profit financial cooperative. When you join the credit union.
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