USDA Loan Vs. FHA loan for Modesto, CA [Stanislaus County ]

In the year 2025, the USDA loan limit for the area of Modesto, located in the county of Stanislaus, CA, stands at $412,000. Comparatively, the FHA loan limit for a single-family dwelling here is $517,500.

Employ the Lendersa® USDA loan calculator to assess today's top USDA versus FHA rates. This tool assists in evaluating the necessary income, credit score, reserve funds, and supporting documents needed for qualification. Our comprehensive mortgage calculator lets you examine USDA, FHA, Conforming, and VA loans side by side, aiding your decision to select the ideal program for your financial circumstance in .

USDA and FHA loan possibilities in Modesto, CA

The mission of Lendersa® is to swiftly deliver the best USDA or FHA loan with no hassle. You can start with one of three pathways to find lenders that match with recommended USDA loan programs.

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Understanding USDA Loans in CA

A USDA home loan is a government-backed mortgage provided through the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. It is specifically available in rural areas. Unlike FHA loans that necessitate a minimum 3.5% down payment, USDA loans do not require any down payment.

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(888) 529-5450 Lender's profile and map Reviews Citizens State Bank 1238 Broad St, New Castle, IN, 47362 Our mission is to help our clients, co-workers, and communities succeed. Decisions are made locally. Deposits made with us stay in our communities, becoming funds for the loans and donations that fuel local economic development. Citizens State Bank is a fourth-generation family-owned community bank.
(256) 585-2000 Lender's profile and map Reviews MidTown Mortgage Company 500 Providence Main St, Suite 2, Huntsville, AL, 35806 We know that each customer has specific needs and we strive to meet those specific needs with quality service and individual attention. We pride ourselves in giving you the mortgage information, loan options and convenient assistance you're looking for. With a variety of loan programs & we will find the loan that best suits your needs.
(269) 965-1381 Lender's profile and map Reviews Grand Trunk (Battle Creek) Employees Federal Credit Union 1275 North Raymond Road, Battle Creek, MI, 49014 Grand Trunk (Battle Creek) Employees Federal Credit Union was founded in January of 1945 by a group of railroad employees of the Grand Trunk Western Railroad Company. The purpose was to provide financial services to railroaders and their families. Membership quickly grew to 70 members in the first two months of operating
(269) 968-9251 Lender's profile and map Reviews Kellogg Community Credit Union 41 2nd St, Battle Creek, MI, 49014 Kellogg Community Credit Union, headquartered in Battle Creek, Michigan is a full service financial institution serving people who live, work, worship, or attend school in Greater Southwest Michigan. With more than $795 million in assets and over 47, 000 members through 13 branches in Battle Creek, Kalamazoo, Portage, Three Rivers, Marshall
(205) 648-5252 Lender's profile and map Reviews Hiott Financial Corporation 12 Rouse Road, Sumiton, AL, 35148 "Hiott Financial Corporation was incorporated in 2003. We are dedicated to building relationships with our clients in a dynamic lending environment. HFC offers many mortgage products to meet the needs of our clients including USDA, FHA, Conventional, and VA. We enjoy alot of tradition and beauty here in the State of Alabama."
(228) 762-0659 Lender's profile and map Reviews Gulf Trust Federal Credit Union 2533 Denny Avenue, Pascagoula, MS, 39567 In early 1972 a group of employees of the Singing River Hospital and the Ocean Springs Hospital gathered to discuss forming a credit union for the purpose of providing economical savings and loans to fellow co-workers and families. The State of Mississippi granted them a charter and the J C Hospital System Employees Credit Union was born.
(228) 475-9531 Lender's profile and map Reviews Singing River Federal Credit Union 6006 Highway 63, Moss Point, MS, 39563 Singing River Federal was organized in 1953 by the employees of International Paper (Southern Craft Mill) as a fair-rate financial cooperative. Today, Singing River Federal's more than 28, 000 members have more than $230 million in assets. Anyone who lives, works, worships or attends school in Jackson
(800) 459-2328 Lender's profile and map Reviews Autotruck Financial Credit Union 7651 Jefferson Green Way, Louisville, KY, 40219 Autotruck Financial Credit Union was chartered in the State of Kentucky on June 13, 1961 as a not for profit cooperative to serve the employees of the Ford Motor Company. In 1965, the Credit Union was granted a Federal Charter & operated under Federal Law until 2011. On November 8 2011 the State of Kentucky issued the Credit Union a state charter.
(888) 782-3333 Lender's profile and map Reviews Republic Bank & Trust Company 2001 Newburg Road, Louisville, KY, 40205 Republic Bank has grown to become the largest locally-owned community bank in Kentucky. With 45 banking centers in Kentucky, Indiana, Florida, Tennessee and Ohio, and $5.1 billion in assets, Republic is dedicated to meeting the needs of consumers, small business owners and large corporations by offering a full range of competitive products.
(502) 964-7575 Lender's profile and map Reviews Class Act Federal Credit Union 3620 Fern Valley Rd, Louisville, KY, 40219 Class Act Federal Credit Union was established by a small group of JCPS teachers in 1954 to serve the personal finance needs of JCPS teachers and other school employees. At that time, teachers had very limited access to loans or credit of any kind. The credit union filled this need and did so at very competitive rates.
(502) 671-4800 Lender's profile and map Reviews Eclipse Bank, Inc. 3827 Shelbyville Road, Louisville, KY, 40207 The Eclipse Team consists of highly-experienced, talented bankers. We hire exceptional bankers and empower them with the tools they need to be successful and also Eclipse strives to be a valuable corporate citizen. We give back to our community in numerous ways, including volunteerism, donations, and lending in low-moderate income areas
(502) 819-5222 Lender's profile and map Reviews Atlas Capital Mortgage 120 Sears Avenue, Suite 208, Louisville, KY, 40207 Founded in 2005 by Tommy Atlas, Atlas Capital Mortgage has helped hundreds of people in Kentucky buy and refinance their homes. A 1992 graduate of the University of Louisville, Tommy began his career in the retail banking sector at the Bank of Louisville. He transitioned exclusively to mortgage banking in 1998. With more than two decades.